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Construction Federal Credit Union is a Michigan-based credit union serving members of the construction industry with deposit accounts, loans, and financial services.
Data compiled from public sources
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Construction Federal Credit Union operates as a member-owned financial institution headquartered in Michigan, with its 51st Annual Meeting scheduled for June 3rd, 2026 at the Construction Association of Michigan in Bloomfield Hills. The credit union was established to serve the financial needs of construction industry professionals and related members. The organization offers a comprehensive suite of financial products including checking and savings accounts, mortgages, auto loans, personal loans, home equity lines of credit, boat loans, and VISA credit cards.
They provide digital banking capabilities, shared branching access for convenience, and accessibility features on their website. Construction Federal Credit Union distinguishes itself through industry-specific membership targeting construction workers and professionals, partnerships with the Construction Association of Michigan and Home Builders Association, and competitive loan rates advertised on their homepage. The credit union appears to be a legitimate, established institution with multiple decades of operation.
The dated website content and navigation issues suggest the organization may benefit from modernization of their digital presence.
According to CFPB data (2023-present), Construction has a 100% response rate to consumer complaints, with 0% of those responses delivered within the CFPB's 15-day window. Response rate measures whether the company replied — not whether the consumer's issue was resolved in their favor.
Construction offers 12 services including Checking accounts, Savings accounts, Mortgages (30-year fixed), Auto loans, Home equity lines of credit, and 7 more.
Construction has profile signals associated with Construction industry professionals seeking industry-specific financial services, Michigan residents near Bloomfield Hills seeking local credit union membership, Borrowers interested in competitive mortgage and auto loan rates, Members of construction trade associations eligible for credit union membership.
Key strengths: Offers competitive auto loan rates starting at 5.25% APR; 30-year mortgage products available with rates as low as 6.58% APR; Provides home equity lines of credit at 8.50% APR or better. Areas to consider: Website contains multiple broken links and 404 errors preventing access to credit card and location information; Blog content is outdated (last update April 2019), suggesting inactive digital communication.
In the Banks category, comparable providers include Atlantic Union Bank, Financial Center, LendingClub. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Construction Federal Credit Union is profile signals for construction industry members in Michigan seeking competitive loan rates and traditional credit union benefits. Primary caveat: the website is significantly outdated with broken navigation, limiting ability to verify current services, locations, and membership requirements before joining.
Public data from the Consumer Financial Protection Bureau
* Percentage of consumer complaints that received a company response (does not indicate the complaint was resolved in the consumer's favor)
** Percentage of responses delivered within the CFPB's 15-day window
Source: consumerfinance.gov | Last checked 2026-05-14
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