Best Mortgages & Home Loans in Austin, TX

Compare 15 mortgages & home loans companies serving Austin, Texas. Average rating: 4.4/5.

15 Companies 15 Rated Payday: Legal

Texas Lending Regulations

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Usury cap: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses Agency: Texas Attorney General Consumer Protection Division

Top-Rated Mortgages & Home Loans

LendFriend Mortgage logo

LendFriend Mortgage

Austin-based mortgage broker offering conventional, FHA, VA, jumbo, and specialized non-QM loans including self-employed, asset-depletion, and crypto-backed mortgages.

4.5/5
Contact BBB: NR

Best for: Self-employed individuals and business owners who lack traditional W2 income documentation, Cryptocurrency holders seeking mortgages without liquidating Bitcoin or Ethereum holdings

Max Leaman Austin Mortgage logo

Max Leaman Austin Mortgage

Max Leaman Austin Mortgage offers home purchase and refinance loans through LoanPeople, emphasizing competitive rates, low fees, and on-time closings since 2001.

4.5/5
Contact BBB: NR

Best for: Condo buyers in the Austin/Central Texas area seeking specialized financing, First-time homebuyers who value personalized customer service and education through the process

American Finance & Investment Co., Inc. logo

American Finance & Investment Co., Inc.

Texas-based property tax loan lender offering no-money-down financing to help homeowners avoid foreclosure. Serves all Texas counties with online application and rate-match guarantee.

4.4/5
Contact BBB: NR

Best for: Texas homeowners with unpaid property taxes facing imminent foreclosure who need immediate liquidity, Borrowers with poor credit or no credit history unable to qualify for traditional mortgage or home equity products

Assurance Financial - Austin logo

Assurance Financial - Austin

Assurance Financial is a mortgage lender based in Austin, TX offering home purchase, refinance, construction, and home equity loans through local loan officers.

4.4/5
Contact BBB: NR

Best for: Texas homebuyers seeking personalized service and relationship-based lending in the Austin area, First-time home buyers who prefer guided hand-holding over self-service or online-only lenders

Austin Capital Mortgage logo

Austin Capital Mortgage

Austin Capital Mortgage is a Texas-based mortgage lender operating since 1996, offering home purchase loans, refinances, and specialized programs through 100+ lenders with 1-day pre-approval and 7-21 day closings.

4.4/5
Contact BBB: NR

Best for: Self-employed borrowers and contractors needing non-traditional income documentation (1099, bank statement loans), First-time homebuyers seeking pre-approval without immediate credit impact and multiple loan option comparison

Austin Mortgage Lender: Joel Richardson logo

Austin Mortgage Lender: Joel Richardson

Austin-based mortgage lender specializing in residential, investment, and custom construction loans with 20+ years of experience and nationwide availability.

4.4/5
Contact BBB: NR

Best for: Austin-area home buyers and refinancers seeking personalized service from an experienced local lender, Investment property buyers and rental owners needing specialized commercial/investment mortgage expertise

All Mortgages & Home Loans in Austin (15)

LendFriend Mortgage logo

LendFriend Mortgage

Austin-based mortgage broker offering conventional, FHA, VA, jumbo, and specialized non-QM loans including self-employed, asset-depletion, and crypto-backed mortgages.

4.5/5
Contact BBB: NR

Best for: Self-employed individuals and business owners who lack traditional W2 income documentation, Cryptocurrency holders seeking mortgages without liquidating Bitcoin or Ethereum holdings

Max Leaman Austin Mortgage logo

Max Leaman Austin Mortgage

Max Leaman Austin Mortgage offers home purchase and refinance loans through LoanPeople, emphasizing competitive rates, low fees, and on-time closings since 2001.

4.5/5
Contact BBB: NR

Best for: Condo buyers in the Austin/Central Texas area seeking specialized financing, First-time homebuyers who value personalized customer service and education through the process

American Finance & Investment Co., Inc. logo

American Finance & Investment Co., Inc.

Texas-based property tax loan lender offering no-money-down financing to help homeowners avoid foreclosure. Serves all Texas counties with online application and rate-match guarantee.

4.4/5
Contact BBB: NR

Best for: Texas homeowners with unpaid property taxes facing imminent foreclosure who need immediate liquidity, Borrowers with poor credit or no credit history unable to qualify for traditional mortgage or home equity products

Assurance Financial - Austin logo

Assurance Financial - Austin

Assurance Financial is a mortgage lender based in Austin, TX offering home purchase, refinance, construction, and home equity loans through local loan officers.

