American Credit Builders Inc — Consumer Response Profile

Public CFPB response-outcome context for this company • Period: 2023-present • Data checked: 2026-04-04

Recorded Response Outcome
100.0%

CFPB complaints with a recorded company response outcome

Timely Response
99.7%

Company response recorded within the CFPB response window

Recorded Complaints
54,350

Public CFPB complaint records in this dataset

Products Named in CFPB Records

Credit card 33.0%
Credit card or prepaid card 25.7%
Credit reporting or other personal consumer reports 11.5%
Prepaid card 8.9%
Debt collection 8.6%

Issue Categories in CFPB Records

Problem with a purchase shown on your statement 10.1%
Incorrect information on your report 10.1%
Trouble using the card 7.9%
Other features, terms, or problems 7.8%
Improper use of your report 6.2%

Response Breakdown

Closed with explanation 37553 (69.1%)
Closed with monetary relief 8430 (15.5%)
Closed with non-monetary relief 7286 (13.4%)
In progress 734 (1.4%)
Closed without relief 250 (0.5%)
Closed with relief 80 (0.1%)
Closed 17 (0.0%)

Understanding This Data

The Consumer Financial Protection Bureau (CFPB) tracks how financial companies respond to consumer complaints. This profile shows public response patterns for American Credit Builders Inc.

  • Recorded Response Outcome — The share of public CFPB complaint records where the company has a recorded response outcome such as monetary relief, non-monetary relief, or explanation.
  • Timely Response Rate — The share of public CFPB complaint records with a company response inside the CFPB response window.
  • Products Named — Which CFPB product categories appear most often in this company's public complaint records.
  • Issue Categories — The complaint issue categories consumers selected most often in the public CFPB records.

CFPB response data is transparency context, not proof of wrongdoing, endorsement, customer-satisfaction evidence, a safety rating, or a suitability determination. Complaint volume is not a quality indicator; larger companies often have more public complaint records.

Use This Response Profile With CreditDoc Context

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Provider Profile Review pricing, services, third-party ratings, and source notes. Complaint Data Read the broader CFPB data explanation. City Guides Add local provider and map context. State Rules Compare against state-level lending context.

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