Debt Relief in Sterling Heights, MI
Review 10 listed debt relief profiles associated with Sterling Heights, Michigan. Check local offices, stored review context, and state-level rules before contacting a provider.
10
Debt Relief Listed Profiles
10
Statewide Profiles
Struggling with debt in Sterling Heights, Michigan? Debt relief companies may advertise creditor negotiation, consolidated payments, or structured repayment programs. Michigan has specific statutes of limitation on debt collection that affect your rights. Review the listed debt relief profiles associated with Sterling Heights, and consider consulting a HUD-approved credit counselor before committing to any program.
How to Use This Sterling Heights List
Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.
Debt Relief Serving Sterling Heights, MI
Statewide profiles that may be relevant for Sterling Heights residents researching this category.
American Profit Recovery
American Profit Recovery (APR) is a Farmington Hills, MI-based third-party debt collection agency. BBB A+ rated (not accredited). Specializes in medical, dental, and professional service debt collection. 3,400+ Google reviews.
Budget Planners
Budget Planners offers debt consolidation and credit counseling services in Detroit, Michigan, helping consumers merge multiple debts into manageable payment plans without loans.
Credit Solutions Services
Debt collection agency managing accounts for credit unions across multiple states with online account management and payment services.
Five Lakes Law Group
Five Lakes Law Group is a Michigan-based law firm specializing in debt settlement, founded in 2021. BBB A+ accredited since 2025. 4.8 Trustpilot, 6,000+ Google reviews. Fee rate reportedly 27% — higher than industry average.
GREGORIOUS.ETH LLC
Business formation and consulting firm offering entity structuring, compliance guidance, and personal financial audits. Not primarily a debt-relief company despite current categorization.
GRT Financial
GRT Financial (also Fresh Path Financial) is a Southfield, MI-based debt settlement company. BBB A+ accredited. 4.4 average from 4,200+ Trustpilot reviews. 3,900+ Google reviews. Fee-after-settlement model.
Huron Law Group
National debtor defense firm offering debt relief programs, settlement support, and FDCPA litigation services since 2010. Works with consumers to reduce debt obligations affordably.
MDR Financial
MDR Financial is a debt relief consulting firm based in Southfield, Michigan, offering personalized debt management and relief programs to help consumers regain financial control.
Michigan Debt Relief Help | Debt Consolidation Company
Optimal Debt Solutions offers debt consolidation and settlement services in Taylor, MI, helping clients reduce debt by up to 60% through negotiated payment plans and creditor agreements.
Second Start Financial
Second Start Financial offers debt settlement services that negotiate with creditors to reduce unsecured debt balances. They charge no fees until accounts are settled.
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What are alternatives to payday loans in Sterling Heights?
Michigan allows payday loans up to $600 with a 15% fee on the first $100 and tiered fees on larger amounts, but these costs add up quickly. Before visiting a payday lender, consider alternatives: credit union payday alternative loans (PALs) with interest capped at 28% APR, employer paycheck advances, or a small personal loan from a traditional lender. Compare options on our best personal loan lenders list. If you are already caught in a payday debt cycle, contact a debt relief company or a HUD-approved counselor for help restructuring your obligations.
How do I consolidate debt in Sterling Heights, MI?
Debt consolidation combines multiple balances into a single payment, ideally at a lower interest rate. Sterling Heights residents can pursue this through a personal consolidation loan, a balance transfer credit card, or a debt management plan through a nonprofit counseling agency. Michigan's 25% usury cap on consumer loans means rates should stay below that threshold for licensed lenders. Compare providers on our best debt relief companies page, and verify any company you work with is registered and has no complaints filed with the Michigan Attorney General.
Debt Relief Questions for Sterling Heights Residents
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