Personal Loans in Cincinnati, OH
Review 16 listed personal loans profiles associated with Cincinnati, Ohio. Check local offices, stored review context, and state-level rules before contacting a provider.
16
Personal Loans Listed Profiles
2
In Cincinnati Specifically
14
Statewide Profiles
Need a personal loan in Cincinnati, Ohio? Whether you're consolidating debt, covering an emergency expense, or funding a major purchase, review the listed lender profiles below for APR fields, loan amounts, and eligibility context. Ohio residents should verify lender licensing or registration with the state Department of Banking before borrowing.
How to Use This Cincinnati List
Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.
Personal Loans Located in Cincinnati
These providers have offices or are specifically located in Cincinnati, OH.
Finova Financial
Finova Financial is a loan agency based in Cincinnati, Ohio offering personal loans. Operating extended hours daily, they serve the Cincinnati area with flexible lending solutions.
Primo Personal Loans
Cincinnati's Primo Personal Loans at 426 Walnut St provides personal loans to residents throughout Ohio.
More Personal Loans Serving Cincinnati, OH
Statewide profiles that may be relevant for Cincinnati residents researching this category.
Ame Cash Advance
Online lending marketplace connecting borrowers to lenders offering personal loans from $500–$35,000 with next-business-day funding and simplified online application.
Cash Loans
Online personal loan lender offering $1,000-$35,000 loans in Columbus, OH with same-day funding and car title loan options for borrowers with bad credit.
Cashsmart
Online installment loan marketplace in Ohio offering loans up to $5,000 with same-day decisions and next-day funding, accepting bad credit applicants.
Columbus Finance/Mortgage Inc
Columbus Finance specializes in indirect auto loans for Ohio residents and dealerships, focusing on borrowers with less-than-perfect credit since 1960.
Credit Haven Loans
Credit Haven Loans is a Conroe, TX-based lender offering personal loans, business loans, debt consolidation, and emergency loans with fast 24-48 hour approval.
Eagle Loan
Eagle Loan Company operates a physical branch location in Fairview Park, OH offering personal loan services with in-person consultation and support.
Eagle Loan
Eagle Loan Company is an Ohio-based branch lender offering personal loans through physical locations, with an Apply Here option for in-person or online applications.
Money Stop LLC
Money Stop LLC is a loan agency based in North Randall, Ohio offering personal loan services. Limited publicly available details on their specific loan products and terms.
North Coast Auto Mall
Used car dealership in Cleveland, OH specializing in financing for buyers with poor or bad credit. Offers in-house buy-here-pay-here financing options.
OneMain Financial
Columbus, OH OneMain Financial location at 2019 E Dublin Granville Rd offers personal loans with flexible repayment options for local residents.
OpenLoans
OpenLoans is a loan marketplace connecting borrowers with multiple lenders for personal, business, and mortgage loans through a free online request process.
Spark Cash Advance
Spark Cash Advance is a loan matching service connecting consumers with third-party lenders offering personal loans up to $5,000, with emphasis on serving those with poor credit.
Showing 12 of 14 statewide providers. View all Personal Loans nationally →
Not Sure Where to Start in Cincinnati?
Take our free 2-minute quiz to estimate a borrowing range and review personal loans research paths based on your inputs and location.
Take the Borrowing Power Quiz →Personal Loans Questions in Cincinnati
Where can Cincinnati small businesses find SBA loans?
Cincinnati entrepreneurs can access best SBA loans through the Columbus District Office serving southwestern Ohio. Local preferred lenders include Fifth Third Bank, PNC Bank, and Huntington Bank. The Cincinnati SCORE chapter at 441 Vine Street provides free mentoring to help prepare loan applications for the city's growing startup ecosystem.
What debt consolidation options work best for Cincinnati residents?
Cincinnati residents benefit from Ohio's 8% general usury cap when seeking debt consolidation. Local credit unions like Wright-Patt and Privileges Credit Union often offer competitive consolidation loans. For serious debt issues, consider best debt relief companies that comply with Ohio Attorney General guidelines and avoid companies with complaints filed through the Consumer Protection Section.
What payday loan alternatives exist in Cincinnati after HB 123?
Ohio's HB 123 law restricts payday loans to 28% APR, eliminating most traditional payday lenders in Cincinnati. Alternatives include credit union payday alternative loans (PALs), employer-based advances through Cincinnati's major employers like P&G and Kroger, and best personal loan lenders offering small-dollar loans under Ohio's consumer protection framework.
Personal Loans Questions for Cincinnati Residents
Explore More in Cincinnati
Cincinnati has resources across credit repair, lending, debt relief, and more. See the full local guide.
← Back to Cincinnati, OH Credit Guide