Credit Unions Provider Profiles in Philadelphia, PA

Review 20 listed credit unions profiles associated with Philadelphia, Pennsylvania. Average stored Google rating where available: 4.0/5.

20 Listed Profiles 12 Google-rated Payday: Banned

Pennsylvania Lending Regulations

Pennsylvania effectively bans payday lending through its strict usury laws. Licensed consumer discount companies can charge higher rates but remain well below payday loan levels. Consumers can file complaints with the Department of Banking and Securities or the Attorney General's Bureau of Consumer Protection.

Usury cap: 6% for non-licensed lenders (24% for licensed small loan companies); payday lending banned Agency: Pennsylvania Attorney General Bureau of Consumer Protection

Provider Profiles for Credit Unions

Everence Financial / Everence Federal Credit Union logo

Everence Financial / Everence Federal Credit Union

Everence Federal Credit Union is a member-owned financial institution offering banking services, though geographic restrictions may limit access depending on your location.

4.9/5

Google rating from 17 reviews

BBB: NR

Profile signals: Individuals in Everence's membership communities seeking traditional banking services, Members looking for member-owned cooperative banking without corporate profit motives

American Heritage Credit Union logo

American Heritage Credit Union

American Heritage Credit Union is a federally-insured financial cooperative offering checking, savings, loans, and credit cards with multiple Philadelphia-area branches including a Rhawn Street location.

4.7/5

Google rating from 989 reviews

BBB: NR

Profile signals: Philadelphia-area residents and workers seeking convenient branch access with extended teller hours, Credit union members prioritizing member-ownership structure and potential profit-sharing benefits

Sun Federal Credit Union logo

Sun Federal Credit Union

Sun Federal Credit Union is a member-owned financial institution serving Ohio and Pennsylvania with rate claims to verify on loans, savings accounts, and credit cards since 1949.

4.7/5

Google rating from 37 reviews

BBB: NR

Profile signals: Ohio and Pennsylvania residents seeking traditional credit union membership with relationship-based service and cooperative ownership benefits, Consumers with eligible family connections, student status, or community area residence who want to avoid employment-dependent credit union restrictions

Ardent Credit Union logo

Ardent Credit Union

Pennsylvania-based credit union offering checking, savings, CDs, auto loans, personal loans, mortgages, and credit cards to members across the nation following recent charter expansion.

4.2/5

Google rating from 125 reviews

BBB: NR

Profile signals: Pennsylvania residents or newly eligible national members seeking community-oriented banking with personalized service, Auto buyers wanting professional negotiation assistance and competitive financing through the Auto Buying Concierge program

TruMark Financial Credit Union - Eastern North Philadelphia logo

TruMark Financial Credit Union - Eastern North Philadelphia

TruMark Financial Credit Union operates a branch in Eastern North Philadelphia offering comprehensive banking, lending, and investment services to members.

4.2/5

Google rating from 64 reviews

BBB: NR

Profile signals: Residents of Eastern North Philadelphia seeking local branch banking with credit union benefits, Members prioritizing community-focused banking and financial education over large national banks

Philadelphia Federal Credit Union logo

Philadelphia Federal Credit Union

Philadelphia Federal Credit Union is a full-service credit union offering checking, savings, loans, and ATM access across Philadelphia locations.

4.1/5

Google rating from 626 reviews

BBB: NR

Profile signals: Philadelphia residents seeking a community credit union with local branch presence, Small business owners needing commercial deposit services and business accounts

Listed Credit Unions Profiles in Philadelphia (20)

Everence Financial / Everence Federal Credit Union logo

Everence Financial / Everence Federal Credit Union

Everence Federal Credit Union is a member-owned financial institution offering banking services, though geographic restrictions may limit access depending on your location.

4.9/5

Google rating from 17 reviews

BBB: NR

Profile signals: Individuals in Everence's membership communities seeking traditional banking services, Members looking for member-owned cooperative banking without corporate profit motives

American Heritage Credit Union logo

American Heritage Credit Union

American Heritage Credit Union is a federally-insured financial cooperative offering checking, savings, loans, and credit cards with multiple Philadelphia-area branches including a Rhawn Street location.

