Mortgages & Home Loans Provider Profiles in Austin, TX

Review 18 listed mortgages & home loans profiles associated with Austin, Texas. Average stored Google rating where available: 4.9/5.

18 Listed Profiles 15 Google-rated Payday: Legal

Texas Lending Regulations

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Usury cap: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses Agency: Texas Attorney General Consumer Protection Division

Provider Profiles for Mortgages & Home Loans

American Finance & Investment Co., Inc.

Texas-based property tax loan lender offering no-money-down financing to help homeowners avoid foreclosure. Serves all Texas counties with online application and rate-match listed refund term.

5.0/5

Google rating from 60 reviews

BBB: NR

Profile signals: Texas homeowners with unpaid property taxes facing imminent foreclosure who need immediate liquidity, Borrowers with poor credit or no credit history unable to qualify for traditional mortgage or home equity products

Austin Capital Mortgage

Austin Capital Mortgage is a Texas-based mortgage lender operating since 1996, offering home purchase loans, refinances, and listed programs through 100+ lenders with 1-day pre-approval and 7-21 day closings.

5.0/5

Google rating from 306 reviews

BBB: NR

Profile signals: Self-employed borrowers and contractors needing non-traditional income documentation (1099, bank statement loans), First-time homebuyers seeking pre-approval without immediate credit impact and multiple loan option comparison

Austin Mortgage Lender: Joel Richardson

Austin-based mortgage lender specializing in residential, investment, and custom construction loans with 20+ years of experience and nationwide availability.

5.0/5

Google rating from 150 reviews

BBB: NR

Profile signals: Austin-area home buyers and refinancers seeking personalized service from an experienced local lender, Investment property buyers and rental owners needing listed commercial/investment mortgage experience context

LendFriend Mortgage

Austin-based mortgage broker offering conventional, FHA, VA, jumbo, and listed non-QM loans including self-employed, asset-depletion, and crypto-backed mortgages.

5.0/5

Google rating from 536 reviews

BBB: NR

Profile signals: Self-employed individuals and business owners who lack traditional W2 income documentation, Cryptocurrency holders seeking mortgages without liquidating Bitcoin or Ethereum holdings

Little City Investments

Texas-based hard money lender offering short-term bridge loans and long-term rental property financing for real estate investors. Woman-owned with 20+ years of experience.

5.0/5

Google rating from 8 reviews

BBB: NR

Profile signals: Real estate investors seeking short-term bridge financing for fix-and-flip projects with rapid closing requirements, Experienced landlords refinancing or purchasing rental property portfolios needing long-term DSCR loans or cross-collateralized financing

Loan Lab Lending

Austin-based mortgage brokerage offering personalized home financing solutions including conventional, FHA, VA, and listed loans for self-employed borrowers and investors.

5.0/5

Google rating from 58 reviews

BBB: NR

Profile signals: Self-employed individuals and freelancers who struggle to document income through tax returns and W-2s, Real estate investors seeking to finance rental or investment properties based on cash flow metrics

Listed Mortgages & Home Loans Profiles in Austin (18)

American Finance & Investment Co., Inc.

Texas-based property tax loan lender offering no-money-down financing to help homeowners avoid foreclosure. Serves all Texas counties with online application and rate-match listed refund term.

5.0/5

Google rating from 60 reviews

BBB: NR

Profile signals: Texas homeowners with unpaid property taxes facing imminent foreclosure who need immediate liquidity, Borrowers with poor credit or no credit history unable to qualify for traditional mortgage or home equity products

Austin Capital Mortgage

Austin Capital Mortgage is a Texas-based mortgage lender operating since 1996, offering home purchase loans, refinances, and listed programs through 100+ lenders with 1-day pre-approval and 7-21 day closings.

5.0/5

Google rating from 306 reviews

BBB: NR

Profile signals: Self-employed borrowers and contractors needing non-traditional income documentation (1099, bank statement loans), First-time homebuyers seeking pre-approval without immediate credit impact and multiple loan option comparison

Austin Mortgage Lender: Joel Richardson

Austin-based mortgage lender specializing in residential, investment, and custom construction loans with 20+ years of experience and nationwide availability.

5.0/5

Google rating from 150 reviews

BBB: NR

Profile signals: Austin-area home buyers and refinancers seeking personalized service from an experienced local lender, Investment property buyers and rental owners needing listed commercial/investment mortgage experience context

LendFriend Mortgage

Austin-based mortgage broker offering conventional, FHA, VA, jumbo, and listed non-QM loans including self-employed, asset-depletion, and crypto-backed mortgages.

5.0/5

Google rating from 536 reviews

BBB: NR

Profile signals: Self-employed individuals and business owners who lack traditional W2 income documentation, Cryptocurrency holders seeking mortgages without liquidating Bitcoin or Ethereum holdings

Little City Investments

Texas-based hard money lender offering short-term bridge loans and long-term rental property financing for real estate investors. Woman-owned with 20+ years of experience.

5.0/5

Google rating from 8 reviews

BBB: NR

Profile signals: Real estate investors seeking short-term bridge financing for fix-and-flip projects with rapid closing requirements, Experienced landlords refinancing or purchasing rental property portfolios needing long-term DSCR loans or cross-collateralized financing

Loan Lab Lending

Austin-based mortgage brokerage offering personalized home financing solutions including conventional, FHA, VA, and listed loans for self-employed borrowers and investors.

