Fintech in Lubbock, TX

Review 2 listed fintech profiles associated with Lubbock, Texas. Check local offices, stored review context, and state-level rules before contacting a provider.

2

Fintech Listed Profiles

2

Statewide Profiles

Review fintech provider profiles associated with Lubbock, Texas. Compare local and statewide profile context, and check stored Google ratings where available.

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How to Use This Lubbock List

Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.

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Fintech Serving Lubbock, TX

Statewide profiles that may be relevant for Lubbock residents researching this category.

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Self

Credit-builder loans that help you build credit history while saving money. No credit check required. Reports to all 3 bureaus.
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Self Financial

Self Financial helps consumers build credit and savings simultaneously through a credit builder loan that reports to all three major bureaus with no credit check required.

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Fintech Questions in Lubbock

What are the best credit repair companies serving Lubbock, TX residents?

Lubbock residents should research best credit repair companies that understand Texas law, particularly the state's 10% usury cap protections. Since Texas has no specific credit repair statute, companies must comply with federal CROA regulations. Local HUD-approved counselors through Consumer Credit Counseling Service of the South Plains offer free alternatives to paid credit repair services for Lubbock residents.

How can I improve my credit score quickly in Lubbock, Texas?

Focus on paying down high balances at local retailers like United Supermarkets or Walmart, which often report to credit bureaus. Texas Tech Federal Credit Union offers secured credit cards for members, while South Plains Financial Credit Union provides credit builder loans. Avoid the payday loan stores concentrated along 34th Street and Avenue Q, as these can damage your credit and financial stability despite being legal in Texas.

Where can Lubbock small business owners find the best SBA loans?

The SBA Fort Worth District Office serves Lubbock businesses, with local SCORE mentors at the Lubbock chapter providing free counseling. Texas received $20.8 billion in SBA loans across 28,501 transactions. Research best SBA loans through preferred lenders like American Bank of Commerce and First National Bank of Lubbock, which understand the agricultural and healthcare sectors driving Lubbock's economy.

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Fintech Questions for Lubbock Residents

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Explore More in Lubbock

Lubbock has resources across credit repair, lending, debt relief, and more. See the full local guide.

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