Monitor & Protect in West Jordan, UT

With Utah's average credit score at 722, many West Jordan residents are already in good standing, but there is always room to improve. Start by pulling your free credit reports and disputing any inaccuracies. Pay down revolving balances to reduce your credit utilization ratio. If you have thin credit, a secured credit card can help you establish a positive payment history. Local credit unions at Jordan Landing and along Bangerter Highway often have financial literacy programs that can guide you through the process.

Utah residents can place a free security freeze on their credit reports with all three bureaus under federal law. If you are a victim of identity theft, file a report with the West Jordan Police Department and submit an identity theft affidavit to the FTC at IdentityTheft.gov. The Utah Attorney General's Consumer Protection Division at attorneygeneral.utah.gov/consumer-protection/ can assist with complaints against businesses that failed to protect your data. Monitor your credit regularly — many of West Jordan's local banks and credit unions offer free credit monitoring to account holders.