Personal Loans in High Point, NC

Review 16 listed personal loans profiles associated with High Point, North Carolina. Check local offices, stored review context, and state-level rules before contacting a provider.

16

Personal Loans Listed Profiles

16

Statewide Profiles

Need a personal loan in High Point, North Carolina? Whether you're consolidating debt, covering an emergency expense, or funding a major purchase, review the listed lender profiles below for APR fields, loan amounts, and eligibility context. North Carolina residents should verify lender licensing or registration with the state Department of Banking before borrowing.

How to Use This High Point List

Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.

Personal Loans Serving High Point, NC

Statewide profiles that may be relevant for High Point residents researching this category.

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MyCredit Smash LLC

MyCredit Smash LLC is currently held for CreditDoc source review and is not approved for indexing.

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LendingTree

LendingTree is a leading online lending marketplace where borrowers compare offers from multiple lenders in one place. Founded 1996, publicly traded (NASDAQ: TREE), BBB A+ rated.

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Lendmark Financial Services LLC

Lendmark Financial Services LLC Raleigh, North Carolina — Lendmark Financial Services is a consumer finance company offering personal loans, auto loans,...

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Lendmark Financial Services LLC

Lendmark Financial Services is a consumer finance company offering personal loans, auto loans, and debt consolidation with fixed rates and same-day funding at their Charlotte NC branch.

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Loan For Any Purpose

Loan For Any Purpose Raleigh, North Carolina — Loan For Any Purpose offers personal, installment, title, payday, and cash advance loans ranging from $25...

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Loan for Any Purpose

Raleigh personal loan services at Loan for Any Purpose on New Bern Ave, NC, offering quick loans for any purpose to local residents.

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Mariner Finance

Mariner Finance Raleigh, North Carolina — Mariner Finance is a coast-to-coast personal loan lender with physical branch locations offering unsecured per...

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North State Acceptance

North Carolina-based specialty finance company offering auto and personal loans to borrowers with less-than-perfect credit, with 10 branch offices across three Mid-Atlantic states.

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OneMain Financial

Charlotte, NC OneMain Financial location on Northlake Centre Parkway provides personal loans with flexible terms for all credit profiles.

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OneMain Financial

OneMain Financial Raleigh, North Carolina — OneMain Financial offers secured and unsecured personal loans from $1,500–$30,000 at fixed rates of 11.99%–3...

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Quick Installment Loans

Time Financing Service offers personal loans of $1,000–$10,000 in Raleigh, NC with same-day approval for applicants with imperfect credit who meet basic eligibility requirements.

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Rapid Bad Credit Loans

Acorn Finance is an online personal loan marketplace connecting Raleigh borrowers with multiple lenders offering loans from $20K–$100K at APRs ranging 6.99–35.99%, including options for bad credit.

Showing 12 of 16 statewide providers. View all Personal Loans nationally →

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Personal Loans Questions in High Point

How do I get an SBA loan in High Point, NC?

High Point is served by the SBA North Carolina District Office in Charlotte. North Carolina businesses received 8,539 SBA loans totaling over $6 billion statewide, covering programs like the 7(a) general business loan, 504 fixed-asset financing, and microloans. To get started, connect with the Piedmont Triad SCORE chapter for free mentoring on your business plan and loan application. You can also compare lender options through CreditDoc's guide to the best SBA loans.

What are alternatives to payday loans in High Point, NC?

North Carolina banned payday lending in 2001, so storefront payday lenders do not operate legally in High Point. However, online lenders still target residents. Safer alternatives include payday alternative loans (PALs) from credit unions in Guilford County, personal installment loans from FDIC-insured banks, and emergency assistance programs through local nonprofits. The state's usury cap of 8 percent on general loans and 30 percent on licensed consumer finance loans under $10,000 provides a ceiling on legal lending costs. Compare affordable options at CreditDoc's list of best personal loan lenders.

How does debt consolidation work for High Point residents?

Debt consolidation combines multiple debts into a single payment, ideally at a lower interest rate. High Point residents can consolidate through a personal loan, a balance transfer card, or a debt management plan through a nonprofit credit counseling agency. North Carolina's interest rate caps help protect borrowers from predatory consolidation offers. Before signing any agreement, verify the company is licensed in North Carolina and check for complaints with the Attorney General's Consumer Protection Division. Review top-rated providers at CreditDoc's guide to the best debt relief companies.

Personal Loans Questions for High Point Residents

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