Pawn1st Locations

Pawn1st is a pawn shops provider with 14 locations across the US.

★4.8avg Google rating across 1 location

14locations

2states

109services

Pawn1st is a pawn shop operator with 14 locations in the United States, primarily concentrated in Arizona. The company functions as an independent pawn lending business, providing collateral-based loans to customers who pledge personal items such as jewelry, electronics, and other valuables as security for short-term credit.

Pawn1st locations operate in Arizona and neighboring markets, offering typical pawn shop services including personal loans secured by merchandise, the purchase and sale of used goods, and item redemption. As an independent operator, the company maintains its own policies and lending procedures across its store locations.

Customers using pawn services should be aware that pawn loans carry interest rates and fees determined by state law and company policy, with loan terms typically ranging from 30 to 90 days. Pawn transactions are regulated at both state and federal levels, and borrowers should review specific terms before pledging items, as failure to repay results in forfeiture of collateral. Alternative financing options, such as personal loans from banks or credit unions, may be available depending on individual creditworthiness.

Services Offered

Cash payment for items at time of sale or loan origination Cash payment on the spot for items sold Cash payment on the spot for merchandise and gold purchases Cash-on-the-spot payment for items purchased Consumer lending focused on cash and credit-constrained populations Electronics buying and pawn services FAQs and educational resources on pawn loans and services Gold and precious metal buying (immediate cash payment) Gold and precious metal purchasing and valuation Gold and precious metal purchasing for immediate cash Gold and precious metals buying service with immediate cash payment Gold, silver, and platinum buying and selling Gold, silver, and platinum buying for immediate cash Gold, silver, and platinum buying services Gold, silver, and precious metal buying at cash-on-spot rates Gold, silver, and precious metal buying services with immediate cash payment Gold, silver, and precious metal buying with immediate cash payment Gold, silver, and precious metals buying Gold, silver, and precious metals buying and cash payment Gold, silver, and precious metals buying services Gold, silver, and precious metals purchasing with immediate cash payment In-person merchandise evaluation and cash payouts International pawn and consumer lending across multiple countries Inventory browsing and shopping Item appraisal and valuation services Item evaluation and appraisal for pawn and purchase Item liquidation and valuation Item purchasing—company buys almost anything of value for cash Item valuation and assessment for pledge purposes Jewelry buying and pawn services Layaway plans with 10% down payment Layaway plans with 10% down payment option Layaway service with 10% down payment option Layaway services with 10% down payment option Lease-to-own and retail finance payment solutions (through AFF subsidiary) Lease-to-own and retail finance payment solutions through AFF subsidiary and 15,000+ merchant partners Lease-to-own and retail finance solutions through 15,000+ merchant partners (AFF subsidiary) Lease-to-own and retail finance solutions through AFF subsidiary Lease-to-own and retail finance solutions through AFF subsidiary network (15,000+ merchant partners) Lease-to-own and retail finance solutions through subsidiary AFF (15,000+ merchant partners) Lease-to-own financing through AFF subsidiary (15,000+ merchant partners) Lease-to-own payment solutions through AFF subsidiary Lease-to-own payment solutions through AFF subsidiary (15,000+ merchant partners) Merchandise buying ("we buy almost anything of value") Merchandise inventory browsing and shopping Merchandise inventory search and store locator Merchandise inventory search and viewing online Multi-country operations across North America and Latin America Multi-location shopping and item transfers across stores Multi-state and international pawn services Musical instruments buying and pawn services Non-recourse collateral-based lending (no personal liability) Non-recourse lending (no personal debt obligation after forfeiture) Non-recourse lending structure without debt collection risk Non-recourse pawn loans secured by personal property Non-recourse pawn loans secured by pledged personal property Online and in-store inventory browsing Online inventory browsing Online inventory browsing (mentioned in navigation) Online inventory browsing and merchandise search Online inventory browsing and product search Online store locator and inventory search Online store locator for finding nearby FirstCash locations Online store locator to find nearest FirstCash location by state Over 15,000 active retail merchant partner locations for finance options Pawn FAQ and educational resources online Pawn FAQs and educational resources Pawn FAQs and educational resources about how pawn loans work Pawn loan FAQs and educational resources Pawn loan FAQs and how-to resources Pawn loans secured by personal property Pawn loans secured by personal property (jewelry, electronics, tools, appliances, sporting goods, musical instruments) Pawn loans secured by personal property (non-recourse) Pawn loans secured by personal property collateral Pawn loans secured by personal property pledges Pawn loans secured by personal property with non-recourse structure Pawn loans secured by pledged personal property Pawn loans secured by pledged personal property (non-recourse) Payment solutions through 15,000+ nationwide retail merchant partners Point-of-sale payment solutions for consumer goods Point-of-sale payment solutions for technology-driven transactions Point-of-sale payment technology solutions Point-of-sale payment technology through AFF Purchase and resale of musical instruments Purchase of jewelry, electronics, tools, appliances, sporting goods, and musical instruments Retail finance payment solutions at merchant locations Retail finance payment solutions for consumer goods Retail finance payment solutions through 15,000+ merchant partners Retail finance payment solutions through merchant partner network Retail merchandise sales (jewelry, electronics, tools, appliances, sporting goods, musical instruments) Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments Retail sales of merchandise acquired through pawn operations Retail sales of merchandise and pawned goods Retail sales of merchandise including jewelry, electronics, tools, appliances, and sporting goods Retail sales of secondhand merchandise across diverse categories Retail sales of used merchandise (jewelry, electronics, tools, appliances, sporting goods, instruments) Retail sales of used merchandise across 3,300+ store locations Retail sales of used merchandise from pawn inventory Same-day cash advances on pledged collateral Store locator and inventory browsing tools Store locator and inventory search online Store locator and online inventory browsing Store locator service across 3,300+ locations Store locator to find nearest FirstCash location Store locator tool across 3,300+ locations Store locator tool for finding nearest FirstCash location Tools, appliances, and sporting goods pawn loans Wide variety of collateral acceptance (jewelry, electronics, tools, appliances, sporting goods, instruments) Wide variety of collateral acceptance and merchandise buying