4.7/5

Google rating from 989 reviews

BBB: NR

Profile signals: Philadelphia-area residents and workers seeking convenient branch access with extended teller hours, Credit union members prioritizing member-ownership structure and potential profit-sharing benefits

Sun Federal Credit Union logo

Sun Federal Credit Union

Sun Federal Credit Union is a member-owned financial institution serving Ohio and Pennsylvania with rate claims to verify on loans, savings accounts, and credit cards since 1949.

4.7/5

Google rating from 37 reviews

BBB: NR

Profile signals: Ohio and Pennsylvania residents seeking traditional credit union membership with relationship-based service and cooperative ownership benefits, Consumers with eligible family connections, student status, or community area residence who want to avoid employment-dependent credit union restrictions

Ardent Credit Union logo

Ardent Credit Union

Pennsylvania-based credit union offering checking, savings, CDs, auto loans, personal loans, mortgages, and credit cards to members across the nation following recent charter expansion.

4.2/5

Google rating from 125 reviews

BBB: NR

Profile signals: Pennsylvania residents or newly eligible national members seeking community-oriented banking with personalized service, Auto buyers wanting professional negotiation assistance and competitive financing through the Auto Buying Concierge program

TruMark Financial Credit Union - Eastern North Philadelphia logo

TruMark Financial Credit Union - Eastern North Philadelphia

TruMark Financial Credit Union operates a branch in Eastern North Philadelphia offering comprehensive banking, lending, and investment services to members.

4.2/5

Google rating from 64 reviews

BBB: NR

Profile signals: Residents of Eastern North Philadelphia seeking local branch banking with credit union benefits, Members prioritizing community-focused banking and financial education over large national banks

Philadelphia Federal Credit Union logo

Philadelphia Federal Credit Union

Philadelphia Federal Credit Union is a full-service credit union offering checking, savings, loans, and ATM access across Philadelphia locations.

4.1/5

Google rating from 626 reviews

BBB: NR

Profile signals: Philadelphia residents seeking a community credit union with local branch presence, Small business owners needing commercial deposit services and business accounts

TruMark Financial Credit Union - Center City logo

TruMark Financial Credit Union - Center City

TruMark Financial Credit Union's Center City branch offers comprehensive financial services including checking, savings, loans, mortgages, and credit cards for personal and business members.

4.0/5

Google rating from 38 reviews

BBB: NR

Profile signals: Eligible members seeking rate claims to verify on mortgages, auto loans, and personal loans through a credit union structure, Small business owners needing integrated checking, savings, lending, and cash management solutions from a single financial institution

TruMark Financial Credit Union - South Philadelphia logo

TruMark Financial Credit Union - South Philadelphia

TruMark Financial Credit Union operates a South Philadelphia branch offering comprehensive banking, lending, and wealth management services to members across personal and business accounts.

3.8/5

Google rating from 53 reviews

BBB: NR

Profile signals: Individuals seeking comprehensive banking with mortgages and home equity products in the Philadelphia region, Small business owners needing integrated checking, lending, and cash management solutions from one institution

Penn Federal Credit Union logo

Penn Federal Credit Union

Penn Federal Credit Union is a member-owned financial institution based in Philadelphia offering personal loans, mortgages, credit cards, and deposit accounts with a focus on personalized member service.

3.7/5

Google rating from 26 reviews

BBB: NR

Profile signals: Philadelphia-area employees or community members seeking personalized member service and relationship banking, Borrowers prioritizing loan products with rate claims to verify backed by personal member advisory

University of Pennsylvania Students Federal Credit Union logo

University of Pennsylvania Students Federal Credit Union

Student-run credit union at University of Pennsylvania offering checking accounts, loans, and financial services exclusively to Penn community members since 1987.