5.0/5

Google rating from 58 reviews

BBB: NR

Profile signals: Self-employed individuals and freelancers who struggle to document income through tax returns and W-2s, Real estate investors seeking to finance rental or investment properties based on cash flow metrics

Max Leaman Austin Mortgage

Max Leaman Austin Mortgage offers home purchase and refinance loans through LoanPeople, emphasizing rate claims to verify, low fees, and on-time closings since 2001.

5.0/5

Google rating from 523 reviews

BBB: NR

Profile signals: Condo buyers in the Austin/Central Texas area seeking listed financing, First-time homebuyers who value personalized customer service and education through the process

Southern Lending Services, Ltd.

Southern Lending Services is a mortgage lender offering home purchase loans, refinancing, and pre-qualification services through local loan originators.

5.0/5

Google rating from 167 reviews

BBB: NR

Profile signals: First-time homebuyers seeking personalized guidance from local loan originators, Current homeowners interested in refinancing to reduce payments or access equity

Assurance Financial - Austin

Assurance Financial is a mortgage lender based in Austin, TX offering home purchase, refinance, construction, and home equity loans through local loan officers.

4.9/5

Google rating from 114 reviews

BBB: NR

Profile signals: Texas homebuyers seeking personalized service and relationship-based lending in the Austin area, First-time home buyers who prefer guided hand-holding over self-service or online-only lenders

Barton Creek Lending Group

Texas-based mortgage lender specializing in conventional, FHA, VA, jumbo, and non-warrantable condo financing across Texas, Colorado, New Mexico, and Florida.

4.9/5

Google rating from 368 reviews

BBB: NR

Profile signals: Condo buyers in Texas needing non-warrantable or warrantable condo financing, Borrowers in Austin, Colorado, New Mexico, or Florida seeking multi-lender rate comparison

LoanPeople

LoanPeople is a mortgage lender specializing in home purchase and refinance loans with in-house processing, underwriting, and closing. Licensed across 19 states with emphasis on fast closings and rate claims to verify.

4.9/5

Google rating from 119 reviews

BBB: NR

Profile signals: Home buyers and refinancers in Texas, Colorado, Florida, or other covered states seeking personalized service, Borrowers with complex loan scenarios (multi-state relocations, self-employed income, unique circumstances)

Vista Lending

Austin-based mortgage lender offering home purchase and refinance loans with personalized service from NMLS-licensed loan officers and lifetime advisory support.

4.9/5

Google rating from 139 reviews

BBB: NR

Profile signals: Austin-area homebuyers and refinancers seeking personalized, relationship-based lending, Borrowers who value ongoing real estate advisory services beyond the initial mortgage closing

Nexus Private Capital

Nexus Private Capital provides fix & flip, bridge, and construction loans to real estate borrowers, while simultaneously operating a fund offering 8.5% yields to accredited investors.

4.8/5

Google rating from 34 reviews

BBB: NR

Profile signals: Real estate fix & flip investors needing fast short-term financing outside conventional lending channels, Accredited investors seeking 8.5% yield alternative investments with real estate backing

Park Place Finance - Austin Mortgage Lender

Park Place Finance is a nationwide hard money lender specializing in investment property loans including bridge loans, fix-and-flip, DSCR, and construction financing with 3-5 day closing times.

4.8/5

Google rating from 470 reviews

BBB: NR

Profile signals: Real estate investors seeking rapid funding for fix-and-flip or bridge loan transactions, Rental property owners qualifying for DSCR loans based on investment income rather than W-2 employment

Lone Star Financing

Texas-based mortgage broker offering conventional, FHA, VA, USDA, and jumbo loans with wholesale pricing, fast closings, and listed DSCR and commercial lending options.

4.5/5

Google rating from 53 reviews

BBB: NR

Profile signals: Texas homebuyers with strong credit seeking conventional, FHA, or VA loans with rate claims to verify and fast processing, Real estate investors needing DSCR or commercial loans with flexible income documentation requirements

EZ Money

Source Capital is a direct hard money lender specializing in short-term real estate loans ($100K-$5M) for investors and property owners across Texas with fast funding and flexible credit requirements.

BBB: NR

Profile signals: Real estate investors seeking quick capital for fix-and-flip projects or rental property acquisitions, Property developers and contractors needing bridge financing between property sales and purchases

Larry the Lender

Family-owned hard money lender in Austin offering short-term real estate loans from $75K–$5M with in-house approval and 2-day closings.

BBB: NR

Profile signals: Real estate investors seeking short-term bridge or fix-and-flip financing, Commercial property developers needing quick capital for renovation or acquisition

New American Funding - Austin, TX

New American Funding's Austin branch offers conventional, FHA, VA, and refinance mortgages with down payments as low as 3%, plus down payment assistance up to $6,000 for first-time homebuyers in select areas.

BBB: NR

Profile signals: First-time homebuyers in the Austin area seeking down payment assistance and supportive lending, VA-eligible veterans and active duty military seeking 0% down mortgage options