Free Help Provider Profiles in Raleigh, NC

Review 5 listed free help profiles associated with Raleigh, North Carolina.

5 Listed Profiles Payday: Banned

North Carolina Lending Regulations

North Carolina banned payday lending in 2001, becoming one of the first states to do so. Consumer finance companies are regulated with rate caps. Consumers can file complaints with the Commissioner of Banks or the Attorney General's Consumer Protection Division.

Usury cap: 8% general; 30% for consumer finance loans under $10,000; payday lending banned since 2001 Agency: North Carolina Attorney General Consumer Protection Division

Listed Free Help Profiles in Raleigh (5)

American Consumer Credit Counseling, Inc logo

American Consumer Credit Counseling, Inc

ACCC is a non-profit credit counseling agency offering free consultations, debt management programs, bankruptcy counseling, and housing services nationwide.

BBB: NR

Profile signals: Consumers with $5K–$50K+ in credit card debt who want a structured repayment plan, People considering bankruptcy who want to explore alternatives first

Cccs, a Division of Triangle Family Services, Inc. logo

Cccs, a Division of Triangle Family Services, Inc.

HUD-approved nonprofit housing counselor serving Triangle area families with emergency rental assistance, eviction prevention, and financial counseling since 1937.

BBB: NR

Profile signals: Families facing eviction or housing crisis in Wake County, North Carolina, Individuals experiencing homelessness with diagnosed disabilities seeking permanent supportive housing

Consumer Education Services, Inc logo

Consumer Education Services, Inc

CESI is a non-profit financial counseling organization offering HUD-approved housing counseling, debt relief education, and comprehensive financial resources to over 500,000 individuals.

BBB: NR

Profile signals: First-time homebuyers seeking HUD-approved counseling and financial preparation, Individuals in housing distress needing counseling before foreclosure or default

Dhic, Inc. logo

Dhic, Inc.

DHIC is a North Carolina non-profit housing developer with 50+ years of experience providing affordable housing, homeownership education, and resident services across the state.

BBB: NR

Profile signals: North Carolina residents seeking affordable rental housing with strong community support, Seniors looking for age-appropriate housing with built-in amenities and social engagement

Navicore Solutions- Raleigh, NC logo

Navicore Solutions- Raleigh, NC

Navicore Solutions is a nonprofit credit counseling agency offering certified debt management, housing, and financial guidance to consumers nationwide for 30 years.

BBB: NR

Profile signals: Consumers with significant unsecured debt seeking personalized, unbiased counseling, Homeowners facing foreclosure or seeking mortgage counseling and prevention assistance