Business Loans Provider Profiles in New York, NY

Review 84 listed business loans profiles associated with New York, New York. Average stored Google rating where available: 4.5/5.

84 Listed Profiles 52 Google-rated Payday: Banned

New York Lending Regulations

New York bans payday lending through its 16% civil usury and 25% criminal usury caps. The Department of Financial Services aggressively pursues illegal online payday lenders. Consumers have strong protections under state law and can file complaints with DFS or the Attorney General.

Usury cap: 16% civil usury; 25% criminal usury; payday lending banned Agency: New York Attorney General Consumer Frauds Bureau

Provider Profiles for Business Loans

Advance Cash Funding NY | RBM Funding Solutions logo

Advance Cash Funding NY | RBM Funding Solutions

Business funding provider offering small business loans, merchant cash advances, lines of credit, and payment processing solutions with streamlined approval processes.

5.0/5

Google rating from 1 review

BBB: NR

Profile signals: Small business owners with inconsistent credit history but strong cash flow, Merchants accepting credit card payments who need quick capital access

Bad Credit Small Business Loans logo

Bad Credit Small Business Loans

New York State's SSBCI program offers over $500M in federal funding through multiple loan programs for small businesses, startups, and disadvantaged entrepreneurs recovering from COVID-19.

5.0/5

Google rating from 10 reviews

BBB: NR

Profile signals: New York-based startups and early-stage businesses seeking affordable term loans under $100,000, Socially and economically disadvantaged business owners facing traditional lending barriers

BankCard logo

BankCard

BankCard provides payment processing solutions and POS systems for restaurants, retail, spas, and other businesses, with options for surcharge programs and fast funding.

5.0/5

Google rating from 29 reviews

BBB: NR

Profile signals: Restaurant owners seeking integrated POS systems with kitchen display and order management features, Retail and spa businesses wanting industry-specific payment solutions with reduced processing costs

Business Funding New York BFNYC logo

Business Funding New York BFNYC

Business Funding New York offers multiple small business financing solutions including merchant cash advances and lines of credit with same-day to 24-hour funding for businesses with any credit score.

5.0/5

Google rating from 16 reviews

BBB: NR

Profile signals: Small business owners with poor or fair credit who may not meet traditional bank-loan criteria, Businesses needing rapid funding (24-48 hours) for immediate capital needs

Capifinders logo

Capifinders

Capifinders provides business financing solutions including term loans, lines of credit, equipment financing, and SBA loans ranging from $20,000 to $5-6 million with funding as fast as 24-72 hours.

5.0/5

Google rating from 42 reviews

BBB: NR

Profile signals: Small to mid-sized business owners needing $20,000+ in capital for expansion or working capital, Businesses seeking flexible financing options through lines of credit or equipment purchases

Creditfy logo

Creditfy

Creditfy provides fast business financing solutions including term loans, lines of credit, and equipment financing with approval in hours and funding within 24-48 hours.

5.0/5

Google rating from 29 reviews

BBB: NR

Profile signals: Small business owners needing capital quickly for immediate operational or growth needs, Businesses with less-than-perfect credit or those rejected by traditional banks

Listed Business Loans Profiles in New York (84)

Advance Cash Funding NY | RBM Funding Solutions logo

Advance Cash Funding NY | RBM Funding Solutions

Business funding provider offering small business loans, merchant cash advances, lines of credit, and payment processing solutions with streamlined approval processes.

5.0/5

Google rating from 1 review

BBB: NR

Profile signals: Small business owners with inconsistent credit history but strong cash flow, Merchants accepting credit card payments who need quick capital access

Bad Credit Small Business Loans logo

Bad Credit Small Business Loans

New York State's SSBCI program offers over $500M in federal funding through multiple loan programs for small businesses, startups, and disadvantaged entrepreneurs recovering from COVID-19.

5.0/5

Google rating from 10 reviews

BBB: NR

Profile signals: New York-based startups and early-stage businesses seeking affordable term loans under $100,000, Socially and economically disadvantaged business owners facing traditional lending barriers

BankCard logo

BankCard

BankCard provides payment processing solutions and POS systems for restaurants, retail, spas, and other businesses, with options for surcharge programs and fast funding.

5.0/5

Google rating from 29 reviews

BBB: NR

Profile signals: Restaurant owners seeking integrated POS systems with kitchen display and order management features, Retail and spa businesses wanting industry-specific payment solutions with reduced processing costs

Business Funding New York BFNYC logo

Business Funding New York BFNYC

Business Funding New York offers multiple small business financing solutions including merchant cash advances and lines of credit with same-day to 24-hour funding for businesses with any credit score.

