Credit Unions in New York, NY
Review 100 listed credit unions profiles associated with New York, New York. Check local offices, stored review context, and state-level rules before contacting a provider.
100
Credit Unions Listed Profiles
4
In New York Specifically
96
Statewide Profiles
Review credit unions provider profiles associated with New York, New York. Compare local and statewide profile context, and check stored Google ratings where available.
How to Use This New York List
Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.
Credit Unions Located in New York
These providers have offices or are specifically located in New York, NY.
New York Episcopal
New York Episcopal Federal Credit Union is a member-owned, not-for-profit financial institution serving clergy, employees, and families of the Episcopal Church with NCUA insurance.
New York Times Employees Federal Credit Union
A federally chartered credit union exclusively serving New York Times employees with checking, savings, loans, and VISA products at two NYC locations.
New York Times Employees
New York Times Employees' FCU is a member-owned credit union serving current and former NYT employees with auto loans, certificates, credit cards, and deposit accounts.
New York University Federal Credit Union (NYU FCU)
Member-owned federal credit union serving NYU-affiliated individuals and nationwide U.S. consumers through American Consumer Council enrollment, offering personal loans, checking, savings, and mobile banking.
More Credit Unions Serving New York, NY
Statewide profiles that may be relevant for New York residents researching this category.
1199 SEIU Federal CU
I AM Federal Credit Union (formerly 1199 SEIU FCU) is a member-owned credit union offering checking, savings, CDs, mortgages, and digital banking services with fee-free ATM access.
Abyssinian Baptist Church
Federal credit union serving members of Abyssinian Baptist Church, offering personal loans, savings clubs, and financial education with NCUA insurance protection.
Access
Access Federal Credit Union is a member-owned, not-for-profit credit union offering checking, savings, loans, and digital banking services to its members.
Actors Federal Credit Union
Actors Federal Credit Union is a specialized credit union founded in 1962 serving artists and performers with competitive rates on checking, savings, mortgages, and auto loans.
Adirondack Regional
Adirondack Regional Federal Credit Union is a member-owned, not-for-profit credit union serving upstate New York with checking, savings, loans, mortgages, and business accounts.
Advantage
Advantage Federal Credit Union is a member-owned, NCUA-insured credit union based in Rochester, NY, offering checking, savings, loans, and credit cards to local members.
Affinity One
Member-owned federal credit union serving southern Chautauqua County since 1948, offering competitive auto loans, personal loans, credit cards, and savings products with no-fee ATM network access.
Afgm Enterprises
AFGM Enterprises Federal Credit Union is a member-owned credit union in Cheektowaga, NY offering loans, certificates of deposit, debit cards, and online banking to eligible members.
Alco
Alco Federal Credit Union is a member-owned credit union offering VISA credit cards, checking/savings accounts, and online banking services to its members.
Alliance Niagara
Alliance Niagara Federal Credit Union is a member-owned credit union offering savings accounts, certificates, auto loans, and online banking services to its community.
Amherst
Amherst Federal Credit Union is a member-owned, NCUA-insured credit union serving the Amherst, NY community since 1947, offering competitive lending and deposit products.
Auburn Community
Auburn Community Federal Credit Union is a member-owned credit union serving Central New York with checking, savings, auto loans, home equity loans, and credit cards.
Showing 12 of 96 statewide providers. View all Credit Unions nationally →
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What debt consolidation options work best for New York residents?
NYC residents facing high living costs can explore best personal loan lenders for debt consolidation, protected by New York's 16% civil usury cap. Credit unions like Bethex Federal Credit Union offer competitive rates. Free Financial Empowerment Centers provide debt management plans, while best debt relief companies must comply with strict NY consumer protection laws.
Which credit unions serve New York City communities best?
NYC's community-focused credit unions include Bethex Federal Credit Union (Bronx), Lower East Side People's Federal Credit Union (Manhattan), and Neighborhood Trust Federal Credit Union (multiple boroughs). These institutions often provide better rates than the 430+ traditional banks and offer financial counseling services crucial for navigating NYC's expensive housing and living costs.
Since payday loans are banned in New York, what are the alternatives for emergency cash?
With payday lending prohibited in New York, residents can access credit union emergency loans, employer-based advance programs, or best personal loan lenders offering small-dollar loans. NYC's Financial Empowerment Centers provide emergency assistance resources, while community organizations like BronxWorks offer financial emergency programs for qualifying residents.
Credit Unions Questions for New York Residents
Explore More in New York
New York has resources across credit repair, lending, debt relief, and more. See the full local guide.
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