Personal Loans in St. Paul, MN
Review 3 listed personal loans profiles associated with St. Paul, Minnesota. Check local offices, stored review context, and state-level rules before contacting a provider.
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Personal Loans Listed Profiles
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Statewide Profiles
Need a personal loan in St. Paul, Minnesota? Whether you're consolidating debt, covering an emergency expense, or funding a major purchase, review the listed lender profiles below for APR fields, loan amounts, and eligibility context. Minnesota residents should verify lender licensing or registration with the state Department of Banking before borrowing.
How to Use This St. Paul List
Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.
Personal Loans Serving St. Paul, MN
Statewide profiles that may be relevant for St. Paul residents researching this category.
Cali Bad Credit Loans
Cali Loans is a lending marketplace that connects borrowers in Minneapolis with third-party lenders offering loans up to $5,000. The platform accepts applicants with bad credit and promises no hidden fees.
First Source Financial
First Source Financial is a personal loan broker with access to over 75 lenders, offering financing options for various budgets and circumstances with 25+ years of experience.
Green Bridge Finance
Green Bridge Finance is a personal loan lender operating from Minneapolis, MN. Limited website information available; contact required for loan terms and eligibility details.
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Where can I get SBA loans in St. Paul, MN?
St. Paul entrepreneurs can access best SBA loans through the Minneapolis SBA District Office serving the Twin Cities. Minnesota's impressive 10,264 SBA loans totaling $4.4 billion demonstrate strong small business support. Contact SCORE Twin Cities for mentoring and loan guidance, particularly valuable for businesses in St. Paul's diverse commercial districts like Grand Avenue and University Avenue.
What are the best debt consolidation options in St. Paul, Minnesota?
St. Paul residents benefit from Minnesota's 8% default usury cap when seeking debt consolidation. Consider best personal loan lenders or local credit unions like TruStone Financial for consolidation loans. Avoid high-cost options and consult with best debt relief companies if needed. HUD-approved counselors in St. Paul provide free debt management advice through organizations like Lutheran Social Service Financial Counseling.
Are there credit unions in St. Paul better than traditional banks?
With only 2 FDIC-insured bank branches in St. Paul (Macalester Groveland and Grand Avenue), credit unions often provide better service and rates. Hiway Federal Credit Union, TruStone Financial, and Affinity Plus Federal Credit Union serve St. Paul residents with competitive loan rates, lower fees, and personalized service. These institutions often approve loans for borrowers with lower credit scores than traditional banks require.
What are alternatives to payday loans in St. Paul, MN?
While payday loans are legal in Minnesota with a $350 cap, St. Paul residents have better alternatives. Ramsey County offers emergency assistance programs, and local credit unions provide small-dollar loans with reasonable terms. Catholic Charities and Neighborhood House provide financial emergency assistance. Consider best personal loan lenders for larger amounts or credit union emergency loans instead of payday lending storefronts along University Avenue.
Personal Loans Questions for St. Paul Residents
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