Star Funding, Inc. is a New York-based financing company that has operated for over 20 years, claiming to have provided more than $1 billion in cash flow support to thousands of clients. The company positions itself as a listed lender focused on business-to-business and government contract financing rather than consumer lending.
Their primary service areas are purchase order (PO) financing, accounts receivable factoring, and working capital solutions tailored to businesses with inventory, production, or receivables management challenges. Star Funding offers three main product categories: Purchase Order Financing (funding up to 100% of production costs for goods), Small Business Funding (for inventory purchasing and supplier payment term extension), and Accounts Receivable Factoring (converting invoices into immediate working capital). Their recent case studies indicate transaction sizes ranging from $250,000 to $11 million, suggesting they focus on mid-market businesses.
The company emphasizes application-timing claims processes, including provider-stated same-day approval timing claims, and positions pricing fairness as a differentiator. The company distinguishes itself through its 20-year track record, claimed "#1 Provider" status, multi-product approach (combining PO financing and factoring), and focus on underserved markets like federal government contractors and specialty manufacturers. Their success stories span diverse industries including consumer electronics, home furniture, and business services, suggesting broad applicability.
The application process is promoted as simple and streamlined. However, potential clients should note that specific pricing, terms, APR rates, and qualification requirements are not disclosed on the website. As a listed B2B lender, Star Funding is not suitable for personal or consumer lending needs, and their minimum transaction sizes appear significantly higher than typical small business loans.