5.0/5

Google rating from 16 reviews

BBB: NR

Profile signals: Small business owners with poor or fair credit who may not meet traditional bank-loan criteria, Businesses needing rapid funding (24-48 hours) for immediate capital needs

Capifinders logo

Capifinders

Capifinders provides business financing solutions including term loans, lines of credit, equipment financing, and SBA loans ranging from $20,000 to $5-6 million with funding as fast as 24-72 hours.

5.0/5

Google rating from 42 reviews

BBB: NR

Profile signals: Small to mid-sized business owners needing $20,000+ in capital for expansion or working capital, Businesses seeking flexible financing options through lines of credit or equipment purchases

Creditfy logo

Creditfy

Creditfy provides fast business financing solutions including term loans, lines of credit, and equipment financing with approval in hours and funding within 24-48 hours.

5.0/5

Google rating from 29 reviews

BBB: NR

Profile signals: Small business owners needing capital quickly for immediate operational or growth needs, Businesses with less-than-perfect credit or those rejected by traditional banks

FlatRock Capital Partners logo

FlatRock Capital Partners

FlatRock Capital Partners provides working capital solutions to small businesses through SBA loans, merchant cash advances, lines of credit, and traditional business loans with application-timing claims and flexible terms.

5.0/5

Google rating from 38 reviews

BBB: NR

Profile signals: Small business owners needing faster SBA loan processing than traditional banks offer, Businesses seeking multiple financing options (term loans, lines of credit, cash advances) from one provider

Lendzi logo

Lendzi

Lendzi is an online lending marketplace that connects small business owners with 60+ lenders offering SBA loans, lines of credit, equipment financing, and merchant cash advances.

5.0/5

Google rating from 2,298 reviews

BBB: NR

Profile signals: Small business owners seeking quick access to multiple lending options without shopping individual banks, Startup founders needing capital for hiring, equipment, inventory, or technology upgrades

Pursuit logo

Pursuit

Pursuit is an SBA-approved lender offering small business loans in NYC, including SBA 504, 7(a), microloans, and proprietary products for working capital and real estate financing.

5.0/5

Google rating from 1 review

BBB: NR

Profile signals: NYC-based business owners seeking owner-occupied commercial real estate financing with 20+ year terms and fixed rates, Small businesses needing working capital or debt refinancing with flexible SBA 7(a) or proprietary line of credit options

Renaissance Economic Development Corporation logo

Renaissance Economic Development Corporation

Non-profit community lender providing affordable small business loans, advisory services, and training to low-to-moderate income entrepreneurs across the NY Metro Area.

5.0/5

Google rating from 26 reviews

BBB: NR

Profile signals: Immigrant and minority-owned small business startups in NYC and surrounding metro areas, Low-to-moderate income entrepreneurs unable to qualify for traditional bank financing

Retail Funding Corp logo

Retail Funding Corp

Manhattan-based business lender specializing in unsecured, low-documentation financing with 24-48 hour closing times for inventory, payroll, and emergency business needs.

5.0/5

Google rating from 37 reviews

BBB: NR

Profile signals: Small retail or service businesses with short-term cash access flow emergencies, Business owners needing inventory or payroll funding within days

Sky Small Business Loans logo

Sky Small Business Loans

Sky Small Business Loans offers merchant cash advances, term loans, and lines of credit to small businesses across all 50 states, with claims of 2-hour approval times and provider-stated funding timing.

5.0/5

Google rating from 8 reviews

BBB: NR

Profile signals: Established small businesses with 2+ years operating history and consistent card sales seeking rapid working capital without traditional bank approval timelines, Businesses with damaged or limited credit history but strong monthly revenue and payment processing volume

Wisco Capital logo

Wisco Capital

Wisco Capital is a business loan marketplace that connects small business owners with a network of lenders offering SBA loans, term loans, equipment financing, and merchant cash advances.

5.0/5

Google rating from 56 reviews

BBB: NR

Profile signals: Small business owners seeking multiple financing options without visiting multiple lenders, Businesses needing SBA-backed loans for asset purchases or expansion

Clarify Capital logo

Clarify Capital

Clarify Capital is a business loan marketplace connecting small business owners with 75+ lenders to secure funding up to $5M with rates starting at 6% APR and provider-stated same-day approval timing.

4.9/5

Google rating from 205 reviews

BBB: NR

Profile signals: Established small business owners (6+ months operating) with $10K+ monthly revenue seeking quick access to working capital, Business owners with fair to good credit (500-750 score range) wanting competitive rate shopping across multiple lenders

Credit Capital logo

Credit Capital

Credit Capital offers lines of credit and working capital loans to small and medium-sized businesses nationwide through a network of bank and non-bank lending partners.

