Personal Loans in Raleigh, NC

Review 15 listed personal loans profiles associated with Raleigh, North Carolina. Check local offices, stored review context, and state-level rules before contacting a provider.

15

Personal Loans Listed Profiles

7

In Raleigh Specifically

8

Statewide Profiles

Need a personal loan in Raleigh, North Carolina? North Carolina caps interest rates at 8% general; 30% for consumer finance loans under $10,000; payday lending banned since 2001. Whether you're consolidating debt, covering an emergency expense, or funding a major purchase, review the listed lender profiles below for APR fields, loan amounts, and eligibility context. North Carolina residents should verify lender licensing or registration with the state Department of Banking before borrowing.

How to Use This Raleigh List

Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.

Personal Loans Located in Raleigh

These providers have offices or are specifically located in Raleigh, NC.

More Personal Loans Serving Raleigh, NC

Statewide profiles that may be relevant for Raleigh residents researching this category.

Time Financing Service logo

Time Financing Service

Time Financing Service offers personal loans from $1,000-$10,000 with same-day cash availability and online application, serving borrowers across multiple service areas.

Quick Installment Loans logo

Quick Installment Loans

Time Financing Service offers personal loans of $1,000–$10,000 in Raleigh, NC with provider-stated same-day approval timing for applicants with imperfect credit who meet basic eligibility requirements.

United Auto Credit Corporation logo

United Auto Credit Corporation

United Auto Credit provides non-prime auto financing to customers with challenged credit, serving 80,000+ customers for 28 years with flexible payment options and personalized service.

Rapid Bad Credit Loans logo

Rapid Bad Credit Loans

Acorn Finance is an online personal loan marketplace connecting Raleigh borrowers with multiple lenders offering loans from $20K–$100K at APRs ranging 6.99–35.99%, including options for bad credit.

OneMain Financial logo

OneMain Financial

Charlotte, NC OneMain Financial location on Northlake Centre Parkway provides personal loans with flexible terms for all credit profiles.

North State Acceptance logo

North State Acceptance

North Carolina-based specialty finance company offering auto and personal loans to borrowers with less-than-perfect credit, with 10 branch offices across three Mid-Atlantic states.

Lendmark Financial Services LLC logo

Lendmark Financial Services LLC

Lendmark Financial Services is a consumer finance company offering personal loans, auto loans, and debt consolidation with fixed rates and provider-stated funding timing at their Charlotte NC branch.

LendingTree logo

LendingTree

LendingTree is a leading online lending marketplace where borrowers compare offers from multiple lenders in one place. Founded 1996, publicly traded (NASDAQ: TREE), BBB A+ rated.

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