Check Cashing & Money Services Provider Profiles in Cincinnati, OH

Review 7 listed check cashing & money services profiles associated with Cincinnati, Ohio.

7 Listed Profiles Payday: Restricted

Ohio Lending Regulations

Ohio reformed payday lending in 2018 with HB 123, capping APR at 28% and requiring minimum 91-day terms. A statewide database prevents borrower abuse. The Division of Financial Institutions regulates consumer lenders, and consumers can file complaints with the Division or the Attorney General.

Usury cap: 28% APR cap on short-term loans (HB 123, 2018); 8% general usury Agency: Ohio Attorney General Consumer Protection Section

Listed Check Cashing & Money Services Profiles in Cincinnati (7)

Cash Plus logo

Cash Plus

Multi-location check cashing and financial services provider in the Cincinnati area offering payday advances, money orders, and bill payment services.

BBB: NR

Profile signals: Consumers who need to cash checks and lack a traditional bank account, People who need quick access to money orders and Western Union transfers for domestic or international payments

CheckSmart logo

CheckSmart

Cincinnati, OH's CheckSmart at 8398 Reading Rd offers quick check-cashing and money transfer services in a standalone location.

BBB: NR

Profile signals: Unbanked or underbanked customers needing check cashing, money orders, and basic money services, Workers seeking quick emergency cash with listed funding timing options

MoneyGram logo

MoneyGram

Cincinnati, OH's MoneyGram at 4840 Glenway Ave offers money transfer and check-cashing services seven days a week.

BBB: NR

Profile signals: Consumers who regularly shop at Walmart or CVS and want to add money transfers to routine errands, People sending money domestically or internationally without a bank account

MoneyGram logo

MoneyGram

Cincinnati's MoneyGram at 4777 Kenard Ave offers check cashing, money transfers, and bill payment services with extended hours 7AM-10PM daily.

BBB: NR

Profile signals: Consumers needing convenient domestic or international money transfers near their home or workplace, Customers who prefer in-person transactions at familiar retail locations like Walmart or CVS

PLS Check Cashers logo

PLS Check Cashers

Cincinnati, OH is home to PLS Check Cashers at 702 Reading Rd, offering 24-hour check cashing and financial services.

BBB: NR

Profile signals: Unbanked or underbanked consumers needing immediate check cashing outside business hours, Individuals requiring vehicle registration and financial services at a single location

Western Union logo

Western Union

Cincinnati's Western Union at 11390 Montgomery Rd offers check cashing and money transfers, open 6AM–10PM daily.

BBB: NR

Profile signals: International money senders needing reliable cash pickup networks in multiple countries, Customers without traditional bank accounts seeking bill payment and financial services

Western Union logo

Western Union

Cincinnati's Western Union location at 9 W Mitchell Ave offers convenient check cashing and money transfer services for OH residents.

BBB: NR

Profile signals: Unbanked or underbanked consumers researching short-term cash access without a bank account, International remittance senders and recipients in countries with limited banking infrastructure