Credit Unions Provider Profiles in Charlotte, NC

Review 10 listed credit unions profiles associated with Charlotte, North Carolina. Average stored Google rating where available: 3.8/5.

10 Listed Profiles 9 Google-rated Payday: Banned

North Carolina Lending Regulations

North Carolina banned payday lending in 2001, becoming one of the first states to do so. Consumer finance companies are regulated with rate caps. Consumers can file complaints with the Commissioner of Banks or the Attorney General's Consumer Protection Division.

Usury cap: 8% general; 30% for consumer finance loans under $10,000; payday lending banned since 2001 Agency: North Carolina Attorney General Consumer Protection Division

Provider Profiles for Credit Unions

Carolinas Telco Federal Credit Union logo

Carolinas Telco Federal Credit Union

Carolinas Telco Federal Credit Union is a member-owned financial institution serving North and South Carolina since 1934, offering comprehensive banking and lending services through eight branch locations.

4.7/5

Google rating from 146 reviews

BBB: NR

Profile signals: North and South Carolina residents seeking personalized credit union banking with rate claims to verify, Vehicle buyers interested in listed lending for motorcycles, boats, ATVs, and RVs

State Employees’ Credit Union logo

State Employees’ Credit Union

Not-for-profit credit union serving North Carolina state employees and families with 260+ branches, offering checking, savings, mortgages, auto loans, and credit cards.

4.5/5

Google rating from 122 reviews

BBB: NR

Profile signals: North Carolina state employees and their eligible family members seeking member-owned financial institution, Borrowers pursuing mortgages or auto loans who prioritize credit union rates over traditional bank products

Skyla Credit Union logo

Skyla Credit Union

Skyla Credit Union is a federally-chartered credit union offering checking, savings, loans, credit cards, and business banking services with rate claims to verify and digital banking tools.

4.3/5

Google rating from 225 reviews

BBB: NR

Profile signals: Credit union members seeking competitive interest-bearing checking accounts with digital banking tools, Small business owners needing integrated business checking, loans, and payment processing

Truliant Federal Credit Union Charlotte logo

Truliant Federal Credit Union Charlotte

Truliant Federal Credit Union's Charlotte University branch offers full-service banking with checking, savings, and member services at a single location in Charlotte, NC.

4.3/5

Google rating from 167 reviews

BBB: NR

Profile signals: Charlotte-area residents seeking member-owned credit union banking with personal service, Working professionals needing extended weekday hours (until 6pm Friday) and Saturday access

Founders Federal Credit Union logo

Founders Federal Credit Union

Founders Federal Credit Union is a member-owned financial cooperative offering checking, savings, loans, credit cards, and wealth management services with NCUA insurance protection.

4.2/5

Google rating from 107 reviews

BBB: NR

Profile signals: South Carolina residents in Gaffney, Columbia, Spartanburg, or Chester seeking personalized financial service, Auto loan borrowers prioritizing rate claims to verify and payment flexibility options

Latino Community Credit Union logo

Latino Community Credit Union

Federal credit union serving the Latino community across North Carolina with checking, savings, loans, and free financial education workshops in Spanish.

3.8/5

Google rating from 140 reviews

BBB: NR

Profile signals: Latino community members in North Carolina seeking bilingual banking and culturally relevant financial education, Spanish-speaking individuals building credit or seeking affordable auto and mortgage financing with community support

Listed Credit Unions Profiles in Charlotte (10)

Carolinas Telco Federal Credit Union logo

Carolinas Telco Federal Credit Union

Carolinas Telco Federal Credit Union is a member-owned financial institution serving North and South Carolina since 1934, offering comprehensive banking and lending services through eight branch locations.

4.7/5

Google rating from 146 reviews

BBB: NR

Profile signals: North and South Carolina residents seeking personalized credit union banking with rate claims to verify, Vehicle buyers interested in listed lending for motorcycles, boats, ATVs, and RVs

State Employees’ Credit Union logo

State Employees’ Credit Union

Not-for-profit credit union serving North Carolina state employees and families with 260+ branches, offering checking, savings, mortgages, auto loans, and credit cards.

4.5/5

Google rating from 122 reviews

BBB: NR

Profile signals: North Carolina state employees and their eligible family members seeking member-owned financial institution, Borrowers pursuing mortgages or auto loans who prioritize credit union rates over traditional bank products

Skyla Credit Union logo

Skyla Credit Union

Skyla Credit Union is a federally-chartered credit union offering checking, savings, loans, credit cards, and business banking services with rate claims to verify and digital banking tools.

4.3/5

Google rating from 225 reviews

BBB: NR

Profile signals: Credit union members seeking competitive interest-bearing checking accounts with digital banking tools, Small business owners needing integrated business checking, loans, and payment processing

Truliant Federal Credit Union Charlotte logo

Truliant Federal Credit Union Charlotte

Truliant Federal Credit Union's Charlotte University branch offers full-service banking with checking, savings, and member services at a single location in Charlotte, NC.

4.3/5

Google rating from 167 reviews

BBB: NR

Profile signals: Charlotte-area residents seeking member-owned credit union banking with personal service, Working professionals needing extended weekday hours (until 6pm Friday) and Saturday access

Founders Federal Credit Union logo

Founders Federal Credit Union

Founders Federal Credit Union is a member-owned financial cooperative offering checking, savings, loans, credit cards, and wealth management services with NCUA insurance protection.

4.2/5

Google rating from 107 reviews

BBB: NR

Profile signals: South Carolina residents in Gaffney, Columbia, Spartanburg, or Chester seeking personalized financial service, Auto loan borrowers prioritizing rate claims to verify and payment flexibility options

Latino Community Credit Union logo

Latino Community Credit Union

Federal credit union serving the Latino community across North Carolina with checking, savings, loans, and free financial education workshops in Spanish.

3.8/5

Google rating from 140 reviews

BBB: NR

Profile signals: Latino community members in North Carolina seeking bilingual banking and culturally relevant financial education, Spanish-speaking individuals building credit or seeking affordable auto and mortgage financing with community support

Piedmont Advantage Credit Union logo

Piedmont Advantage Credit Union

Piedmont Advantage Credit Union is a not-for-profit credit union offering checking, savings, certificates, IRAs, and competitive loan products with member-focused service and community engagement.

3.8/5

Google rating from 36 reviews

BBB: NR

Profile signals: Long-term members seeking stable, personalized banking relationships with community-focused institutions, Families with children looking for youth and student financial accounts with educational components

Nova Credit Union logo

Nova Credit Union

Nova Credit Union is a member-owned financial institution offering deposit accounts, lending products, and digital banking services with competitive auto loan rates and no-money-down home buyer programs.

3.3/5

Google rating from 85 reviews

BBB: NR

Profile signals: Prospective auto buyers seeking competitive fixed-rate financing with flexible payment terms, First-time homebuyers without substantial down payment savings

Civic Credit Union logo

Civic Credit Union

Civic Federal Credit Union is a North Carolina-based credit union serving local government employees, retirees, and their families with rate claims to verify on loans, savings products, and digital banking services.

1.3/5

Google rating from 152 reviews

BBB: NR

Profile signals: Local government employees and retirees in North Carolina seeking competitive loan rates, Families of government workers who qualify for membership and want credit union membership benefits

Charlotte Fire Department logo

Charlotte Fire Department

Charlotte Fire Department Credit Union is a not-for-profit financial cooperative serving firefighters and their families since 1936, offering accounts, loans, and member-focused financial services.

BBB: NR

Profile signals: Charlotte Fire Department employees seeking member-focused financial services from a not-for-profit institution, Firefighter families wanting banking services from an organization serving their occupational community