4.9/5

Google rating from 27 reviews

BBB: NR

Profile signals: Small to mid-sized businesses needing flexible revolving credit for operational expenses, Businesses seeking quick working capital infusions (under 48 hours)

Lendtek logo

Lendtek

Lendtek is a marketplace platform matching small businesses with 100+ lenders offering SBA loans, term loans, lines of credit, and merchant cash advances up to $15M.

4.9/5

Google rating from 724 reviews

BBB: NR

Profile signals: Small business owners with 2+ years operating history seeking multiple loan options quickly, Businesses needing equipment or working capital without traditional bank relationships

Llama Loan logo

Llama Loan

Llama Loan is a business loan marketplace that connects small business owners with multiple lending options including term loans, lines of credit, SBA loans, and equipment financing through a fast online application.

4.9/5

Google rating from 270 reviews

BBB: NR

Profile signals: Small business owners seeking flexible financing options who want to compare multiple lenders quickly, Business owners needing equipment financing or lines of credit for cash-flow management

Logic Advance logo

Logic Advance

Logic Advance is a direct alternative lender offering small business funding up to $1M with provider-stated same-day approval timing and funding. They specialize in merchant cash advances, lines of credit, and equipment financing.

4.9/5

Google rating from 77 reviews

BBB: NR

Profile signals: E-commerce and retail businesses with consistent daily revenue seeking merchant cash advances, Established small businesses needing quick working capital without lengthy traditional bank approval processes

MoFin Lending logo

MoFin Lending

MoFin Lending is a direct lender specializing in hard money and bridge loans for real estate investors, offering quick closings and listed pricing for fix-and-flip, rental, and construction properties.

4.9/5

Google rating from 107 reviews

BBB: NR

Profile signals: Active real estate investors with established portfolios seeking rapid funding for fix-and-flip or value-add projects, Rental property investors and landlords needing long-term financing for single properties or portfolios without personal income requirements

SBG Funding logo

SBG Funding

SBG Funding provides flexible small business loans up to $5M with provider-stated funding timing decisions and rates starting at 1.75%/month across multiple financing types.

4.9/5

Google rating from 1,786 reviews

BBB: NR

Profile signals: Small business owners needing capital urgently and willing to pay premium rates for speed (provider-stated funding timing), Companies in niche industries (restaurants, HVAC, trucking, construction) where traditional bank lending is slower or more restrictive

American Merchant Capital Group logo

American Merchant Capital Group

American Merchant Capital Group offers small business financing including term loans, SBA loans, equipment financing, and working capital solutions with online application-process details.

4.8/5

Google rating from 45 reviews

BBB: NR

Profile signals: Small business owners seeking alternatives to merchant cash advances with better terms, Entrepreneurs needing quick capital access with flexible loan product options

ascendus.org logo

ascendus.org

Ascendus provides small business loans with a mission-driven approach, focusing on supporting entrepreneurs and understanding their individual business goals and financial needs.

4.8/5

Google rating from 215 reviews

BBB: NR

Profile signals: Small business owners seeking personalized loan guidance beyond standard commercial banking, Entrepreneurs from underserved communities who value mission-driven lending relationships

Bridge Consolidation logo

Bridge Consolidation

Bridge Consolidation is a small business lender offering capital solutions through lending and technology innovation, serving US and Canadian markets for over 18 years.

4.8/5

Google rating from 17 reviews

BBB: NR

Profile signals: Small business owners in US or Canada seeking growth capital, Early-stage or growth-stage businesses open to direct lender engagement

Madison Funding Partners logo

Madison Funding Partners

Manhattan-based alternative business financing lender serving small and medium-sized businesses nationwide with flexible capital solutions for growth and operational needs.

4.8/5

Google rating from 61 reviews

BBB: NR

Profile signals: Small business owners seeking working capital for operational expenses like payroll and inventory, Medium-sized businesses planning expansion or renovation projects

Synapse Payment Systems logo

Synapse Payment Systems

Synapse Payment Systems provides listed, fixed-fee credit card processing for merchants with rate claims to verify, provider-stated next-day funding timing, and 24/7 U.S.-based support.

4.8/5

Google rating from 25 reviews

BBB: NR

Profile signals: Small retail and restaurant merchants processing $25,000–$75,000 monthly who want listed, fixed pricing, Businesses switching from high-fee processors seeking immediate rate reductions and simplified billing

WOW Payments logo

WOW Payments

WOW Payments is a merchant services and POS provider offering free payment processing, equipment, and cash advance loans for small businesses.

