Compare 12 credit unions companies serving Philadelphia, Pennsylvania. Average rating: 4.3/5.
Pennsylvania effectively bans payday lending through its strict usury laws. Licensed consumer discount companies can charge higher rates but remain well below payday loan levels. Consumers can file complaints with the Department of Banking and Securities or the Attorney General's Bureau of Consumer Protection.
American Heritage Credit Union is a federally-insured financial cooperative offering checking, savings, loans, and credit cards with multiple Philadelphia-area branches including a Rhawn Street location.
Best for: Philadelphia-area residents and workers seeking convenient branch access with extended teller hours, Credit union members prioritizing member-ownership structure and potential profit-sharing benefits
Everence Federal Credit Union is a member-owned financial institution offering banking services, though geographic restrictions may limit access depending on your location.
Best for: Individuals in Everence's membership communities seeking traditional banking services, Members looking for member-owned cooperative banking without corporate profit motives
Sun Federal Credit Union is a member-owned financial institution serving Ohio and Pennsylvania with competitive rates on loans, savings accounts, and credit cards since 1949.
Best for: Ohio and Pennsylvania residents seeking traditional credit union membership with relationship-based service and cooperative ownership benefits, Consumers with eligible family connections, student status, or community area residence who want to avoid employment-dependent credit union restrictions
Pennsylvania-based credit union offering checking, savings, CDs, auto loans, personal loans, mortgages, and credit cards to members across the nation following recent charter expansion.
Best for: Pennsylvania residents or newly eligible national members seeking community-oriented banking with personalized service, Auto buyers wanting professional negotiation assistance and competitive financing through the Auto Buying Concierge program
Philadelphia Federal Credit Union is a full-service credit union offering checking, savings, loans, and ATM access across Philadelphia locations.
Best for: Philadelphia residents seeking a community credit union with local branch presence, Small business owners needing commercial deposit services and business accounts
TruMark Financial Credit Union's Center City branch offers comprehensive financial services including checking, savings, loans, mortgages, and credit cards for personal and business members.
Best for: Eligible members seeking competitive rates on mortgages, auto loans, and personal loans through a credit union structure, Small business owners needing integrated checking, savings, lending, and cash management solutions from a single financial institution
American Heritage Credit Union is a federally-insured financial cooperative offering checking, savings, loans, and credit cards with multiple Philadelphia-area branches including a Rhawn Street location.
Best for: Philadelphia-area residents and workers seeking convenient branch access with extended teller hours, Credit union members prioritizing member-ownership structure and potential profit-sharing benefits
Everence Federal Credit Union is a member-owned financial institution offering banking services, though geographic restrictions may limit access depending on your location.
Best for: Individuals in Everence's membership communities seeking traditional banking services, Members looking for member-owned cooperative banking without corporate profit motives
Sun Federal Credit Union is a member-owned financial institution serving Ohio and Pennsylvania with competitive rates on loans, savings accounts, and credit cards since 1949.
Best for: Ohio and Pennsylvania residents seeking traditional credit union membership with relationship-based service and cooperative ownership benefits, Consumers with eligible family connections, student status, or community area residence who want to avoid employment-dependent credit union restrictions
Pennsylvania-based credit union offering checking, savings, CDs, auto loans, personal loans, mortgages, and credit cards to members across the nation following recent charter expansion.
Best for: Pennsylvania residents or newly eligible national members seeking community-oriented banking with personalized service, Auto buyers wanting professional negotiation assistance and competitive financing through the Auto Buying Concierge program
Philadelphia Federal Credit Union is a full-service credit union offering checking, savings, loans, and ATM access across Philadelphia locations.
Best for: Philadelphia residents seeking a community credit union with local branch presence, Small business owners needing commercial deposit services and business accounts
TruMark Financial Credit Union's Center City branch offers comprehensive financial services including checking, savings, loans, mortgages, and credit cards for personal and business members.
Best for: Eligible members seeking competitive rates on mortgages, auto loans, and personal loans through a credit union structure, Small business owners needing integrated checking, savings, lending, and cash management solutions from a single financial institution
TruMark Financial Credit Union operates a branch in Eastern North Philadelphia offering comprehensive banking, lending, and investment services to members.
Best for: Residents of Eastern North Philadelphia seeking local branch banking with credit union benefits, Members prioritizing community-focused banking and financial education over large national banks
FedChoice Federal Credit Union is a member-owned financial institution serving the federal community for over 90 years, offering checking, savings, loans, and credit cards with competitive rates.
Best for: Federal government employees seeking specialized financial products and shutdown assistance, Individuals needing no-credit-check emergency loans as payday loan alternatives
Community-based credit union chartered in 1934 serving the Greater Philadelphia area with full-service banking, lending, and deposit products as a not-for-profit alternative to traditional banks.
Best for: Philadelphia-area residents and workers seeking a community-focused banking alternative with lower fees, Credit union-eligible members seeking mortgage refinancing with local lending expertise
Penn Federal Credit Union is a member-owned financial institution based in Philadelphia offering personal loans, mortgages, credit cards, and deposit accounts with a focus on personalized member service.
Best for: Philadelphia-area employees or community members seeking personalized member service and relationship banking, Borrowers prioritizing loan products with competitive rates backed by personal member advisory
TruMark Financial Credit Union operates a South Philadelphia branch offering comprehensive banking, lending, and wealth management services to members across personal and business accounts.
Best for: Individuals seeking comprehensive banking with mortgages and home equity products in the Philadelphia region, Small business owners needing integrated checking, lending, and cash management solutions from one institution
Student-run credit union at University of Pennsylvania offering checking accounts, loans, and financial services exclusively to Penn community members since 1987.
Best for: University of Pennsylvania undergraduate and graduate students seeking low-fee student-focused banking, International students at Penn needing accounts without SSN requirements and free international wire capability