Free Help in Houston, TX

City of Houston Housing and Community Development Department

City of Houston's government housing department offering free homebuyer education, rental assistance, home repair programs, and HUD-approved housing counseling for residents.

Avenue Community Development Corporation

Houston-based nonprofit providing free homebuyer education, counseling, and affordable housing development to help low-income families achieve homeownership.

Credit Coalition

Non-profit credit counseling agency offering free financial and homebuyer education classes, one-on-one counseling, and reverse mortgage guidance to low and moderate-income Houston-area residents.

Credit Counseling Houston - Increase Your Credit Scores

Credit Counseling Houston - Increase Your Credit Scores is a consumer financial help resource listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently verified. Contact the company directly to confirm current offerings before applying.

Houston Area Urban League - Branch Office

HUD-approved non-profit housing counseling agency providing free financial coaching, mortgage delinquency resolution, and rental housing counseling to Houston-area residents since 1968.

Houston Area Urban League

HUD-approved nonprofit housing counseling agency serving Houston since 1968, offering free financial counseling, mortgage delinquency resolution, and rental housing guidance to build financial stability.

MetaCredit USA -Houston Area -Credit Counseling Services

MetaCredit USA -Houston Area -Credit Counseling Services is a consumer financial help resource listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently verified. Contact the company directly to confirm current offerings before applying.

Money Management International - Houston Call Center

Nonprofit credit counseling organization offering debt management plans, financial counseling, and educational resources to help consumers reduce debt faster.

Operation Hope - Houston TX

Operation HOPE is a national non-profit providing free financial coaching, credit counseling, and financial literacy programs to underserved communities nationwide.

GreenPath Financial Wellness, San Antonio, TX

Non-profit credit counseling and financial education organization providing debt management, housing counseling, and bankruptcy education through in-person, phone, and online services.

Adults and Youth United Development Association Inc

Bilingual nonprofit providing housing assistance, emergency rental support, financial counseling, and community development services to low-income El Paso County families since 1992.

Austin Habitat for Humanity

Austin Habitat for Humanity builds affordable homes and provides housing counseling, home repair, and homebuyer education to families in Central Texas at no upfront cost.

Avenue Community Development Corporation

Houston-based nonprofit providing free homebuyer education, counseling, and affordable housing development to help low-income families build wealth through homeownership.

Bcl of Texas (Business and Community Lenders)

Bcl of Texas (Business and Community Lenders) is a consumer financial help resource listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently verified. Contact the company directly to confirm current offerings before applying.

Builders of Hope

Dallas-based nonprofit community development corporation providing affordable housing construction, preservation, and anti-displacement community initiatives since 1998.

Catholic Charities Fort Worth

Catholic Charities Fort Worth is a non-profit organization founded in 1910 providing holistic, research-based poverty reduction services to tens of thousands annually across North Texas.

Chinese Community Center

Houston-based nonprofit offering free financial education, homebuyer workshops, tax preparation, and benefits enrollment assistance to low-to-moderate income families across multiple languages.

Cirkal Financial Services, LLC

Cirkal Financial Services is a veteran-owned financial education and advisory firm offering free consultations and comprehensive financial planning across all 50 states, partnering with 150+ A-rated financial institutions.

Covenant Community Capital

Houston-based 501(c)(3) nonprofit providing free financial education, coaching, and matched savings programs to help lower-income families achieve homeownership and build long-term financial resilience.

Credit Coalition Hecm-Hope

Non-profit credit counseling and homebuyer education organization in Houston providing free financial counseling, classes, and reverse mortgage guidance to low and moderate-income consumers.

Credit Coalition

Non-profit credit counseling agency in Houston offering free financial and homebuyer education classes, pre-purchase counseling, and financial coaching to low and moderate-income consumers.