4.8/5

Google rating from 212 reviews

BBB: NR

Profile signals: Small retail businesses and restaurants seeking to eliminate merchant processing fees, Business owners needing integrated POS equipment and payment processing in one platform

Kafene logo

Kafene

Kafene is a lease-to-own financing platform that helps merchants approve customers across all credit profiles for furniture, appliances, and other goods up to $5,000.

4.7/5

Google rating from 1,581 reviews

BBB: NR

Profile signals: Merchants (furniture stores, appliance retailers, electronics shops) seeking to increase sales conversion among subprime and no-credit customers, Customers with poor or no credit history who need immediate access to furniture or appliances with flexible payments

Corporate Development Group logo

Corporate Development Group

Corporate Development Group offers merchant cash advances to small businesses, providing $5,000–$500,000 in funding within 48 hours for growth and operational needs.

4.6/5

Google rating from 20 reviews

BBB: NR

Profile signals: Small business owners with strong daily credit card sales needing immediate working capital, Entrepreneurs who have been rejected by traditional banks but have established revenue

Flexibility Capital logo

Flexibility Capital

Flexibility Capital provides business term loans, lines of credit, and equipment financing up to $5M with published application timing and funding in as little as 24 hours.

4.6/5

Google rating from 251 reviews

BBB: NR

Profile signals: Established small business owners needing $10K-$5M for expansion, equipment, or cash flow, Business owners prioritizing speed and want funding within 24-48 hours

Kapitus logo

Kapitus

Kapitus is a business financing marketplace that connects small business owners with multiple lenders through a single application, offering business loans, equipment financing, lines of credit, and revenue-based financing options.

4.6/5

Google rating from 879 reviews

BBB: NR

Profile signals: Small business owners seeking to compare multiple financing offers without submitting separate applications to each lender, Entrepreneurs with established business credit looking to understand and improve their business credit scores

Merchant Refi logo

Merchant Refi

Merchant ReFi provides business financing solutions including working capital loans, merchant cash advances, and equipment financing for small to mid-sized businesses seeking quick funding.

4.6/5

Google rating from 9 reviews

BBB: NR

Profile signals: Small business owners in retail, food service, construction, and manufacturing seeking quick access to working capital, Established businesses needing equipment financing or inventory funding without lengthy traditional bank approval processes

Star Funding, Inc. logo

Star Funding, Inc.

Star Funding provides purchase order financing, accounts receivable factoring, and working capital solutions for small to mid-sized businesses needing cash flow support.

4.6/5

Google rating from 10 reviews

BBB: NR

Profile signals: Small to mid-sized manufacturers needing to fund production for large purchase orders, Businesses with strong receivables seeking to accelerate cash collection through factoring

Accompany Capital logo

Accompany Capital

Accompany Capital is a New York-based CDFI providing affordable small business loans, financial training, and capacity-building services to underserved entrepreneurs, refugees, and women business owners for over 20 years.

4.5/5

Google rating from 16 reviews

BBB: NR

Profile signals: Immigrant and refugee entrepreneurs in New York seeking affordable business loans with cultural competency and business training support, Women small business owners in New York who want targeted financing and networking with other female entrepreneurs

Biz2Credit logo

Biz2Credit

Biz2Credit is a New York-based fintech platform that has facilitated over $8 billion in funding to 200,000+ businesses, offering term loans, revenue-based financing, business lines of credit, and commercial real estate loans with 60-second prequalification.

4.5/5

Google rating from 2,714 reviews

BBB: NR

Profile signals: Mid-size businesses with $100K-$250K+ annual revenue wanting fast 24-hour decisions on term loans or LOC, Business owners with 575+ credit seeking revenue-based financing alternatives to traditional loans

Blue Gate Capital logo

Blue Gate Capital

Blue Gate Capital is a private money lender specializing in asset-based lending for real estate investors, offering fast capital for fix-and-flip, bridge, and rental property loans.

4.5/5

Google rating from 143 reviews

BBB: NR

Profile signals: Real estate investors with identified fix-and-flip or bridge loan deals requiring rapid capital deployment, Rental property investors seeking DSCR or portfolio loans outside traditional mortgage underwriting

Funderial Business Funding logo

Funderial Business Funding

Funderial Business Funding provides alternative business financing including term loans, merchant cash advances, equipment financing, and lines of credit to small and mid-market businesses with 6+ months operating history.

