Philadelphia Federal Credit Union is a full-service credit union offering checking, savings, loans, and ATM access across Philadelphia locations.
Data compiled from public sources · Google rating shown when a stored review count is available
Philadelphia Federal Credit Union (PFCU) is a credit union serving the Philadelphia area with a physical branch network and online banking services. The organization operates multiple locations throughout Philadelphia, including a West Philadelphia branch at 5000 Baltimore Avenue, along with several ATM access points at partner locations like Saint Joseph's University and the Juvenile Justice Center. PFCU offers a comprehensive range of consumer and business financial products.
These include checking and savings accounts, personal loans, auto loans, home equity loans, mortgages (both conventional and for investment properties), and business accounts. The credit union provides 24-hour ATM access, coin counting services, and accepts commercial deposits. Members can access online banking, schedule appointments, and apply for loans through their website.
The organization maintains an ABA routing number (236084298) and offers services like direct deposit and EZ Pay for loan payments. " PFCU operates a borrower portal providing 24-hour access to loan applications. 99 for investment properties.
As a credit union, PFCU likely offers rate claims to verify compared to traditional banks, though specific APRs and terms are not disclosed on the reviewed pages. The organization demonstrates standard financial institution security awareness through warnings about phishing scams. However, the website content reviewed does not provide detailed information about membership eligibility, specific product rates, fees, or comparative advantages that would distinguish PFCU from other regional credit unions.
This is state-level context for Credit Unions consumers in Philadelphia, PA. It does not confirm that Philadelphia Federal Credit Union or this specific location is licensed.
State regulator
Pennsylvania Department of Banking and Securities
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Philadelphia Federal Credit Union offers 12 services including Checking accounts, Savings accounts, Personal loans, Auto loans, Home equity loans, and 7 more.
Philadelphia Federal Credit Union has profile signals associated with Philadelphia residents seeking a community credit union with local branch presence, Small business owners needing commercial deposit services and business accounts, Borrowers interested in mortgages and home equity products within standard lending parameters.
Key strengths: 24-hour ATM access at branch locations and partner sites like universities; Accepts commercial deposits, serving small business and self-employed members; Multiple loan products available including personal, auto, home equity, and mortgages. Areas to consider: Limited branch network visibility on reviewed pages (only one detailed branch address provided); No specific rates, fees, or APRs disclosed on the website content reviewed.
In the Credit Unions category, comparable providers include BECU credit union, GTE Financial Credit Union, Penn Federal Credit Union. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Philadelphia Federal Credit Union is profile signals for Philadelphia-area residents and small business owners seeking traditional credit union banking services with local branch access. The primary caveat is that specific rate information, fee structures, and membership eligibility requirements are not disclosed in available website content, making it difficult to assess competitive positioning without direct inquiry.
BECU is a Washington-based credit union offering banking services including checking, savings, and lending products to members in the Pacific Northwest.
Google rating from 259 reviews
Profile signals: Boeing employees and eligible family members in Washington state, Pacific Northwest residents seeking credit union membership benefits
GTE Financial is a credit union serving members since 1935 with checking, savings, loans, mortgages, and credit cards. They emphasize member benefits, community involvement, and rate claims to verify.
Google rating from 279 reviews
Profile signals: Local Tampa Bay residents and businesses seeking comprehensive financial services with personalized local branch support, Members prioritizing community impact and charitable giving, as evidenced by $607,000 annual donations and volunteer engagement
Penn Federal Credit Union is a member-owned financial institution based in Philadelphia offering personal loans, mortgages, credit cards, and deposit accounts with a focus on personalized member service.
Google rating from 26 reviews
Profile signals: Philadelphia-area employees or community members seeking personalized member service and relationship banking, Borrowers prioritizing loan products with rate claims to verify backed by personal member advisory
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