Compare 22 credit repair companies serving New York, New York. Average rating: 4.4/5.
New York bans payday lending through its 16% civil usury and 25% criminal usury caps. The Department of Financial Services aggressively pursues illegal online payday lenders. Consumers have strong protections under state law and can file complaints with DFS or the Attorney General.
Credit Lifter Financial & Credit Advisory is a credit repair provider based in New York, New York. Rated 4.9/5 with 189 Google reviews, reflecting exceptional customer satisfaction.
Best for: Consumers in New York, New York looking for credit repair services, People who prefer working with a local credit repair provider
Gold Coast Credit Services is a credit repair provider based in New York, New York. Rated 5.0/5 with 606 Google reviews, reflecting exceptional customer satisfaction.
Best for: Consumers in New York, New York looking for credit repair services, People who prefer working with a local credit repair provider
Business funding provider offering merchant cash advances and financing solutions for small and medium-sized businesses through pmfus.com.
Best for: Consumers in New York, New York looking for credit repair services, People who prefer working with a local credit repair provider
Unable to generate profile: Website returns 403 Forbidden error, preventing access to company information, services, and business details.
Best for: Consumers in New York, New York looking for credit repair services, People who prefer working with a local credit repair provider
CreditZen offers credit repair and business financing services, claiming to have removed 4,000+ negative items and secured $30M in financing since 2018.
Best for: Small business owners seeking both credit repair and downstream business financing in a single relationship, Entrepreneurs with credit report errors who want to improve scores before applying for SBA loans or equipment financing
Fee-only fiduciary wealth management and financial planning firm with $8B+ AUM, serving 1000+ clients across asset management, tax planning, and comprehensive financial advisory since 1993.
Best for: High-net-worth individuals and families with $1M+ in investable assets seeking comprehensive wealth management, Business owners and executives requiring integrated tax planning, benefit coordination, and estate planning
Credit Lifter Financial & Credit Advisory is a credit repair provider based in New York, New York. Rated 4.9/5 with 189 Google reviews, reflecting exceptional customer satisfaction.
Best for: Consumers in New York, New York looking for credit repair services, People who prefer working with a local credit repair provider
Gold Coast Credit Services is a credit repair provider based in New York, New York. Rated 5.0/5 with 606 Google reviews, reflecting exceptional customer satisfaction.
Best for: Consumers in New York, New York looking for credit repair services, People who prefer working with a local credit repair provider
Business funding provider offering merchant cash advances and financing solutions for small and medium-sized businesses through pmfus.com.
Best for: Consumers in New York, New York looking for credit repair services, People who prefer working with a local credit repair provider
Unable to generate profile: Website returns 403 Forbidden error, preventing access to company information, services, and business details.
Best for: Consumers in New York, New York looking for credit repair services, People who prefer working with a local credit repair provider
CreditZen offers credit repair and business financing services, claiming to have removed 4,000+ negative items and secured $30M in financing since 2018.
Best for: Small business owners seeking both credit repair and downstream business financing in a single relationship, Entrepreneurs with credit report errors who want to improve scores before applying for SBA loans or equipment financing
Fee-only fiduciary wealth management and financial planning firm with $8B+ AUM, serving 1000+ clients across asset management, tax planning, and comprehensive financial advisory since 1993.
Best for: High-net-worth individuals and families with $1M+ in investable assets seeking comprehensive wealth management, Business owners and executives requiring integrated tax planning, benefit coordination, and estate planning
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Best for: Consumers in New York, New York looking for credit repair services, People who prefer working with a local credit repair provider
One Stop Financial offers personalized credit repair programs designed to remove negative information from credit reports and raise credit scores quickly.
Best for: Consumers with multiple negative marks on credit reports seeking professional dispute assistance, Individuals planning major financial purchases (home, auto) who need score improvement before applying
One World Advisor combines credit repair with business funding access, using legal teams to remove negative items and connect clients to 0% APR business capital through a network of 100+ lenders.
