Review 6 listed credit unions profiles associated with Fresno, California.
California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.
Central Virginia Federal Credit Union is a member-owned financial cooperative offering auto loans, home loans, personal loans, credit cards, and deposit accounts with rate claims to verify.
Profile signals: Central Virginia residents seeking competitive auto financing with rates below 3% APR, Community-minded individuals preferring member-owned cooperative banking over corporate bank structures
Educational Employees Credit Union (EECU) is a not-for-profit, member-owned credit union offering savings accounts, loans, credit cards, and investment services to eligible members.
Profile signals: Educators and educational sector employees seeking member-owned banking, Borrowers interested in listed products like ecological/solar loans
First California Federal Credit Union is a member-owned financial cooperative offering checking, savings, loans, and credit cards with rate claims to verify and digital banking access.
Profile signals: Members seeking competitive auto and home equity loan rates with a community-focused financial institution, Consumers prioritizing 24/7 digital banking access and mobile-first financial management
Member-owned credit union serving Fresno Police Department employees and eligible members since 1954, offering rate claims to verify on savings accounts, loans, and financial services.
Profile signals: Current and retired Fresno Police Department employees seeking primary banking relationship with member-owned institution, Police department families eligible for membership wanting rate claims to verify on auto loans and mortgages
PG&E-exclusive credit union since 1934 offering member financial services including loans, share accounts, and online banking to Pacific Gas & Electric employees.
Profile signals: Current PG&E employees seeking member-owned banking alternatives with employer-specific institutional knowledge, PG&E staff needing personal or member loans with potential employment-based lending consideration
United Local is a member-owned credit union offering online banking, auto loans, personal loans, lines of credit, and VISA credit cards to its members.
Profile signals: Members seeking lower-cost banking and lending alternatives to for-profit banks, Consumers applying for auto loans or personal loans who want to avoid payday lenders or high-cost lending