Best Mortgages & Home Loans in Indianapolis, IN

Compare 10 mortgages & home loans companies serving Indianapolis, Indiana. Average rating: 4.3/5.

10 Companies 10 Rated Payday: Legal

Indiana Lending Regulations

Indiana allows payday lending with a $605 cap and tiered fee structure. A statewide database prevents excessive borrowing. The Department of Financial Institutions regulates all consumer lenders, and complaints can be filed with the DFI or the Attorney General's Consumer Protection Division.

Usury cap: 36% for first $2,000 (small loans); payday loans capped at $605 with tiered fees Agency: Indiana Attorney General Consumer Protection Division

Top-Rated Mortgages & Home Loans

First Option Mortgage Indianapolis logo

First Option Mortgage Indianapolis

Indiana-based mortgage lender offering home purchase and refinance loans through a single point of contact model with faster closing times than traditional banks.

4.5/5
Contact BBB: NR

Best for: First-time homebuyers in Indiana seeking personalized guidance through the mortgage process, Borrowers prioritizing fast closing timelines and responsive communication over shopping multiple lenders

Enterprise Title logo

Enterprise Title

Enterprise Title provides residential and commercial real estate title services, closings, and lender services across Indiana and Kentucky with a focus on wire fraud prevention.

4.4/5
Contact BBB: NR

Best for: Home buyers and sellers completing residential transactions in Indiana or Kentucky, Commercial real estate investors and developers navigating complicated multi-party deals

Grandview Lending, Inc logo

Grandview Lending, Inc

Family-owned mortgage broker in Indianapolis offering conventional, FHA, VA, USDA, jumbo, and reverse mortgages through access to national and regional lenders.

4.4/5
Contact BBB: NR

Best for: Borrowers with credit challenges (late payments, bankruptcy, collections) seeking specialized guidance, Homebuyers and refinancers wanting multiple loan options and customized cost-benefit analysis before commitment

New American Funding - Indianapolis, in logo

New American Funding - Indianapolis, in

New American Funding's Indianapolis branch provides mortgage lending services including conventional, FHA, VA, and refinance loans with a 4.95/5 rating across 214 reviews.

4.4/5
Contact BBB: NR

Best for: First-time homebuyers in Indianapolis-area qualifying for down payment assistance programs, Veterans and active duty military seeking VA loans with no down payment requirement

RNC Mortgage B Lenders for Construction & Land logo

RNC Mortgage B Lenders for Construction & Land

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4.4/5
Contact BBB: NR

Best for: Consumers in Indianapolis, Indiana looking for personal lending services, People who prefer working with a local personal lending provider

Sullivan Home Loans logo

Sullivan Home Loans

Sullivan Home Loans is a mortgage lender offering purchase and refinance solutions with offices in Indianapolis, Southern Indiana, and Scottsdale. They emphasize personalized service and educational resources for homebuyers.

4.4/5
Contact BBB: NR

Best for: Military members and veterans seeking VA loans with minimal or no down payment requirements, First-time homebuyers in the Indianapolis, Southern Indiana, or Scottsdale regions seeking educational guidance

All Mortgages & Home Loans in Indianapolis (10)

First Option Mortgage Indianapolis logo

First Option Mortgage Indianapolis

Indiana-based mortgage lender offering home purchase and refinance loans through a single point of contact model with faster closing times than traditional banks.

4.5/5
Contact BBB: NR

Best for: First-time homebuyers in Indiana seeking personalized guidance through the mortgage process, Borrowers prioritizing fast closing timelines and responsive communication over shopping multiple lenders

Enterprise Title logo

Enterprise Title

Enterprise Title provides residential and commercial real estate title services, closings, and lender services across Indiana and Kentucky with a focus on wire fraud prevention.

4.4/5
Contact BBB: NR

Best for: Home buyers and sellers completing residential transactions in Indiana or Kentucky, Commercial real estate investors and developers navigating complicated multi-party deals

Grandview Lending, Inc logo

Grandview Lending, Inc

Family-owned mortgage broker in Indianapolis offering conventional, FHA, VA, USDA, jumbo, and reverse mortgages through access to national and regional lenders.

4.4/5
Contact BBB: NR

Best for: Borrowers with credit challenges (late payments, bankruptcy, collections) seeking specialized guidance, Homebuyers and refinancers wanting multiple loan options and customized cost-benefit analysis before commitment

New American Funding - Indianapolis, in logo

New American Funding - Indianapolis, in

New American Funding's Indianapolis branch provides mortgage lending services including conventional, FHA, VA, and refinance loans with a 4.95/5 rating across 214 reviews.

4.4/5
Contact BBB: NR

Best for: First-time homebuyers in Indianapolis-area qualifying for down payment assistance programs, Veterans and active duty military seeking VA loans with no down payment requirement

RNC Mortgage B Lenders for Construction & Land logo

RNC Mortgage B Lenders for Construction & Land

Unable to verify. Website returns 403 Forbidden error, preventing access to company information, services, or legitimate business details.

4.4/5
Contact BBB: NR

Best for: Consumers in Indianapolis, Indiana looking for personal lending services, People who prefer working with a local personal lending provider

Sullivan Home Loans logo

Sullivan Home Loans

Sullivan Home Loans is a mortgage lender offering purchase and refinance solutions with offices in Indianapolis, Southern Indiana, and Scottsdale. They emphasize personalized service and educational resources for homebuyers.

4.4/5
Contact BBB: NR

Best for: Military members and veterans seeking VA loans with minimal or no down payment requirements, First-time homebuyers in the Indianapolis, Southern Indiana, or Scottsdale regions seeking educational guidance

Approved Mortgage Corporation logo

Approved Mortgage Corporation

Indiana-based mortgage lender offering home purchase, refinance, and specialty loan products across five states since 1992.

4.3/5
Contact BBB: NR

Best for: Homebuyers and refinancers in Indiana, Kentucky, Tennessee, Michigan, or Florida seeking personalized service, Real estate professionals and realtors seeking faster loan approvals through in-house lender services

Habitat for Humanity of Greater Indianapolis logo

Habitat for Humanity of Greater Indianapolis

Habitat for Humanity of Greater Indianapolis provides affordable homeownership for low-to-moderate income first-time buyers through construction, education, and mortgage financing across five Indiana counties.

3.9/5
Contact BBB: NR

Best for: First-time homebuyers with low-to-moderate income in central Indiana seeking affordable mortgages, Families seeking to build wealth through homeownership without predatory lending terms

Indianapolis Neighborhood Housing Partnership logo

Indianapolis Neighborhood Housing Partnership

Indianapolis Neighborhood Housing Partnership offers affordable mortgage loans, down payment assistance, and homeownership education to help renters and homebuyers achieve affordable housing in Indianapolis.

3.9/5
Contact BBB: NR

Best for: First-time homebuyers in Indianapolis seeking education and financing guidance, Renters looking to transition to homeownership with down payment assistance

Indianapolis Neighborhood Housing Partnership Homeownership Center at Glendale logo

Indianapolis Neighborhood Housing Partnership Homeownership Center at Glendale

Indianapolis Neighborhood Housing Partnership offers affordable mortgage lending and down payment assistance for homebuyers, combined with financial education and community development programs.

3.9/5
Contact BBB: NR

Best for: First-time homebuyers in Indianapolis with moderate incomes seeking down payment assistance, Renters transitioning to homeownership who benefit from financial education and counseling