Debt Relief Provider Profiles in Chicago, IL

Review 8 listed debt relief profiles associated with Chicago, Illinois. Average stored Google rating where available: 2.8/5.

8 Listed Profiles 3 Google-rated Payday: Restricted

Illinois Lending Regulations

Illinois enacted the Predatory Loan Prevention Act in 2021, capping all consumer loans at 36% APR including fees, effectively banning traditional payday lending. The DFPR enforces comprehensive lending regulations. Consumers can file complaints online with DFPR or the Attorney General's office.

Usury cap: 36% APR cap on all consumer loans (Illinois Predatory Loan Prevention Act, 2021) Agency: Illinois Attorney General Consumer Protection Division

Provider Profiles for Debt Relief

Debt Consolidation

Money Fit is a nonprofit debt consolidation and management company serving Chicago that combines unsecured debts into single monthly payments while negotiating with creditors for lower rates.

5.0/5

Google rating from 2 reviews

BBB: NR

Profile signals: Chicago residents with multiple unsecured debts (credit cards, medical bills, collections) seeking lower monthly payments without taking out a new loan, Individuals who can commit to a multi-year payment plan and prefer negotiation over debt settlement

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Castle Credit Co Holdings, LLC

Castle Credit Co Holdings provides debt management and relief services through an online portal with customer login access and account management tools.

2.0/5

Google rating from 229 reviews

BBB: NR

Profile signals: Existing customers with established accounts seeking online account management, Debt relief seekers comfortable with digital-first service delivery

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Harvard Collection Services

Third-party debt collection agency that works with creditors to recover delinquent accounts across education, medical, real estate, government, and utility sectors since 1982.

1.4/5

Google rating from 102 reviews

BBB: NR

Profile signals: Institutional creditors (hospitals, universities, government agencies) seeking third-party collection services, not individual consumers, Debtors already placed with Harvard who need to set up payment plans through their consumer portal

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Listed Debt Relief Profiles in Chicago (8)

Debt Consolidation

Money Fit is a nonprofit debt consolidation and management company serving Chicago that combines unsecured debts into single monthly payments while negotiating with creditors for lower rates.

5.0/5

Google rating from 2 reviews

BBB: NR

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Castle Credit Co Holdings, LLC

Castle Credit Co Holdings provides debt management and relief services through an online portal with customer login access and account management tools.

2.0/5

Google rating from 229 reviews

BBB: NR

Profile signals: Existing customers with established accounts seeking online account management, Debt relief seekers comfortable with digital-first service delivery

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Harvard Collection Services

Third-party debt collection agency that works with creditors to recover delinquent accounts across education, medical, real estate, government, and utility sectors since 1982.

1.4/5

Google rating from 102 reviews

BBB: NR

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Active Debt Relief

Active Debt Relief offers debt negotiation and settlement services to help consumers eliminate unsecured debt through personalized plans and creditor negotiations.

BBB: NR

Profile signals: Consumers with $20,000+ in unsecured debt (credit cards, personal loans) seeking settlement alternatives, Individuals considering bankruptcy who want to explore negotiation options first

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ARM Professional Services

ARM Professional Services is a debt collection agency specializing in property management, landlord, and judgment recovery since 2004, operating from Chicago, IL.

BBB: NR

Profile signals: Property managers and landlords seeking listed collections for rental defaults and move-out damages, Healthcare providers (hospitals, dental offices, physician practices) managing medical debt recovery

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KOP Collection Services

Chicago-based commercial and consumer debt collection agency specializing in account recovery for businesses of all sizes, nationally and internationally.

BBB: NR

Profile signals: Small to mid-sized businesses with unpaid B2B accounts seeking professional collection services, Medical and dental practices with high volumes of patient billing disputes

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Tang & Associates Law Office, LLC

Chicago bankruptcy law firm offering Chapter 7 and Chapter 13 filings, foreclosure defense, and debt relief legal services with $0 down for qualifying clients.

BBB: A+

Profile signals: Illinois residents facing wage garnishment, foreclosure, or repossession who need immediate legal intervention, Individuals with overwhelming unsecured debt (medical bills, credit cards) who qualify for Chapter 7 discharge

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The Law Center, LLC

Chicago foreclosure defense law firm representing Illinois homeowners in court and negotiations with lenders. Offers loan modifications, short sales, and multiple legal exit strategies.

BBB: A+

Profile signals: Illinois homeowners who have received a foreclosure notice and need licensed legal representation in court, Cook County residents who are behind on mortgage payments and want to negotiate directly with their lender through an attorney

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