Best Credit Repair in Houston, TX

Compare 23 credit repair companies serving Houston, Texas. Average rating: 4.4/5.

23 Companies 23 Rated Payday: Legal

Texas Lending Regulations

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Usury cap: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses Agency: Texas Attorney General Consumer Protection Division

Top-Rated Credit Repair

ASAP Credit Repair logo

ASAP Credit Repair

ASAP Credit Repair is a Houston, TX-based credit repair firm. 2,461 Google reviews. Not BBB rated or accredited. Offers dispute services for all three bureaus.

4.5/5
Free BBB: NR

Best for: Houston-area residents seeking local credit repair services, Consumers with credit report errors needing dispute assistance

Impeccable Credit Services logo

Impeccable Credit Services

Houston credit repair firm disputing inaccurate, unverifiable, and incomplete items from all three credit bureaus. Ranked Best in Houston by Expertise.com 3 years running.

4.5/5
Free BBB: NR

Best for: Houston-area consumers who prefer working with a local credit repair firm in person, Individuals with multiple types of derogatory items (e.g., bankruptcy plus collections plus late payments) needing comprehensive dispute work

Renu Your Credit logo

Renu Your Credit

Renu Your Credit is a credit repair provider based in Houston, Texas. Rated 4.9/5 with 129 Google reviews, reflecting exceptional customer satisfaction.

4.5/5
Free BBB: NR

Best for: Consumers in Houston, Texas looking for credit repair services, People who prefer working with a local credit repair provider

The Credit Agents logo

The Credit Agents

The Credit Agents is a Houston, TX-based credit repair firm with locations in Houston, Frisco, and Pflugerville. Not BBB accredited or rated. 2,755 Google reviews. Mixed customer feedback.

4.5/5
Free BBB: NR Money-Back

Best for: Texas residents seeking a local credit repair provider with multiple office locations, Consumers with credit report errors needing professional dispute services

755CreditScore.com logo

755CreditScore.com

Houston-based credit repair company offering dispute services and credit consulting to remove negative items from credit reports across all three bureaus.

4.4/5
Free BBB: NR

Best for: Houston-area consumers with collections, charge-offs, or judgments on their credit reports, Non-English speakers needing multilingual credit repair support

ANG Credit Solutions logo

ANG Credit Solutions

ANG Credit Solutions challenges negative items on credit reports through dispute processes with credit bureaus and creditors, charging flat monthly fees starting at $99.

4.4/5
Free BBB: NR

Best for: Consumers with negative items on credit reports seeking professional dispute assistance, People wanting to avoid DIY dispute processes and potential costly errors

All Credit Repair in Houston (23)

ASAP Credit Repair logo

ASAP Credit Repair

ASAP Credit Repair is a Houston, TX-based credit repair firm. 2,461 Google reviews. Not BBB rated or accredited. Offers dispute services for all three bureaus.

4.5/5
Free BBB: NR

Best for: Houston-area residents seeking local credit repair services, Consumers with credit report errors needing dispute assistance

Impeccable Credit Services logo

Impeccable Credit Services

Houston credit repair firm disputing inaccurate, unverifiable, and incomplete items from all three credit bureaus. Ranked Best in Houston by Expertise.com 3 years running.

4.5/5
Free BBB: NR

Best for: Houston-area consumers who prefer working with a local credit repair firm in person, Individuals with multiple types of derogatory items (e.g., bankruptcy plus collections plus late payments) needing comprehensive dispute work

Renu Your Credit logo

Renu Your Credit

Renu Your Credit is a credit repair provider based in Houston, Texas. Rated 4.9/5 with 129 Google reviews, reflecting exceptional customer satisfaction.

4.5/5
Free BBB: NR

Best for: Consumers in Houston, Texas looking for credit repair services, People who prefer working with a local credit repair provider

The Credit Agents logo

The Credit Agents

The Credit Agents is a Houston, TX-based credit repair firm with locations in Houston, Frisco, and Pflugerville. Not BBB accredited or rated. 2,755 Google reviews. Mixed customer feedback.