4.5/5

Google rating from 101 reviews

BBB: NR

Profile signals: Business owners with 6+ months operating history unable to qualify for traditional bank loans due to credit or cash flow concerns, Established small businesses needing rapid capital access for expansion, equipment, or working capital within days rather than weeks

Real Enterprise Consulting LLC logo

Real Enterprise Consulting LLC

Real Enterprise Consulting LLC offers business financial advisory services focused on helping entrepreneurs separate finances, build business credit, and structure sustainable income streams.

4.5/5

Google rating from 8 reviews

BBB: NR

Profile signals: Early-stage entrepreneurs struggling to separate personal and business finances, Business owners unsure how to structure income (salary vs. distributions) for loan applications

Tip Top Capital logo

Tip Top Capital

Tip Top Capital provides business funding solutions including commercial loans, working capital, equipment financing, and invoice factoring for small to mid-sized businesses.

4.5/5

Google rating from 212 reviews

BBB: NR

Profile signals: Small business owners with credit scores under 670 who need working capital or equipment funding quickly, Companies seeking invoice factoring or purchase order financing for inventory/supply chain

FundFi Merchant Funding logo

FundFi Merchant Funding

FundFi Merchant Funding is an ISO partnership program offering merchant cash advances and business funding with provider-stated same-day approval timing and commission-based compensation for partners.

4.3/5

Google rating from 22 reviews

BBB: NR

Profile signals: Independent Sales Organizations (ISOs) seeking merchant cash advance partnerships, Sales representatives and brokers looking to earn commissions on merchant funding deals

Payability logo

Payability

Payability provides same-day cash advances to Amazon and Walmart sellers by accelerating their marketplace earnings into daily payouts, with eligibility claims to verify.

4.3/5

Google rating from 201 reviews

BBB: NR

Profile signals: Amazon and Walmart third-party sellers with consistent monthly sales who need working capital for inventory or business operations, Marketplace sellers seeking to avoid traditional business loans and credit-based financing

Sekure Payment Experts logo

Sekure Payment Experts

Merchant payment processing staff context that analyzes credit card processing statements, negotiates lower fees, and provides POS equipment and cashback solutions for small businesses.

4.3/5

Google rating from 1,214 reviews

BBB: NR

Profile signals: Small retail, restaurant, and service businesses actively accepting credit cards and wanting to reduce processing fees, Businesses with 3+ years of processing history and existing statements to analyze

IceCap Group logo

IceCap Group

IceCap Group is a private money lender specializing in short-term financing for real estate investors, offering bridge loans, fix & flip loans, construction financing, and DSCR loans with fast closing times.

4.2/5

Google rating from 18 reviews

BBB: NR

Profile signals: Real estate investors seeking short-term bridge financing for property purchases or renovations, House flippers and fix & flip operators needing quick capital and fast closings

The Loan Source, Inc logo

The Loan Source, Inc

The Loan Source is an SBA-licensed Small Business Lending Company (SBLC) since 1994, offering SBA loan programs, PPP forgiveness servicing, and a business services marketplace.

4.0/5

Google rating from 301 reviews

BBB: NR

Profile signals: Small business owners seeking SBA-backed financing through a long-established, stable lender, PPP loan recipients needing professional forgiveness application support and guidance

FIRMUS logo

FIRMUS

Firmus is a merchant services and small business financing company offering POS systems, payment processing, and cash advances for restaurants and retail businesses.

3.9/5

Google rating from 13 reviews

BBB: NR

Profile signals: Restaurant owners seeking integrated POS, payment processing, and short-term cash access solutions from one vendor, Merchants unhappy with current payment processing fees who want free cost analysis and bundled services

Fora Financial - Business Funding logo

Fora Financial - Business Funding

Fora Financial provides small business funding solutions including term loans, lines of credit, and revenue advances up to $1.5M with approval decisions in as little as 4 hours.

3.8/5

Google rating from 451 reviews

BBB: NR

Profile signals: Small to mid-sized businesses needing fast working capital for expansion or cash flow management, Retailers and service businesses with variable revenue that benefit from flexible revenue advance repayment structures

CFG Merchant Solutions logo

CFG Merchant Solutions

CFG Merchant Solutions provides revenue-based financing and small business loans to U.S. small-to-medium businesses, with over $2B in working capital deployed to 45,000+ funded businesses.

3.7/5

Google rating from 125 reviews

BBB: NR

Profile signals: Small-to-medium businesses with consistent monthly revenue ($10K-$250K+/month) seeking fast working capital, Business owners with imperfect credit histories who struggle qualifying for bank loans

Sutton Funding - Merchant Cash Advance - Small Business Loans logo

Sutton Funding - Merchant Cash Advance - Small Business Loans

Sutton Funding provides merchant cash advances, term loans, and lines of credit to small businesses up to $2M, with provider-stated funding timing and AI-driven approval in minutes.

