Compare 10 credit unions companies serving Charlotte, North Carolina. Average rating: 4.2/5.
North Carolina banned payday lending in 2001, becoming one of the first states to do so. Consumer finance companies are regulated with rate caps. Consumers can file complaints with the Commissioner of Banks or the Attorney General's Consumer Protection Division.
Carolinas Telco Federal Credit Union is a member-owned financial institution serving North and South Carolina since 1934, offering comprehensive banking and lending services through eight branch locations.
Best for: North and South Carolina residents seeking personalized credit union banking with competitive rates, Vehicle buyers interested in specialized lending for motorcycles, boats, ATVs, and RVs
Not-for-profit credit union serving North Carolina state employees and families with 260+ branches, offering checking, savings, mortgages, auto loans, and credit cards.
Best for: North Carolina state employees and their eligible family members seeking member-owned financial institution, Borrowers pursuing mortgages or auto loans who prioritize credit union rates over traditional bank products
Unable to verify company details—website returns 403 Forbidden error, blocking access to profile information.
Best for: Consumers in Charlotte, North Carolina looking for payday alternative lending services, People who prefer working with a local payday alternative lending provider
Founders Federal Credit Union is a member-owned financial cooperative offering checking, savings, loans, credit cards, and wealth management services with NCUA insurance protection.
Best for: South Carolina residents in Gaffney, Columbia, Spartanburg, or Chester seeking personalized financial service, Auto loan borrowers prioritizing competitive rates and payment flexibility options
Skyla Credit Union is a federally-chartered credit union offering checking, savings, loans, credit cards, and business banking services with competitive rates and digital banking tools.
Best for: Credit union members seeking competitive interest-bearing checking accounts with digital banking tools, Small business owners needing integrated business checking, loans, and payment processing
Truliant Federal Credit Union's Charlotte University branch offers full-service banking with checking, savings, and member services at a single location in Charlotte, NC.
Best for: Charlotte-area residents seeking member-owned credit union banking with personal service, Working professionals needing extended weekday hours (until 6pm Friday) and Saturday access
Carolinas Telco Federal Credit Union is a member-owned financial institution serving North and South Carolina since 1934, offering comprehensive banking and lending services through eight branch locations.
Best for: North and South Carolina residents seeking personalized credit union banking with competitive rates, Vehicle buyers interested in specialized lending for motorcycles, boats, ATVs, and RVs
Not-for-profit credit union serving North Carolina state employees and families with 260+ branches, offering checking, savings, mortgages, auto loans, and credit cards.
Best for: North Carolina state employees and their eligible family members seeking member-owned financial institution, Borrowers pursuing mortgages or auto loans who prioritize credit union rates over traditional bank products
Unable to verify company details—website returns 403 Forbidden error, blocking access to profile information.
Best for: Consumers in Charlotte, North Carolina looking for payday alternative lending services, People who prefer working with a local payday alternative lending provider
Founders Federal Credit Union is a member-owned financial cooperative offering checking, savings, loans, credit cards, and wealth management services with NCUA insurance protection.
Best for: South Carolina residents in Gaffney, Columbia, Spartanburg, or Chester seeking personalized financial service, Auto loan borrowers prioritizing competitive rates and payment flexibility options
Skyla Credit Union is a federally-chartered credit union offering checking, savings, loans, credit cards, and business banking services with competitive rates and digital banking tools.
Best for: Credit union members seeking competitive interest-bearing checking accounts with digital banking tools, Small business owners needing integrated business checking, loans, and payment processing
Truliant Federal Credit Union's Charlotte University branch offers full-service banking with checking, savings, and member services at a single location in Charlotte, NC.
Best for: Charlotte-area residents seeking member-owned credit union banking with personal service, Working professionals needing extended weekday hours (until 6pm Friday) and Saturday access
Federal credit union serving the Latino community across North Carolina with checking, savings, loans, and free financial education workshops in Spanish.
Best for: Latino community members in North Carolina seeking bilingual banking and culturally relevant financial education, Spanish-speaking individuals building credit or seeking affordable auto and mortgage financing with community support
Nova Credit Union is a member-owned financial institution offering deposit accounts, lending products, and digital banking services with competitive auto loan rates and no-money-down home buyer programs.
Best for: Prospective auto buyers seeking competitive fixed-rate financing with flexible payment terms, First-time homebuyers without substantial down payment savings
Piedmont Advantage Credit Union is a not-for-profit credit union offering checking, savings, certificates, IRAs, and competitive loan products with member-focused service and community engagement.
Best for: Long-term members seeking stable, personalized banking relationships with community-focused institutions, Families with children looking for youth and student financial accounts with educational components
Civic Federal Credit Union is a North Carolina-based credit union serving local government employees, retirees, and their families with competitive rates on loans, savings products, and digital banking services.
Best for: Local government employees and retirees in North Carolina seeking competitive loan rates, Families of government workers who qualify for membership and want credit union membership benefits