Credit Unions in Buffalo, NY
Review 100 listed credit unions profiles associated with Buffalo, New York. Check local offices, stored review context, and state-level rules before contacting a provider.
100
Credit Unions Listed Profiles
2
In Buffalo Specifically
98
Statewide Profiles
Review credit unions provider profiles associated with Buffalo, New York. Compare local and statewide profile context, and check stored Google ratings where available.
How to Use This Buffalo List
Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.
Credit Unions Located in Buffalo
These providers have offices or are specifically located in Buffalo, NY.
Buffalo Metropolitan
Buffalo Metropolitan Federal Credit Union offers mortgage lending for home purchase, refinancing, and flexible financing programs. Member-owned credit union specializing in competitive rates and personalized mortgage services.
Buffalo Police
Buffalo Police Federal Credit Union is a member-owned financial institution serving law enforcement and their families with savings accounts, checking, and financial services.
More Credit Unions Serving Buffalo, NY
Statewide profiles that may be relevant for Buffalo residents researching this category.
1199 SEIU Federal CU
I AM Federal Credit Union (formerly 1199 SEIU FCU) is a member-owned credit union offering checking, savings, CDs, mortgages, and digital banking services with fee-free ATM access.
Abyssinian Baptist Church
Federal credit union serving members of Abyssinian Baptist Church, offering personal loans, savings clubs, and financial education with NCUA insurance protection.
Access
Access Federal Credit Union is a member-owned, not-for-profit credit union offering checking, savings, loans, and digital banking services to its members.
Actors Federal Credit Union
Actors Federal Credit Union is a specialized credit union founded in 1962 serving artists and performers with competitive rates on checking, savings, mortgages, and auto loans.
Adirondack Regional
Adirondack Regional Federal Credit Union is a member-owned, not-for-profit credit union serving upstate New York with checking, savings, loans, mortgages, and business accounts.
Advantage
Advantage Federal Credit Union is a member-owned, NCUA-insured credit union based in Rochester, NY, offering checking, savings, loans, and credit cards to local members.
Affinity One
Member-owned federal credit union serving southern Chautauqua County since 1948, offering competitive auto loans, personal loans, credit cards, and savings products with no-fee ATM network access.
Afgm Enterprises
AFGM Enterprises Federal Credit Union is a member-owned credit union in Cheektowaga, NY offering loans, certificates of deposit, debit cards, and online banking to eligible members.
Alco
Alco Federal Credit Union is a member-owned credit union offering VISA credit cards, checking/savings accounts, and online banking services to its members.
Alliance Niagara
Alliance Niagara Federal Credit Union is a member-owned credit union offering savings accounts, certificates, auto loans, and online banking services to its community.
Amherst
Amherst Federal Credit Union is a member-owned, NCUA-insured credit union serving the Amherst, NY community since 1947, offering competitive lending and deposit products.
Auburn Community
Auburn Community Federal Credit Union is a member-owned credit union serving Central New York with checking, savings, auto loans, home equity loans, and credit cards.
Showing 12 of 98 statewide providers. View all Credit Unions nationally →
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What debt consolidation options work best for Buffalo residents?
Buffalo residents benefit from New York's 16% civil usury cap when seeking debt consolidation loans. Research best personal loan lenders and consider local credit unions for competitive rates. Avoid any lender attempting to charge above state limits, and consult best debt relief companies that operate transparently under New York's strict consumer protection laws.
Are there good credit unions in the Buffalo area?
Buffalo offers several community-focused credit unions that provide competitive rates and personalized service. These institutions often offer better terms than larger banks for auto loans, mortgages, and credit cards. Credit union membership can be an excellent way to establish positive banking relationships while benefiting from lower fees and more flexible underwriting standards for Buffalo residents rebuilding credit.
What are the alternatives to payday loans in Buffalo since they're banned?
Since New York prohibits payday lending, Buffalo residents needing emergency funds should consider credit union emergency loans, local community loan funds, or best personal loan lenders offering small-dollar loans. Some employers in Buffalo's major sectors like healthcare and education offer payroll advance programs, providing safer alternatives to the predatory lending that New York's laws successfully eliminated.
Credit Unions Questions for Buffalo Residents
Explore More in Buffalo
Buffalo has resources across credit repair, lending, debt relief, and more. See the full local guide.
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