Ace Loan Company is a Las Vegas pawn shop offering collateral-based loans at 8% interest on gold and silver jewelry, plus a retail inventory of fine jewelry and collectibles.
Data compiled from public sources · Rating from CreditDoc methodology
Ace Loan Company operates as a traditional pawn shop located at 215 N. 3rd Street in Las Vegas, Nevada. The business has been established to serve the community with jewelry-based lending and merchandise sales. The company positions itself as a provider of affordable pawn loans and a retailer of gently used and new fine jewelry.
The company's primary service is offering pawn loans secured by gold and silver jewelry at an advertised rate of 8% interest. They accept a wide variety of collateral including rings, bracelets, necklaces, coins, and fine watches. Loan amounts appear to go up to $5,000 based on their website listing. Beyond lending, Ace Loan Company maintains a retail storefront with an inventory of jewelry for sale, ranging from affordable silver pieces ($29.99) to high-end diamond and gold items (up to $4,999). The company also advertises the ability to purchase scrap gold directly from customers.
Ace Loan Company distinguishes itself through its advertised 8% interest rate, which is notably competitive in the pawn lending space where rates typically range much higher. The company emphasizes a respectful customer experience and describes their merchandise as "gently used" and curated in a "tasteful, affordable way." The physical storefront location in downtown Las Vegas suggests established brick-and-mortar operations rather than online-only lending.
The business model is straightforward and transparent based on their website presentation. However, customers should note that pawn loans are ultimately secured transactions where failure to repay results in loss of collateral. The 8% rate advertised may have specific terms or conditions not fully detailed on the website. The company operates locally from a single Las Vegas location, which may limit accessibility for remote customers, though they do provide contact information for inquiries.
Yes. Ace Loan Co is a registered company, headquartered in 215 N 3rd St near, Las Vegas, NV 89101.
CreditDoc Diagnosis
Ace Loan Company is best for Las Vegas residents with valuable jewelry or collectibles who need quick cash and prefer the 8% advertised rate over typical pawn lending rates. The main caveat is that pawn loans are collateral-based transactions where unsecured items are forfeited if the loan isn't repaid, and critical loan terms (repayment period, fees, LTV ratios) are not detailed on their website.
Public data from the Consumer Financial Protection Bureau
Source: consumerfinance.gov | Last checked 2026-04-08
Las Vegas pawn shop offering collateral loans on luxury items, gold/jewelry buying, check cashing starting at 2%, and MoneyGram wire transfers.
Best for: Owners of luxury watches, gold jewelry, or diamonds needing fast no-credit-check cash, Individuals who need to sell gift cards for immediate liquidity
Las Vegas-based precious metals buyer specializing in gold, silver, diamonds, and luxury watches. Buys only; does not offer pawn loans.
Best for: People with gold, silver, or diamond jewelry they want to sell quickly for cash, Luxury watch owners seeking to liquidate Rolex or similar timepieces
Las Vegas, NV's EZPAWN at 4155 S Jones Blvd offers quick pawn loans, jewelry purchases, and product redemptions seven days a week.
Best for: People who own electronics, jewelry, tools, or firearms and need cash within hours, Bargain hunters seeking brand-name pre-owned goods at deep discounts
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