Credit Unions in Phoenix, AZ
Review 29 listed credit unions profiles associated with Phoenix, Arizona. Check local offices, stored review context, and state-level rules before contacting a provider.
29
Credit Unions Listed Profiles
4
In Phoenix Specifically
25
Statewide Profiles
Review credit unions provider profiles associated with Phoenix, Arizona. Compare local and statewide profile context, and check stored Google ratings where available.
How to Use This Phoenix List
Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.
Credit Unions Located in Phoenix
These providers have offices or are specifically located in Phoenix, AZ.
Desert Financial Credit Union - ASU Phoenix Campus
Desert Financial Credit Union operates multiple branches and ATMs across Phoenix, including campus locations at ASU and community colleges, offering comprehensive banking and lending services to members.
Desert Financial Credit Union - Phoenix Black Canyon
Desert Financial Credit Union is an Arizona-based credit union offering comprehensive banking, lending, and investment services to members across Phoenix with multiple branches and 24/7 ATM access.
Desert Financial Credit Union - Phoenix Desert Sky
Desert Financial Credit Union is an Arizona-based credit union offering comprehensive banking, lending, and investment services through multiple Phoenix-area branches and 24/7 ATMs.
Desert Financial Credit Union - Phoenix East Bell
Desert Financial is an Arizona-based credit union offering comprehensive banking, lending, and investment services to members across multiple Phoenix-area locations.
More Credit Unions Serving Phoenix, AZ
Statewide profiles that may be relevant for Phoenix residents researching this category.
Aero
Aero Federal Credit Union (DBA AERO Financial) is a federally insured credit union offering auto loans, mortgages, home equity loans, and mobile banking to members in Arizona and Wisconsin.
Alhambra
Alhambra Credit Union is a member-owned financial institution offering vehicle loans, home equity lines of credit, savings accounts, and digital banking tools with competitive rates.
Arizona Central Credit Union
Arizona Central Credit Union is a member-owned financial institution serving the Phoenix metropolitan area with branch locations including Glendale, offering personal and business banking services.
Arizona Financial Credit Union - Operations Center - No Branch Access
Arizona Financial Credit Union is a member-owned financial institution serving Arizona families and small businesses since 1936, offering checking, savings, loans, mortgages, and business services.
Arizona Financial Credit Union
Arizona Financial Credit Union is a member-owned financial institution serving Arizona families and small businesses since 1936, offering banking, lending, and financial coaching services.
Arizona Financial
Arizona Financial Credit Union is a member-owned, not-for-profit financial institution serving Arizona families and small businesses since 1936, offering mortgages, auto loans, business services, and credit-building products.
Banner Federal Credit Union
Banner Federal Credit Union is a member-owned financial institution serving Banner Health employees and families with competitive loan rates, deposit accounts, and digital banking services.
Banner
Banner Federal Credit Union is a member-owned financial institution serving Banner Health employees and families with competitive loan rates, savings accounts, and digital banking services.
Coconino
Coconino Federal Credit Union is a member-owned credit union offering competitive loan rates, credit cards, and savings products to its members.
Copper State Credit Union
Copper State Credit Union is an Arizona-based credit union offering checking, savings, loans, and wealth management services to members with an emphasis on member-first values over profit.
Copper State
Arizona-based credit union offering savings, checking, loans, and wealth management services to members. Not-for-profit, NCUA-insured financial cooperative.
Credit Union West
Credit Union West is a member-owned financial cooperative serving Yavapai and Maricopa Counties in Arizona, offering checking, savings, loans, and investment products.
Showing 12 of 25 statewide providers. View all Credit Unions nationally →
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How can I improve my credit score quickly in Phoenix, AZ?
Phoenix residents can improve credit scores by utilizing local resources like Desert Financial Credit Union's secured credit cards and financial counseling services. Pay down high balances on existing accounts, dispute errors with credit bureaus, and consider best secured credit cards from local banks like those with BILTMORE BRANCH or CAMELBACK BRANCH locations throughout the city.
What debt consolidation options are available in Phoenix, Arizona?
Phoenix residents have several debt consolidation options including personal loans from local credit unions, balance transfer cards, and debt management plans through HUD-approved counseling agencies. Since Arizona caps consumer loan interest at 36% APR, residents enjoy better protection than many states. Consider best personal loan lenders and best debt relief companies that operate within Arizona's consumer protection framework.
Which credit unions serve Phoenix residents best?
Phoenix residents can access several excellent credit unions including Desert Financial Credit Union, Arizona Federal Credit Union, and Phoenix Federal Credit Union. These institutions often provide better rates and more flexible lending terms than traditional banks, plus offer second-chance banking programs and secured credit cards for credit building purposes.
What payday loan alternatives exist in Phoenix since they're banned in Arizona?
Since Arizona banned payday lending in 2010, Phoenix residents can access small-dollar loans through local credit unions, employer advance programs, or community development financial institutions. Some banks offer overdraft alternatives and small-dollar installment loans. Avoid online lenders that may not comply with Arizona's 36% APR cap and consumer protection requirements.
Credit Unions Questions for Phoenix Residents
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Phoenix has resources across credit repair, lending, debt relief, and more. See the full local guide.
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