4.5/5
Free BBB: NR Money-Back

Best for: Texas residents seeking a local credit repair provider with multiple office locations, Consumers with credit report errors needing professional dispute services

755CreditScore.com logo

755CreditScore.com

Houston-based credit repair company offering dispute services and credit consulting to remove negative items from credit reports across all three bureaus.

4.4/5
Free BBB: NR

Best for: Houston-area consumers with collections, charge-offs, or judgments on their credit reports, Non-English speakers needing multilingual credit repair support

ANG Credit Solutions logo

ANG Credit Solutions

ANG Credit Solutions challenges negative items on credit reports through dispute processes with credit bureaus and creditors, charging flat monthly fees starting at $99.

4.4/5
Free BBB: NR

Best for: Consumers with negative items on credit reports seeking professional dispute assistance, People wanting to avoid DIY dispute processes and potential costly errors

Classy Credit Repair Services logo

Classy Credit Repair Services

Credit repair company using dispute strategies to remove inaccurate items from credit reports across all three bureaus, targeting score improvements within 30 days to 6 months.

4.4/5
Free BBB: NR

Best for: Consumers preparing to buy a home and needing rapid credit score improvement for mortgage qualification, Individuals with multiple inaccurate negative items on credit reports who want hands-on monthly support

Credit Professional Services - Credit Repair - Credit Counseling Services logo

Credit Professional Services - Credit Repair - Credit Counseling Services

Unable to verify — website currently inaccessible (403 Forbidden error). Cannot confirm services, legitimacy, or operational status.

4.4/5
Free BBB: NR

Best for: Consumers in Houston, Texas looking for credit repair services, People who prefer working with a local credit repair provider

Credit Recovery Group, Inc logo

Credit Recovery Group, Inc

Houston-based credit repair firm offering dispute services, identity theft recovery, business credit consulting, and ITIN-to-SSN transition assistance with certified credit specialists.

4.4/5
Free BBB: NR

Best for: Texas residents (particularly Houston area) seeking personalized credit repair with bilingual support, Individuals recovering from identity theft who need fraudulent items removed from credit reports

Credit Repair Houston logo

Credit Repair Houston

Houston-based credit repair firm with 18+ years experience disputing inaccurate items on credit reports to help clients qualify for better loan rates and mortgages.

4.4/5
Free BBB: NR

Best for: Houston-area residents seeking in-person credit repair consultations and guidance, Consumers with multiple negative credit issues (collections, foreclosures, judgments, tax liens) needing coordinated dispute strategy

Credit Repair Service Houston - Credit Counseling | Fix My Credit logo

Credit Repair Service Houston - Credit Counseling | Fix My Credit

Unable to verify — website currently inaccessible (403 Forbidden error). Cannot confirm services, legitimacy, or operational status.

4.4/5
Free BBB: NR

Best for: Consumers in Houston, Texas looking for credit repair services, People who prefer working with a local credit repair provider

Elite Credit Repair Services logo

Elite Credit Repair Services

Elite Credit Repair disputes negative items on credit reports and coaches clients on credit building. Membership starts at $29/month with free consultation and serves 1,500+ clients nationwide.

4.4/5
Free BBB: NR

Best for: Consumers with multiple negative items (collections, charge-offs, late payments) seeking done-for-you dispute filing, Individuals planning to apply for major credit-dependent funding (mortgage, auto loan, business capital)

Houston Credit Repair - Fix Your Credit Scores logo

Houston Credit Repair - Fix Your Credit Scores

Unable to verify: Houston Credit Repair's website is currently inaccessible (403 Forbidden error), preventing assessment of services, legitimacy, or operational status.

