Review 6 listed credit unions profiles associated with Little Rock, Arkansas.
Arkansas has one of the strongest usury protections in the nation, with a constitutional cap on interest rates at 17% above the federal discount rate. This effectively bans payday lending in the state. Consumers are further protected by the Deceptive Trade Practices Act and can file complaints with the Attorney General.
Avenir Financial (formerly AEA Federal Credit Union) is a member-owned credit union serving Arkansas educators and their families with savings accounts, loans, and financial services.
Profile signals: Arkansas education employees (teachers, administrators, school staff) and their families, Educators seeking member-owned financial institutions with community focus
Arkansas Farm Bureau Federal Credit Union is a member-owned nonprofit credit union serving employees of Arkansas Farm Bureau and affiliated companies with savings accounts, loans, and financial services.
Profile signals: Full-time Arkansas Farm Bureau employees seeking affordable auto financing and savings vehicles, Members looking for cooperative financial services with member-owned governance and fair pricing
Member-owned federal credit union serving electric cooperative employees and directors with savings accounts, loans, and financial services from Little Rock, Arkansas.
Profile signals: Electric cooperative employees seeking member-owned financial institution benefits and community-focused banking, Rural electric cooperative directors needing comprehensive financial services from a credit union with industry-specific focus
LRFD Fed Credit Union is a financial institution offering banking services with a focus on fast funding and customer-centric lending solutions.
Profile signals: Individuals seeking credit union membership with potential fast lending options, Small business owners exploring business lending through a credit union
Southern Gas Federal Credit Union is a member-owned, NCUA-insured credit union serving employees of energy and utility companies in Arkansas with savings accounts, loans, and VISA cards.
Profile signals: Employees of Summit Utilities, Enable Midstream, Miller Pipeline, and other approved energy sector employers seeking member-owned financial services, Retirees from qualifying employers who want to maintain credit union membership with competitive dividend rates
Telcoe Federal Credit Union is a member-owned financial institution serving Arkansas with auto loans, checking accounts, savings products, and digital banking services.
Profile signals: Arkansas residents seeking competitive auto loan rates with local relationship banking, Credit union members interested in digital banking capabilities combined with in-person branch access