Strengths

+Publicly traded company (S&P MidCap 400, Russell 2000) providing institutional stability and regulatory oversight
+Publicly traded company (S&P MidCap 400, Russell 2000) providing financial transparency and stability
+3,300+ locations across 29 U.S. states, UK, and Latin America provides exceptional accessibility
+Non-recourse loans mean you are not personally liable if the loan cannot be repaid—only collateral is at risk
+Immediate cash disbursement at time of loan—no waiting for funding approval

Things to Consider

–Interest rates, loan fees, and terms not disclosed on website—customers must visit store or call to learn true cost of borrowing
–Risk of losing pledged collateral if loan cannot be repaid; items sold if redemption period expires
–Pawn loans are high-cost borrowing relative to traditional personal loans or lines of credit from banks
–Non-recourse lending means no credit building—loan activity is not reported to credit bureaus

Company Details

Headquarters: Phoenix, AZ
Phone: +1 602-276-6088

All Pawn1st Locations by State

AZ(1 location)

Pawn1st

Pawn1st locations are primarily based in Arizona and neighboring areas; customers should contact the company directly or check local listings for current store addresses and hours.

What are typical fees and interest rates for a pawn loan at Pawn1st?

Pawn loan fees and interest rates are regulated by state law and vary by location; customers should request specific terms from their local store before pledging items.

About this Pawn1st page: CreditDoc aggregates public location, contact, and rating data for Pawn1st across the United States. Each location links to a full CreditDoc profile with sourced fields, BBB rating context, and public complaint signals from the Consumer Financial Protection Bureau where available. Compare Pawn1st listings side by side with peer providers in the same category before contacting a specific branch.

How to use this brand hub: Use the state-grouped locations above to jump to a specific Pawn1st branch near you. Every branch profile shows what services are offered, whether the location is licensed, and how it compares to peer providers in the same city. When comparing brands, look for consistency in pricing disclosure, service listings, refund policies, and licensing across every branch — brand-level consistency is a strong signal of a well-run provider.

Data sourcing: Location addresses, contact numbers, and website URLs are collected from provider disclosures. BBB rating and accreditation status come from the Better Business Bureau. Google rating and review-count signals are shown only where at least one stored review is available. Public complaint context comes from the CFPB Consumer Complaint Database. All fields on the underlying profile pages are dated and sourced.

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