3.7/5

Google rating from 18 reviews

BBB: NR

Profile signals: University of Pennsylvania undergraduate and graduate students seeking low-fee student-focused banking, International students at Penn needing accounts without SSN requirements and free international wire capability

Freedom Credit Union logo

Freedom Credit Union

Community-based credit union chartered in 1934 serving the Greater Philadelphia area with full-service banking, lending, and deposit products as a not-for-profit alternative to traditional banks.

3.6/5

Google rating from 43 reviews

BBB: NR

Profile signals: Philadelphia-area residents and workers seeking a community-focused banking alternative with lower fees, Credit union-eligible members seeking mortgage refinancing with local lending experience context

FedChoice Federal Credit Union logo

FedChoice Federal Credit Union

FedChoice Federal Credit Union is a member-owned financial institution serving the federal community for over 90 years, offering checking, savings, loans, and credit cards with rate claims to verify.

2.7/5

Google rating from 20 reviews

BBB: NR

Profile signals: Federal government employees seeking listed financial products and shutdown assistance, Individuals needing no-credit-check emergency loans as payday loan alternatives

American Heritage logo

American Heritage

American Heritage Credit Union is a member-owned financial institution offering mortgages, savings accounts, certificates, personal loans, and home equity financing to qualifying members.

BBB: NR

Profile signals: First-time homebuyers seeking down payment assistance and personalized mortgage guidance, Members seeking rate claims to verify on savings, certificates, and home equity financing

M.a.b.c. logo

M.a.b.c.

MBCFCU is a non-profit federal credit union founded in 1973, serving members of Messiah Baptist Church in East Orange, NJ with savings accounts, personal loans, and financial education.

BBB: NR

Profile signals: Members of Messiah Baptist Church and their families seeking relationship-based banking, Low-income individuals needing debt consolidation with the BIG Loan Payoff Program

Media Members Federal Credit Union logo

Media Members Federal Credit Union

Penn Credit Union is a Philadelphia-based credit union with two branches offering checking, savings, credit cards, and online banking via their Virtual Branch platform.

BBB: NR

Profile signals: Philadelphia residents seeking a local not-for-profit credit union alternative to big banks, Students or families needing access to Sallie Mae student loans through a credit union

New Life Credit Union logo

New Life Credit Union

Philadelphia-based credit union serving 6,000+ members since 2003 with two branch locations and basic banking services.

BBB: NR

Profile signals: North Philadelphia residents seeking local, community-based banking relationships, Members prioritizing personal service and member-owned institutional structure

Penn logo

Penn

Penn Credit Union is a federal credit union headquartered in Philadelphia offering member-owned financial services including personal loans, mortgages, credit cards, and deposit accounts.

BBB: NR

Profile signals: Philadelphia-area residents and employees seeking personalized banking with community focus, Members of University of Pennsylvania and related institutional networks (suggested by location and member testimonials)

People for People Community Development Credit Union logo

People for People Community Development Credit Union

People for People CDCU was a community development credit union serving underserved populations in Philadelphia, but ceased operations in February 2012 when it was liquidated and purchased by TruMark Financial Credit Union due to insolvency.

BBB: NR

Profile signals: This company is no longer operational and cannot serve new consumers, Historical research on community development credit union failures

Philadelphia logo

Philadelphia

Pasadena Federal Credit Union is a California-based credit union serving the San Gabriel Valley with auto loans, home equity lines of credit, credit cards, and signature loans.

BBB: NR

Profile signals: California residents in the San Gabriel Valley seeking competitive auto loan financing, Homeowners looking to access equity with favorable promotional HELOC rates

Philadelphia Mint FCU logo

Philadelphia Mint FCU

Franklin Mint Federal Credit Union (FMFCU) is a Pennsylvania-based credit union serving 163,000+ members with $2.2B in assets, offering comprehensive banking, lending, and financial wellness services.

BBB: NR

Profile signals: Philadelphia-area residents and employees seeking rate claims to verify with community-focused credit union values, Families wanting comprehensive financial education resources and youth financial literacy tools like Greenlight