Personal Loans in Raleigh, NC
Review 16 listed personal loans profiles associated with Raleigh, North Carolina. Check local offices, stored review context, and state-level rules before contacting a provider.
16
Personal Loans Listed Profiles
7
In Raleigh Specifically
9
Statewide Profiles
Need a personal loan in Raleigh, North Carolina? Whether you're consolidating debt, covering an emergency expense, or funding a major purchase, review the listed lender profiles below for APR fields, loan amounts, and eligibility context. North Carolina residents should verify lender licensing or registration with the state Department of Banking before borrowing.
How to Use This Raleigh List
Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.
Personal Loans Located in Raleigh
These providers have offices or are specifically located in Raleigh, NC.
Lendmark Financial Services LLC
Lendmark Financial Services LLC Raleigh, North Carolina — Lendmark Financial Services is a consumer finance company offering personal loans, auto loans,...
Loan For Any Purpose
Loan For Any Purpose Raleigh, North Carolina — Loan For Any Purpose offers personal, installment, title, payday, and cash advance loans ranging from $25...
Loan for Any Purpose
Raleigh personal loan services at Loan for Any Purpose on New Bern Ave, NC, offering quick loans for any purpose to local residents.
Mariner Finance
Mariner Finance Raleigh, North Carolina — Mariner Finance is a coast-to-coast personal loan lender with physical branch locations offering unsecured per...
OneMain Financial
OneMain Financial Raleigh, North Carolina — OneMain Financial offers secured and unsecured personal loans from $1,500–$30,000 at fixed rates of 11.99%–3...
Regional Finance
Regional Finance Raleigh, North Carolina — Regional Finance is a personal loan lender operating for 30+ years, offering loans from $1K–$50K for debt con...
Republic Finance
Republic Finance offers personal loans with flexible terms for debt consolidation, emergencies, and life expenses at 260+ U.S. branch locations. A 70-year-old lender serving 370K+ customers.
More Personal Loans Serving Raleigh, NC
Statewide profiles that may be relevant for Raleigh residents researching this category.
MyCredit Smash LLC
MyCredit Smash LLC is currently held for CreditDoc source review and is not approved for indexing.
LendingTree
LendingTree is a leading online lending marketplace where borrowers compare offers from multiple lenders in one place. Founded 1996, publicly traded (NASDAQ: TREE), BBB A+ rated.
Lendmark Financial Services LLC
Lendmark Financial Services is a consumer finance company offering personal loans, auto loans, and debt consolidation with fixed rates and same-day funding at their Charlotte NC branch.
North State Acceptance
North Carolina-based specialty finance company offering auto and personal loans to borrowers with less-than-perfect credit, with 10 branch offices across three Mid-Atlantic states.
OneMain Financial
Charlotte, NC OneMain Financial location on Northlake Centre Parkway provides personal loans with flexible terms for all credit profiles.
Quick Installment Loans
Time Financing Service offers personal loans of $1,000–$10,000 in Raleigh, NC with same-day approval for applicants with imperfect credit who meet basic eligibility requirements.
Rapid Bad Credit Loans
Acorn Finance is an online personal loan marketplace connecting Raleigh borrowers with multiple lenders offering loans from $20K–$100K at APRs ranging 6.99–35.99%, including options for bad credit.
Time Financing Service
Time Financing Service offers personal loans from $1,000-$10,000 with same-day cash availability and online application, serving borrowers across multiple service areas.
United Auto Credit Corporation
United Auto Credit provides non-prime auto financing to customers with challenged credit, serving 80,000+ customers for 28 years with flexible payment options and personalized service.
Not Sure Where to Start in Raleigh?
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Take the Borrowing Power Quiz →Personal Loans Questions in Raleigh
Where can Raleigh small business owners find SBA loans?
The SBA Charlotte District Office serves Raleigh and can connect entrepreneurs to local preferred lenders. With North Carolina recording 8,539 SBA loans totaling over $6 billion, Raleigh's Research Triangle Park ecosystem creates strong opportunities. Research best SBA loans through SCORE mentors and local banks familiar with RTP businesses and downtown Raleigh commercial ventures.
What debt consolidation options work best for Raleigh residents?
Take advantage of North Carolina's 8% general usury cap when comparing consolidation loans from Raleigh's 131 FDIC-insured banking locations. Credit unions serving Wake County government employees often provide competitive rates. Consider best personal loan lenders and best debt relief companies that understand North Carolina's consumer-friendly regulations.
Which credit unions serve Raleigh, NC residents?
Wake County and NC State University employees have access to several local credit unions offering competitive credit-building products. These institutions often provide better rates than traditional banks and understand the local job market in government and Research Triangle Park technology sectors. Many offer secured credit cards and small loans ideal for credit rebuilding.
What are alternatives to payday loans in Raleigh since they're banned?
Since North Carolina banned payday lending in 2001, Raleigh residents can access credit union emergency loans, employer-based financial assistance programs common in RTP companies, and community lending programs. Local credit unions and the consumer finance loan option (up to 30% APR for loans under $10,000) provide safer alternatives for short-term financial needs.
Personal Loans Questions for Raleigh Residents
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