Best Bankruptcy Services in Philadelphia, PA

Compare 7 bankruptcy services companies serving Philadelphia, Pennsylvania. Average rating: 4.4/5.

7 Companies 7 Rated Payday: Banned

Pennsylvania Lending Regulations

Pennsylvania effectively bans payday lending through its strict usury laws. Licensed consumer discount companies can charge higher rates but remain well below payday loan levels. Consumers can file complaints with the Department of Banking and Securities or the Attorney General's Bureau of Consumer Protection.

Usury cap: 6% for non-licensed lenders (24% for licensed small loan companies); payday lending banned Agency: Pennsylvania Attorney General Bureau of Consumer Protection

Top-Rated Bankruptcy Services

Cibik Law, P.C. logo

Cibik Law, P.C.

Philadelphia-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings, foreclosure prevention, and debt relief for individuals and small business owners.

4.5/5
Free BBB: NR

Best for: Philadelphia-area residents facing foreclosure, repossession, or overwhelming unsecured debt who need legal representation, Small business owners seeking bankruptcy counsel in Pennsylvania

Francis Mailman Soumilas, P.C. logo

Francis Mailman Soumilas, P.C.

National consumer rights law firm specializing in FCRA violations, debt collection harassment, identity theft, and class action litigation. Works on contingency with no upfront costs to clients.

4.5/5
Free BBB: NR

Best for: Consumers with clear FCRA violations or credit reporting errors seeking recovery without upfront costs, Individuals targeted by aggressive debt collection harassment with potential FDCPA statutory damages

Tadross Law logo

Tadross Law

Pennsylvania bankruptcy law firm offering Chapter 7/13 filing, debt settlement, and foreclosure defense with 22+ years of experience across Lansdale and Philadelphia offices.

4.5/5
Free BBB: NR

Best for: Pennsylvania residents (Lansdale/Philadelphia area) facing Chapter 7 or Chapter 13 bankruptcy filing, Individuals with significant unsecured debt seeking settlement negotiations with creditors

The Law Offices of David M. Offen logo

The Law Offices of David M. Offen

Philadelphia-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings, debt elimination, and foreclosure prevention with 25+ years of experience.

4.5/5
Free BBB: NR

Best for: Individuals in Philadelphia/Eastern PA facing multiple debts with creditor actions (lawsuits, wage garnishment, foreclosure, repossession), Consumers unsure whether bankruptcy or alternative debt resolution strategies are appropriate for their situation

Harborstone Law LLP logo

Harborstone Law LLP

Philadelphia-based civil litigation firm specializing in bankruptcy, debt defense, and debt resolution for individuals and businesses. Offers free consultations and payment plans.

4.4/5
Contact BBB: NR

Best for: Philadelphia-area individuals facing Chapter 7 or Chapter 13 bankruptcy and seeking free initial consultation, Small business owners in Pennsylvania dealing with business debt, foreclosure defense, or creditor disputes

Law Offices of Michael a. Latzes logo

Law Offices of Michael a. Latzes

Philadelphia-based bankruptcy law firm with 40 years of experience offering Chapter 7 and Chapter 13 filings, foreclosure defense, and family law services with flexible payment plans.

4.4/5
Contact BBB: NR

Best for: Philadelphia-area residents facing Chapter 7 or Chapter 13 bankruptcy who need flexible payment arrangements, Homeowners in foreclosure seeking to defend against foreclosure or restructure mortgage debt

All Bankruptcy Services in Philadelphia (7)

Cibik Law, P.C. logo

Cibik Law, P.C.

Philadelphia-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings, foreclosure prevention, and debt relief for individuals and small business owners.

4.5/5
Free BBB: NR

Best for: Philadelphia-area residents facing foreclosure, repossession, or overwhelming unsecured debt who need legal representation, Small business owners seeking bankruptcy counsel in Pennsylvania

Francis Mailman Soumilas, P.C. logo

Francis Mailman Soumilas, P.C.

National consumer rights law firm specializing in FCRA violations, debt collection harassment, identity theft, and class action litigation. Works on contingency with no upfront costs to clients.

4.5/5
Free BBB: NR

Best for: Consumers with clear FCRA violations or credit reporting errors seeking recovery without upfront costs, Individuals targeted by aggressive debt collection harassment with potential FDCPA statutory damages

Tadross Law logo

Tadross Law

Pennsylvania bankruptcy law firm offering Chapter 7/13 filing, debt settlement, and foreclosure defense with 22+ years of experience across Lansdale and Philadelphia offices.

4.5/5
Free BBB: NR

Best for: Pennsylvania residents (Lansdale/Philadelphia area) facing Chapter 7 or Chapter 13 bankruptcy filing, Individuals with significant unsecured debt seeking settlement negotiations with creditors

The Law Offices of David M. Offen logo

The Law Offices of David M. Offen

Philadelphia-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings, debt elimination, and foreclosure prevention with 25+ years of experience.

4.5/5
Free BBB: NR

Best for: Individuals in Philadelphia/Eastern PA facing multiple debts with creditor actions (lawsuits, wage garnishment, foreclosure, repossession), Consumers unsure whether bankruptcy or alternative debt resolution strategies are appropriate for their situation

Harborstone Law LLP logo

Harborstone Law LLP

Philadelphia-based civil litigation firm specializing in bankruptcy, debt defense, and debt resolution for individuals and businesses. Offers free consultations and payment plans.

4.4/5
Contact BBB: NR

Best for: Philadelphia-area individuals facing Chapter 7 or Chapter 13 bankruptcy and seeking free initial consultation, Small business owners in Pennsylvania dealing with business debt, foreclosure defense, or creditor disputes

Law Offices of Michael a. Latzes logo

Law Offices of Michael a. Latzes

Philadelphia-based bankruptcy law firm with 40 years of experience offering Chapter 7 and Chapter 13 filings, foreclosure defense, and family law services with flexible payment plans.

4.4/5
Contact BBB: NR

Best for: Philadelphia-area residents facing Chapter 7 or Chapter 13 bankruptcy who need flexible payment arrangements, Homeowners in foreclosure seeking to defend against foreclosure or restructure mortgage debt

ConsumerLawPA logo

ConsumerLawPA

Philadelphia-based consumer rights law firm offering bankruptcy, foreclosure defense, debt collection abuse, and predatory lending representation with 20+ years experience.

4.3/5
Contact BBB: NR

Best for: Philadelphia-area homeowners facing foreclosure or predatory lending practices seeking local counsel, Consumers experiencing debt collection harassment or creditor abuse requiring aggressive advocacy