Mortgages & Home Loans in Sparks, NV

Review 11 listed mortgages & home loans profiles associated with Sparks, Nevada. Check local offices, stored review context, and state-level rules before contacting a provider.

11

Mortgages & Home Loans Listed Profiles

11

Statewide Profiles

Review mortgages & home loans provider profiles associated with Sparks, Nevada. Compare local and statewide profile context, and check stored Google ratings where available.

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How to Use This Sparks List

Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.

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Mortgages & Home Loans Serving Sparks, NV

Statewide profiles that may be relevant for Sparks residents researching this category.

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Robert Garcia-Loan Officer Merit Lending Las Vegas

Merit Lending Las Vegas is a mortgage lender offering FHA, VA, conventional, and ITIN loans across multiple states with a focus on first-time homebuyers and refinancing.
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Evergreen Home Loans Las Vegas NMLS 348986

Evergreen Home Loans is a mortgage lender operating in Las Vegas offering home purchase and refinance loans with a focus on fast closing and transparent service.
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First American Title Insurance Company

First American Title Insurance Company Las Vegas, Nevada — First American Title is a major national title insurance and escrow settlement company servin...
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Lantzman Lending - Hard Money Lenders Nevada

Lantzman Lending is a direct hard money lender serving California and Nevada with 50+ years of experience, offering private loans starting at 8% with closings in as little as 48 hours.
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Las Vegas Custom Loans

Las Vegas mortgage banker and broker offering residential and commercial home loans, refinancing, and specialized programs. Led by Casey Moseman, CMPS®, emphasizing personalized service over online-only lenders.
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Lending Arena

Multi-state boutique residential mortgage lender based in Las Vegas offering customized loan programs including specialized options for first-time buyers, self-employed borrowers, and non-traditional applicants.
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Merit Lending

Family-owned mortgage brokerage founded in 2013, operating from Las Vegas with access to multiple lenders and specialized loan programs across five states.
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Nevada Home Loans

Nevada Home Loans is a mortgage broker offering competitive rates across conventional, FHA, VA, USDA, and specialty loan products with online applications and access to dozens of lenders.
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Nsc (Naca Counseling Subsidiary) - Las Vegas, NV

NACA is a nonprofit housing advocacy organization offering character-based mortgage lending and HUD-approved housing counseling to help underserved communities achieve homeownership without down payments or credit score requirements.
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Sharlene Ruiz CMPS CDLP - New American Funding

Sharlene Ruiz is a mortgage origination specialist at New American Funding with 25+ years in home lending, offering conventional loans, refinances, and down payment assistance programs for homebuyers.
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Union Home Mortgage - Las Vegas

Union Home Mortgage Las Vegas branch offers conventional, FHA, VA, and USDA mortgages plus refinancing and construction loans with licensed loan officers.

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Mortgages & Home Loans Questions in Sparks

What is the best credit repair company in Sparks, NV?

The best credit repair company for Sparks residents depends on your specific situation — whether you need dispute-heavy repair, debt negotiation, or credit coaching. Nevada does not have a specific state credit repair statute, so companies operating in Sparks are governed by the federal Credit Repair Organizations Act (CROA), which requires written contracts, a three-day cancellation window, and prohibits upfront fees before services are rendered. Before hiring any company, verify they comply with CROA and check their standing with the Nevada Attorney General. Compare vetted options in our guide to the best credit repair companies nationwide.

How can I improve my credit score in Sparks, Nevada?

With Nevada's average credit score at 698, many Sparks residents are close to the threshold for better loan terms. Start by pulling your free reports from AnnualCreditReport.com and disputing any errors. Pay down credit card balances to below 30% utilization, prioritizing the cards with the highest balances relative to their limits. If you are building credit from scratch, consider a secured credit card through a local credit union like Greater Nevada Credit Union. Avoid opening new payday loan accounts — since Nevada has no rate cap on payday lending, these products can trap you in cycles that damage your score further.

Where can I get an SBA loan in Sparks, NV?

Sparks small business owners can access SBA loans through participating local lenders, backed by the SBA Nevada District Office. Nevada has funded 3,784 SBA loans totaling over $2 billion statewide, with 7(a) general-purpose loans and 504 loans for real estate and equipment being the most common. SCORE Northern Nevada offers free mentorship to help you prepare your application and business plan. Local banks with branches in Sparks can walk you through pre-qualification. Compare lender terms and SBA-specific programs in our guide to the best SBA loans.

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Mortgages & Home Loans Questions for Sparks Residents

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Sparks has resources across credit repair, lending, debt relief, and more. See the full local guide.

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