Debt Relief in Ann Arbor, MI
Review 10 listed debt relief profiles associated with Ann Arbor, Michigan. Check local offices, stored review context, and state-level rules before contacting a provider.
10
Debt Relief Listed Profiles
10
Statewide Profiles
Struggling with debt in Ann Arbor, Michigan? Debt relief companies may advertise creditor negotiation, consolidated payments, or structured repayment programs. Michigan has specific statutes of limitation on debt collection that affect your rights. Review the listed debt relief profiles associated with Ann Arbor, and consider consulting a HUD-approved credit counselor before committing to any program.
How to Use This Ann Arbor List
Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.
Debt Relief Serving Ann Arbor, MI
Statewide profiles that may be relevant for Ann Arbor residents researching this category.
American Profit Recovery
American Profit Recovery (APR) is a Farmington Hills, MI-based third-party debt collection agency. BBB A+ rated (not accredited). Specializes in medical, dental, and professional service debt collection. 3,400+ Google reviews.
Budget Planners
Budget Planners offers debt consolidation and credit counseling services in Detroit, Michigan, helping consumers merge multiple debts into manageable payment plans without loans.
Credit Solutions Services
Debt collection agency managing accounts for credit unions across multiple states with online account management and payment services.
Five Lakes Law Group
Five Lakes Law Group is a Michigan-based law firm specializing in debt settlement, founded in 2021. BBB A+ accredited since 2025. 4.8 Trustpilot, 6,000+ Google reviews. Fee rate reportedly 27% — higher than industry average.
GREGORIOUS.ETH LLC
Business formation and consulting firm offering entity structuring, compliance guidance, and personal financial audits. Not primarily a debt-relief company despite current categorization.
GRT Financial
GRT Financial (also Fresh Path Financial) is a Southfield, MI-based debt settlement company. BBB A+ accredited. 4.4 average from 4,200+ Trustpilot reviews. 3,900+ Google reviews. Fee-after-settlement model.
Huron Law Group
National debtor defense firm offering debt relief programs, settlement support, and FDCPA litigation services since 2010. Works with consumers to reduce debt obligations affordably.
MDR Financial
MDR Financial is a debt relief consulting firm based in Southfield, Michigan, offering personalized debt management and relief programs to help consumers regain financial control.
Michigan Debt Relief Help | Debt Consolidation Company
Optimal Debt Solutions offers debt consolidation and settlement services in Taylor, MI, helping clients reduce debt by up to 60% through negotiated payment plans and creditor agreements.
Second Start Financial
Second Start Financial offers debt settlement services that negotiate with creditors to reduce unsecured debt balances. They charge no fees until accounts are settled.
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What are alternatives to payday loans in Ann Arbor?
Payday lending is legal in Michigan with loans capped at $600 and fees starting at 15% on the first $100 — these costs add up quickly. Ann Arbor residents should explore alternatives first: credit union small-dollar loans, Washtenaw County emergency financial assistance programs, and nonprofit lending circles. If you are already in a payday loan cycle, a debt relief company or HUD-approved counselor can help you consolidate and break the cycle without accumulating more high-cost debt.
How do I consolidate debt in Ann Arbor, MI?
Debt consolidation in Ann Arbor starts with understanding your total balances, interest rates, and monthly obligations. Michigan's 25% usury cap on consumer loans means consolidation loans should come in well below that ceiling from reputable lenders. HUD-approved counseling agencies serving Washtenaw County can create a free debt management plan. For larger balances, compare national providers on our best debt relief companies list. Avoid any company that charges upfront fees before settling a single account — that practice violates FTC rules.
Debt Relief Questions for Ann Arbor Residents
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