Credit Unions in Brooklyn, NY
Review 100 listed credit unions profiles associated with Brooklyn, New York. Check local offices, stored review context, and state-level rules before contacting a provider.
100
Credit Unions Listed Profiles
100
Statewide Profiles
Review credit unions provider profiles associated with Brooklyn, New York. Compare local and statewide profile context, and check stored Google ratings where available.
How to Use This Brooklyn List
Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.
Credit Unions Serving Brooklyn, NY
Statewide profiles that may be relevant for Brooklyn residents researching this category.
1199 SEIU Federal CU
I AM Federal Credit Union (formerly 1199 SEIU FCU) is a member-owned credit union offering checking, savings, CDs, mortgages, and digital banking services with fee-free ATM access.
Abyssinian Baptist Church
Federal credit union serving members of Abyssinian Baptist Church, offering personal loans, savings clubs, and financial education with NCUA insurance protection.
Access
Access Federal Credit Union is a member-owned, not-for-profit credit union offering checking, savings, loans, and digital banking services to its members.
Actors Federal Credit Union
Actors Federal Credit Union is a specialized credit union founded in 1962 serving artists and performers with competitive rates on checking, savings, mortgages, and auto loans.
Adirondack Regional
Adirondack Regional Federal Credit Union is a member-owned, not-for-profit credit union serving upstate New York with checking, savings, loans, mortgages, and business accounts.
Advantage
Advantage Federal Credit Union is a member-owned, NCUA-insured credit union based in Rochester, NY, offering checking, savings, loans, and credit cards to local members.
Affinity One
Member-owned federal credit union serving southern Chautauqua County since 1948, offering competitive auto loans, personal loans, credit cards, and savings products with no-fee ATM network access.
Afgm Enterprises
AFGM Enterprises Federal Credit Union is a member-owned credit union in Cheektowaga, NY offering loans, certificates of deposit, debit cards, and online banking to eligible members.
Alco
Alco Federal Credit Union is a member-owned credit union offering VISA credit cards, checking/savings accounts, and online banking services to its members.
Alliance Niagara
Alliance Niagara Federal Credit Union is a member-owned credit union offering savings accounts, certificates, auto loans, and online banking services to its community.
Amherst
Amherst Federal Credit Union is a member-owned, NCUA-insured credit union serving the Amherst, NY community since 1947, offering competitive lending and deposit products.
Auburn Community
Auburn Community Federal Credit Union is a member-owned credit union serving Central New York with checking, savings, auto loans, home equity loans, and credit cards.
Showing 12 of 100 statewide providers. View all Credit Unions nationally →
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How can I improve my credit score in Brooklyn?
Start by pulling your free annual credit reports and disputing any errors — with 555,243 CFPB complaints filed in New York, inaccuracies are common. NYC Financial Empowerment Centers in Brooklyn provide free one-on-one coaching to help you build a payment plan and reduce utilization. If you have thin credit, consider a secured credit card from a local credit union like Brooklyn Cooperative Federal Credit Union. New York's average credit score is 710, and consistent on-time payments combined with low utilization can help you reach that benchmark within 12 to 18 months.
What are alternatives to payday loans in Brooklyn?
Payday lending is banned in New York, which protects Brooklyn residents from triple-digit APR debt traps. Legal alternatives include credit union payday alternative loans (PALs), which cap at 28% APR and are offered by several Brooklyn-serving credit unions. NYC's Human Resources Administration (HRA) provides emergency cash assistance for qualifying residents. For short-term borrowing needs, compare options in our guide to the best personal loan lenders — New York's 16% civil usury cap keeps rates far below what payday lenders charge in other states.
Are there credit unions in Brooklyn I can join?
Yes. Brooklyn Cooperative Federal Credit Union is a community development credit union specifically serving Brooklyn neighborhoods including Bushwick, Bedford-Stuyvesant, and Brownsville. Municipal Credit Union and Bethex Federal Credit Union also serve Brooklyn residents. Credit unions typically offer lower loan rates and fees than national banks, and many provide secured credit cards and small-dollar loans designed for credit building. With 324 FDIC-insured banking locations in Brooklyn concentrated in neighborhoods like Bensonhurst and Park Slope, credit unions fill important gaps in underbanked areas like East New York and Canarsie.
Credit Unions Questions for Brooklyn Residents
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