Best for: Business owners with damaged personal credit seeking simultaneous credit repair and growth capital, Entrepreneurs blocked from traditional financing due to collections, charge-offs, or bankruptcies on their credit report
OPM Solutions Group offers credit repair, score improvement, and tradeline services to help consumers dispute errors and boost credit profiles, with additional ancillary services.
Best for: Consumers with errors or inaccuracies on their credit reports seeking dispute assistance, People looking to build credit history quickly using tradeline and credit line strategies
Unable to verify company details—website returns 403 Forbidden error, preventing access to service information, pricing, or legitimacy indicators.
Best for: Consumers in New York, New York looking for credit repair services, People who prefer working with a local credit repair provider
Pinnacle Credit Repair is a New York-based credit repair firm with mixed reviews. Website intermittently inaccessible (403 errors). BBB profile shows not accredited. Multiple consumer complaints about pricing bait-and-switch tactics.
Best for: Consumers should exercise extreme caution. Established alternatives like The Credit People, Credit Saint, or Sky Blue Credit offer transparent pricing and stronger accountability.
Law firm specializing in Fair Credit Reporting Act violations, credit report errors, and identity theft disputes. Operates on contingency with attorney's fees paid by defendants.
Best for: Consumers with verifiable credit report errors caused by creditor/bureau negligence or FCRA violations who want legal compensation, Identity theft victims seeking restitution and damages beyond simple dispute resolution
Girard Wealth Management Group is a Raymond James-affiliated financial advisory firm in East Setauket, NY, offering sophisticated wealth management, investment planning, and retirement strategies for high-net-worth individuals and business owners.
Best for: Business owners and entrepreneurs seeking comprehensive succession planning and exit strategies, High-net-worth retirees focused on wealth preservation and tax-efficient income generation
Spanish-language credit repair company specializing in dispute resolution, negative account removal, and credit score improvement through personalized strategies.
Best for: Spanish-speaking consumers with credit damage (late payments, collections, charge-offs) seeking repair services, Hispanic/Latino borrowers who prefer conducting financial business in Spanish
Credit City offers credit repair services targeting personal credit improvement, business credit building, and business funding solutions based on consumer research.
Best for: Consumers with poor credit scores seeking to improve creditworthiness for major purchases, Small business owners looking to build business credit separately from personal credit
Fresh Start Advancement offers credit repair and financial coaching services led by founder Anthony Rosa, focusing on dispute resolution, credit score improvement, and long-term financial empowerment.
Best for: Small business owners needing credit repair combined with business loan positioning, First-time homebuyers with damaged credit seeking mortgage coaching alongside credit repair
Limpia Deudas is a credit repair provider based in New York, New York. Rated 5.0/5 with 1,483 Google reviews, reflecting exceptional customer satisfaction.
Best for: Consumers in New York, New York looking for credit repair services, People who prefer working with a local credit repair provider
New York and New Jersey law firm specializing in credit report errors, background check disputes, and identity theft cases. Offers legal representation and consultation services.
Best for: New York and New Jersey residents who are victims of identity theft affecting their credit reports, Consumers dealing with mixed file situations who need legal representation to force credit bureau corrections
Climbing Score LLC disputes negative items and errors on credit reports to improve consumer credit scores. Founded in 2018, they offer credit repair bundles ranging from $499 to $1,499 with personalized dispute services.
Best for: Consumers with multiple errors or inaccuracies on credit reports who prefer professional handling over self-representation, Busy professionals who lack time to research and dispute credit report errors independently
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Best for: Consumers in New York, New York looking for credit repair services, People who prefer working with a local credit repair provider
Pyramid Credit Repair disputes errors and negative items on credit reports through personalized plans, offering month-to-month service with no long-term contracts.
Best for: Consumers with multiple credit report errors or negative items who prefer professional dispute assistance, People seeking ongoing credit monitoring and progress tracking without committing to long-term contracts