4.4/5
Free BBB: NR

Best for: Consumers in Houston, Texas looking for credit repair services, People who prefer working with a local credit repair provider

Pro Solutions Credit Repair logo

Pro Solutions Credit Repair

Preeminent Credit Repair helps Houston residents dispute credit report errors and negative items through professional dispute processes and personalized credit restoration strategies.

4.4/5
Free BBB: NR

Best for: Houston residents with credit report errors they want to dispute professionally, People facing collections, charge-offs, or liens seeking removal assistance

Savage Squad Credit Services logo

Savage Squad Credit Services

Credit repair company offering dispute services, credit analysis, and personalized plans to remove negative items and build credit profiles through bureau monitoring.

4.4/5
Free BBB: NR

Best for: Consumers with negative items on credit reports seeking professional dispute assistance, People wanting personalized credit analysis across all three bureaus before pursuing repair

Teach People How Educational Services logo

Teach People How Educational Services

Teach People How Educational Services offers credit repair services in Houston, Texas starting at $39.99/month, using FICO score monitoring to dispute negative items on credit reports.

4.4/5
Free BBB: NR

Best for: Budget-conscious consumers with limited negative items on their credit report, Houston-area residents seeking affordable credit repair services

700 Plus Credit logo

700 Plus Credit

700 Plus Credit offers credit repair, tradelines, and loan facilitation services. They claim to have helped thousands of clients since 2007 improve credit scores and secure financing.

4.3/5
Free BBB: NR

Best for: Consumers seeking an initial free credit consultation to understand their repair options, Clients wanting multiple financial services (credit repair + loan facilitation) under one provider

Credit Repair in Houston - Increase Your Credit Scores Fast logo

Credit Repair in Houston - Increase Your Credit Scores Fast

Unable to verify. Website returns 403 Forbidden error, blocking access to company information, services, and details.

4.3/5
Free BBB: NR

Best for: Consumers in Houston, Texas looking for credit repair services, People who prefer working with a local credit repair provider

Crédito Texas logo

Crédito Texas

Crédito Texas is a Spanish-language credit repair company offering dispute services, credit counseling, and financial education courses to help clients improve credit scores and qualify for better loan rates.

4.3/5
$79.99/mo BBB: NR

Best for: Spanish-speaking consumers in Texas with credit damage who prefer in-person guidance and personalized service, Individuals seeking to qualify for mortgage or auto loans and willing to work on credit repair first

Help My Scores, LLC logo

Help My Scores, LLC

Credit repair company that disputes inaccurate items on credit reports and provides credit monitoring. Uses consumer protection laws to challenge unverifiable, inaccurate, or unfair credit bureau entries.

4.3/5
$79.99/mo BBB: NR

Best for: Consumers with inaccurate or unverifiable negative items on their credit reports seeking professional dispute assistance, Individuals who lack time or knowledge to dispute credit bureau errors themselves and want hands-off management

Optimum Credit Solutions - Fast Credit Repair Houston logo

Optimum Credit Solutions - Fast Credit Repair Houston

Unable to verify. Website returns 403 Forbidden error, blocking access to company information, services, and claims.

4.3/5
$79.99/mo BBB: NR

Best for: Consumers in Houston, Texas looking for credit repair services, People who prefer working with a local credit repair provider

Credit Diva logo

Credit Diva

Houston-based credit repair service offering dispute assistance and credit rebuilding plans. Serves individuals and couples nationwide with fee-based credit repair and Chexsystems dispute services.

4.2/5
Free BBB: NR

Best for: Couples looking to repair credit together and seeking a bundled service discount, Individuals with Chexsystems report issues needing specialized dispute assistance

Consumer Credit Capital Credit Repair logo

Consumer Credit Capital Credit Repair

Registered, bonded credit repair company in Houston offering dispute assistance and credit plan development with no upfront fees or long-term contracts.

4.1/5
Contact BBB: NR

Best for: Consumers with clear, documented errors on their credit reports seeking dispute assistance, Borrowers preparing for major purchases like mortgages who need hands-on guidance