Banks in Springfield, IL
Review 100 listed banks profiles associated with Springfield, Illinois. Check local offices, stored review context, and state-level rules before contacting a provider.
100
Banks Listed Profiles
1
In Springfield Specifically
99
Statewide Profiles
Review banks provider profiles associated with Springfield, Illinois. Compare local and statewide profile context, and check stored Google ratings where available.
How to Use This Springfield List
Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.
Banks Located in Springfield
These providers have offices or are specifically located in Springfield, IL.
More Banks Serving Springfield, IL
Statewide profiles that may be relevant for Springfield residents researching this category.
Chesterfield State Bank
Chesterfield State Bank is an FDIC-insured community bank in Illinois offering online banking, personal and business accounts, and financial calculators with over 125 years of service.
1Nb Bank
1NB Bank is a regional community bank operating multiple branches in Illinois, offering checking, savings, loans, and debit card services with emphasis on local presence and security.
1st Community Bank
Community bank chartered in 1920 offering FDIC-insured deposit accounts, loans, and mortgage services with local decision-making and personalized service.
1st Equity Bank
Community bank in Skokie, IL offering personal and business checking, savings, online banking, wire transfers, and mobile bill pay with local branch service.
Albany Bank and Trust Company National Association
Albany Bank and Trust Company National Association (Albank NA) is an FDIC-insured regional bank offering personal and business banking, deposit products, loans, and investment services with locations in the Chicago area.
Alliance Community Bank
Alliance Community Bank is a regional bank with 6 branches across central Illinois offering checking, savings, CDs, mortgages, consumer loans, and agricultural financing.
Amalgamated Bank of Chicago
ABOC is a Chicago-based bank with over 100 years of history serving unions, their members, and local businesses through commercial, personal, and corporate trust services.
American Commercial Bank & Trust, National Association
Regional bank serving the Chicagoland market with commercial lending, residential mortgages, personal banking, and wealth management services backed by FDIC insurance.
American Community Bank & Trust
FDIC-insured community bank serving Northeast Illinois and Chicagoland since 2000, specializing in commercial banking and business relationships with personal service.
American Eagle Bank
American Eagle Bank is a bank listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently verified. Contact the company directly to confirm current offerings before applying.
American Metro Bank
FDIC-insured community bank offering personal and business checking, savings, CDs, mortgages, loans, and debit card services with ATM access.
Anchor State Bank
FDIC-insured community bank offering personal and business checking, savings, loans, and agricultural financing across Illinois locations.
Showing 12 of 99 statewide providers. View all Banks nationally →
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How can I improve my credit score in Springfield, IL?
Springfield residents start with an advantage: the statewide average credit score is 713, and the city's low cost of living makes it easier to keep debt-to-income ratios manageable. Focus on paying down revolving balances below 30% utilization, dispute any inaccuracies on your reports through AnnualCreditReport.com, and avoid opening unnecessary new accounts. If you are rebuilding from a low score, a secured credit card from one of Springfield's 54 FDIC-insured banking locations can help establish positive payment history within six to twelve months.
What are the payday loan alternatives in Springfield, IL?
Illinois's Predatory Loan Prevention Act caps all consumer loans at 36% APR, which effectively eliminated traditional payday lending in the state. Springfield residents needing emergency funds should consider alternatives: credit union payday alternative loans (PALs) offered by federally chartered credit unions, personal installment loans from one of the city's 54 FDIC-insured bank branches, or employer-based earned wage access programs. For longer-term needs, explore options from best personal loan lenders that comply with Illinois's rate cap.
Banks Questions for Springfield Residents
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