3.7/5

Google rating from 82 reviews

BBB: NR

Profile signals: Established small businesses with consistent monthly revenue but limited credit history or traditional collateral, Seasonal businesses needing quick inventory financing before peak periods (holiday retail, construction contracts)

Advantage Merchant Funding logo

Advantage Merchant Funding

Advantage Merchant Funding provides merchant cash advances, small business loans, and lines of credit with rapid approval and funding timelines.

3.5/5

Google rating from 29 reviews

BBB: NR

Profile signals: Merchants and retailers seeking quick capital access for immediate business needs, Small business owners with variable revenue who qualify for merchant cash advances

Argus Merchant Services logo

Argus Merchant Services

Argus Merchant Services provides credit and debit card payment processing solutions for businesses nationwide, offering rate claims to verify and customer support across multiple industries.

3.5/5

Google rating from 125 reviews

BBB: NR

Profile signals: Small to medium-sized beauty salons and spas needing merchant processing, eCommerce and online retailers requiring PCI-compliant payment integration

JRG Funding logo

JRG Funding

JRG Funding provides fast business loans up to $750,000 with provider-stated funding timing and approval in as little as 2 hours for small business owners.

3.3/5

Google rating from 31 reviews

BBB: NR

Profile signals: Small business owners needing immediate capital for payroll or operational expenses, Entrepreneurs seeking equipment financing or expansion funding quickly

New York Tribeca Group logo

New York Tribeca Group

New York Tribeca Group is a private lending firm offering merchant cash advances and flexible business financing to small and medium-sized businesses nationwide with published application timing and funding.

2.7/5

Google rating from 178 reviews

BBB: NR

Profile signals: Established small to medium-sized businesses with consistent revenue needing $20,000+ capital quickly, Business owners with fair credit (500+ FICO) who don't qualify for bank loans

Red Payments logo

Red Payments

Red Payments offers merchant payment processing solutions, POS systems, and business financing up to $250K for small businesses seeking modern payment technology.

2.7/5

Google rating from 85 reviews

BBB: NR

Profile signals: Small to medium retail businesses wanting to modernize payment acceptance across multiple locations, Merchants seeking a bundled solution combining POS, processing, and financing in one provider

Access Capital, Inc. logo

Access Capital, Inc.

Access Capital is an independent lender specializing in payroll funding and asset-based lending exclusively for staffing companies, offering $1M-$25M credit facilities.

BBB: NR

Profile signals: Mid-sized staffing companies (revenues $5M+) seeking working capital for payroll expansion, Growth-stage staffing firms pursuing acquisitions or M&A transactions

Atalaya Capital Management logo

Atalaya Capital Management

Alternative credit manager acquired by Blue Owl Capital in 2024, specializing in asset-based credit investments across consumer, commercial, corporate, and real estate finance with $10B+ AUM.

BBB: NR

Profile signals: Large institutional investors seeking exposure to alternative credit strategies across consumer, commercial, corporate, and real estate assets, Asset managers and pension funds looking for diversified, professionally-managed credit investment platforms with institutional-scale AUM

Blursoft - Working Capital Solutions USA logo

Blursoft - Working Capital Solutions USA

Blursoft is a marketplace connecting small business owners and contractors with lending partners offering merchant cash advances, equipment financing, and short-term loans designed for borrowers with bad or no credit.

BBB: NR

Profile signals: Contractors and self-employed workers with inconsistent income or no credit history, Small businesses in cash flow crises needing rapid access to capital

Broadway Advance LLC logo

Broadway Advance LLC

Broadway Advance LLC provides merchant cash advances, term loans, lines of credit, and equipment financing for small businesses nationwide, with funding up to $5M and terms of 3-24 months.

BBB: NR

Profile signals: Small business owners with inconsistent cash flow needing quick access to capital, Companies with strong receivables or sales volume seeking merchant cash advances

Card Payment Systems logo

Card Payment Systems

Card Payment Systems is a New York-based merchant services provider offering credit/debit card processing, POS systems, and merchant cash advances to businesses since 1988.

BBB: NR

Profile signals: New York-area merchants seeking integrated card processing and POS solutions, Businesses with high-risk profiles that need listed payment processing

Cash Flow Partners | New York logo

Cash Flow Partners | New York

Cash Flow Partners is a white-label business lending platform that enables brokers to diversify into lending without building internal infrastructure or losing client control.

BBB: NR

Profile signals: Mortgage brokers seeking to diversify revenue streams without building new departments or hiring staff context, Finance and insurance brokers with existing client bases wanting to offer additional lending products

CDVCA logo

CDVCA

Trade association and network for community development venture capital funds providing equity financing to businesses in low-income communities.