4.4/5
Contact BBB: NR

Best for: Texas homebuyers seeking personalized service and relationship-based lending in the Austin area, First-time home buyers who prefer guided hand-holding over self-service or online-only lenders

Austin Capital Mortgage logo

Austin Capital Mortgage

Austin Capital Mortgage is a Texas-based mortgage lender operating since 1996, offering home purchase loans, refinances, and specialized programs through 100+ lenders with 1-day pre-approval and 7-21 day closings.

4.4/5
Contact BBB: NR

Best for: Self-employed borrowers and contractors needing non-traditional income documentation (1099, bank statement loans), First-time homebuyers seeking pre-approval without immediate credit impact and multiple loan option comparison

Austin Mortgage Lender: Joel Richardson logo

Austin Mortgage Lender: Joel Richardson

Austin-based mortgage lender specializing in residential, investment, and custom construction loans with 20+ years of experience and nationwide availability.

4.4/5
Contact BBB: NR

Best for: Austin-area home buyers and refinancers seeking personalized service from an experienced local lender, Investment property buyers and rental owners needing specialized commercial/investment mortgage expertise

Barton Creek Lending Group logo

Barton Creek Lending Group

Texas-based mortgage lender specializing in conventional, FHA, VA, jumbo, and non-warrantable condo financing across Texas, Colorado, New Mexico, and Florida.

4.4/5
Contact BBB: NR

Best for: Condo buyers in Texas needing non-warrantable or warrantable condo financing, Borrowers in Austin, Colorado, New Mexico, or Florida seeking multi-lender rate comparison

Little City Investments logo

Little City Investments

Texas-based hard money lender offering short-term bridge loans and long-term rental property financing for real estate investors. Woman-owned with 20+ years of experience.

4.4/5
Contact BBB: NR

Best for: Real estate investors seeking short-term bridge financing for fix-and-flip projects with rapid closing requirements, Experienced landlords refinancing or purchasing rental property portfolios needing long-term DSCR loans or cross-collateralized financing

Loan Lab Lending logo

Loan Lab Lending

Austin-based mortgage brokerage offering personalized home financing solutions including conventional, FHA, VA, and specialized loans for self-employed borrowers and investors.

4.4/5
Contact BBB: NR

Best for: Self-employed individuals and freelancers who struggle to document income through tax returns and W-2s, Real estate investors seeking to finance rental or investment properties based on cash flow metrics

LoanPeople logo

LoanPeople

LoanPeople is a mortgage lender specializing in home purchase and refinance loans with in-house processing, underwriting, and closing. Licensed across 19 states with emphasis on fast closings and competitive rates.

4.4/5
Contact BBB: NR

Best for: Home buyers and refinancers in Texas, Colorado, Florida, or other covered states seeking personalized service, Borrowers with complex loan scenarios (multi-state relocations, self-employed income, unique circumstances)

Lone Star Financing logo

Lone Star Financing

Texas-based mortgage broker offering conventional, FHA, VA, USDA, and jumbo loans with wholesale pricing, fast closings, and specialized DSCR and commercial lending options.

4.4/5
Contact BBB: NR

Best for: Texas homebuyers with strong credit seeking conventional, FHA, or VA loans with competitive rates and fast processing, Real estate investors needing DSCR or commercial loans with flexible income documentation requirements

Nexus Private Capital logo

Nexus Private Capital

Nexus Private Capital provides fix & flip, bridge, and construction loans to real estate borrowers, while simultaneously operating a fund offering 8.5% yields to accredited investors.

4.4/5
Contact BBB: NR

Best for: Real estate fix & flip investors needing fast short-term financing outside conventional lending channels, Accredited investors seeking 8.5% yield alternative investments with real estate backing

Park Place Finance - Austin Mortgage Lender logo

Park Place Finance - Austin Mortgage Lender

Park Place Finance is a nationwide hard money lender specializing in investment property loans including bridge loans, fix-and-flip, DSCR, and construction financing with 3-5 day closing times.

4.4/5
Contact BBB: NR

Best for: Real estate investors seeking rapid funding for fix-and-flip or bridge loan transactions, Rental property owners qualifying for DSCR loans based on investment income rather than W-2 employment

Southern Lending Services, Ltd. logo

Southern Lending Services, Ltd.

Southern Lending Services is a mortgage lender offering home purchase loans, refinancing, and pre-qualification services through local loan originators.

4.4/5
Contact BBB: NR

Best for: First-time homebuyers seeking personalized guidance from local loan originators, Current homeowners interested in refinancing to reduce payments or access equity

Vista Lending logo

Vista Lending

Austin-based mortgage lender offering home purchase and refinance loans with personalized service from NMLS-licensed loan officers and lifetime advisory support.

4.4/5
Contact BBB: NR

Best for: Austin-area homebuyers and refinancers seeking personalized, relationship-based lending, Borrowers who value ongoing real estate advisory services beyond the initial mortgage closing