BBB: NR

Profile signals: Entrepreneurs in low-income communities seeking equity financing and business building support, Small business owners in economically distressed regions looking for flexible capital

Commercial Hedge logo

Commercial Hedge

Commercial Hedge is a NYC-based business finance consulting firm that helps entrepreneurs restructure debt, access working capital, and improve cash flow through personalized financing strategies.

BBB: NR

Profile signals: Business owners struggling with high-cost merchant cash advances and seeking restructuring or refinancing, Entrepreneurs with multiple business debts looking for consolidation or payment reduction strategies

Community Development Trust logo

Community Development Trust

Community Development Trust is a REIT providing long-term debt and equity capital for affordable housing development and preservation across 45 states, currently managing $3.2 billion in investments.

BBB: NR

Profile signals: Affordable housing developers seeking long-term patient capital and equity investment, Nonprofit organizations and housing authorities expanding affordable housing portfolios

Dwight Capital logo

Dwight Capital

Commercial real estate finance company offering bridge loans, construction financing, and alternative lending structures for institutional and commercial borrowers with $15B+ servicing portfolio.

BBB: NR

Profile signals: Commercial real estate developers needing bridge financing for acquisition and construction phases, Multi-family property developers qualifying for FHA/HUD insured loan programs

Fora Financial logo

Fora Financial

Fora Financial provides small business term loans up to $1.5M, revenue advances, lines of credit, SBA loans, and equipment financing with published factor rates, 4-hour approvals, and 24-hour funding for businesses with 570+ FICO scores.

BBB: A+

Profile signals: Businesses with credit scores as low as 570, Companies needing fast funding within 24 hours

Funding Zone logo

Funding Zone

Commercial finance brokerage connecting established businesses with debt financing and bank instruments through a vetted network of lenders and private credit funds.

BBB: NR

Profile signals: Established businesses needing working capital secured by receivables, equipment, inventory, or real estate, Companies with strong revenue and variable cash flow looking for revenue-based financing alternatives

Golub Capital logo

Golub Capital

Golub Capital is a $90B+ asset manager and direct lender specializing in sponsor finance, private credit, and middle-market debt for private equity-backed companies.

BBB: NR

Profile signals: Private equity sponsors and their portfolio companies seeking growth capital, buyout financing, or refinancing, Mid-market and large companies backed by institutional investors seeking unitranche, recurring revenue, or syndicated debt

Greystone logo

Greystone

Commercial real estate finance company providing HUD, Fannie Mae, Freddie Mac, and bridge loans for multifamily, senior housing, and healthcare properties nationwide.

BBB: NR

Profile signals: Multifamily property developers and investors seeking HUD, Fannie Mae, or Freddie Mac financing, Senior living and healthcare facility operators requiring large-scale capital solutions

Grow America Fund Inc logo

Grow America Fund Inc

Grow America (formerly NDC) provides small business lending, community development investments, and advisory services to nonprofits and entrepreneurs, with 30+ years of lending experience.

BBB: NR

Profile signals: Nonprofit organizations seeking mission-aligned financing and technical support, Small business owners in underserved or distressed communities

Harrison Financial Group logo

Harrison Financial Group

Harrison Financial Group offers judgment recovery solutions, business financing, credit repair, and small business lending services based in New York.

BBB: NR

Profile signals: Small business owners seeking customized financing solutions and business credit improvement, Individuals with civil court judgments requiring listed recovery assistance

I Payment Inc logo

I Payment Inc

IPayment Protected offers payment processing solutions, merchant advocacy, and broadband services designed to help businesses streamline operations and reduce processing fees.

BBB: NR

Profile signals: Small to mid-sized businesses looking to reduce payment processing fees through expert negotiation, Merchants wanting consolidated payment solutions with POS equipment and reporting tools

In Advance Capital logo

In Advance Capital

In Advance Capital provides merchant cash advances and small business financing with approval in under 3 hours and funding as quickly as 24 hours, serving businesses with credit scores as low as 550.

BBB: NR

Profile signals: Established small businesses with consistent credit card or debit card sales volume needing quick working capital access, Business owners with lower credit scores (550-650) who cannot qualify for traditional bank financing

Income Care Unit™ logo

Income Care Unit™

Financial consulting firm specializing in rental property owners' bookkeeping, tax planning, and cashflow management across U.S. and international portfolios.

BBB: NR

Profile signals: First-time rental property buyers preparing for underwriting and seeking mindset and credit alignment before purchase, Active U.S. rental owners with multiple properties seeking integrated bookkeeping, tax, and cashflow optimization

Mercantile Credit Inc logo

Mercantile Credit Inc

Mercantile Credit Inc. arranges Letters of Credit for international trade businesses, facilitating LC issuance through relationships with New York-based banks without requiring existing bank lines.

BBB: NR

Profile signals: Small to mid-size import/export businesses needing Letters of Credit without existing bank relationships, Importers with existing bank credit limits who need additional LC capacity for inventory procurement

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Merchant Cash One

Merchants Cash Partners is a NYC-based business financing broker connecting qualified companies to merchant cash advances, business loans, and lines of credit with funding available in as little as one day.

BBB: NR

Profile signals: Established businesses needing rapid working capital who do not qualify for traditional bank loans, Young or newer companies with limited credit history seeking expansion or equipment financing

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Monex USA

Monex USA is a foreign currency exchange and international payments provider serving businesses with FX solutions, wire transfers, and multi-currency transaction services.

BBB: NR

Profile signals: Small to mid-sized businesses requiring regular international payments and FX risk management, Companies invoicing foreign suppliers or customers and needing competitive currency conversion

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New York Private Finance

New York Private Finance offers listed lending ($5M-$30M) secured by illiquid assets like private stock, enabling entrepreneurs to access capital without dilution.

BBB: NR

Profile signals: Private equity sponsors and founders with illiquid stakes seeking to recapitalize or fund acquisitions, High-net-worth entrepreneurs holding concentrated positions in private companies needing non-dilutive growth capital

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Phoenix Capital Resources

Phoenix IB is an investment banking advisory firm providing capital markets, M&A, and restructuring services to businesses of all sizes and lifecycle stages.

BBB: NR

Profile signals: Mid-market and growth-stage companies needing strategic guidance to raise capital for expansion or acquisition, Distressed or transitioning businesses seeking restructuring advisory and refinancing solutions

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PROSPERUM

Prosperum Funding offers business financing solutions including lines of credit, SBA loans, merchant cash advances, and equipment financing with provider-stated funding timing claims.

BBB: NR

Profile signals: Small business owners seeking multiple financing options without shopping with separate lenders, Businesses with variable cash flow preferring revenue-based repayment structures

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Recovery of Judgment

Post-judgment enforcement and debt collection agency specializing in asset recovery for creditors with court judgments. Locates and seizes debtor assets to recover owed funds.

BBB: NR

Profile signals: Businesses and law firms with multiple unpaid judgments from litigation who need listed recovery services, Creditors with large judgment amounts ($10K+) where aggressive asset seizure tactics are justified

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Richie Lending

Richie AI is an embedded lending infrastructure platform that enables SaaS platforms and marketplaces to offer small business loans to their merchants in under an hour.

BBB: NR

Profile signals: SaaS platforms and online marketplaces seeking new revenue streams by offering financing to their merchant customers, Small business owners accessing loans through established platforms they already use and trust

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Safe Business Loans

NYC Department of Small Business Services offers free financing assistance to help businesses navigate federal, state, local, and private loan and grant programs through guidance context and capital marketplace access.

BBB: NR

Profile signals: NYC small business owners seeking free guidance on navigating complex federal and state loan programs, Contract businesses needing listed financing tied to NYC government agency contracts

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Small Business Loan Association

U.S. Small Business Administration Metro New York District Office provides government-backed small business funding, counseling, and federal contracting support across 14 NY counties.

BBB: NR

Profile signals: First-time small business owners seeking free counseling and guidance on SBA loan programs in the New York metro area, Small businesses interested in federal contracting certifications and government contract opportunities

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TruFund Financial Services

TruFund Financial Services is a Community Development Financial Institution (CDFI) providing small business loans, SBA financing, and business advisory services to undercapitalized entrepreneurs across five states.

BBB: NR

Profile signals: Small business owners in underserved or economically disadvantaged communities within their five-state service area, Minority-owned and women-owned enterprises seeking mission-aligned lending with advisory support

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United Business Loans

United Business Loans offers small business funding from $50K to $2M with a 5-minute online application and next-business-day funding for borrowers who meet provider criteria.

BBB: NR

Profile signals: Established businesses with 6+ months of operating history needing $50K–$2M quickly, Business owners with 500+ credit scores who have been declined or slow-tracked by traditional banks

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zr funding

Z&R Funding provides working capital solutions to small business owners, emphasizing speed and accessibility for businesses that need fast financing.

BBB: NR

Profile signals: Small business owners needing fast working capital who are comfortable negotiating terms directly over the phone, Business owners who have been declined by traditional banks and are seeking alternative funding