Personal Loans Provider Profiles in New York, NY

Review 8 listed personal loans profiles associated with New York, New York. Average stored Google rating where available: 4.8/5.

8 Listed Profiles 2 Google-rated Payday: Banned

New York Lending Regulations

New York bans payday lending through its 16% civil usury and 25% criminal usury caps. The Department of Financial Services aggressively pursues illegal online payday lenders. Consumers have strong protections under state law and can file complaints with DFS or the Attorney General.

Usury cap: 16% civil usury; 25% criminal usury; payday lending banned Agency: New York Attorney General Consumer Frauds Bureau

Provider Profiles for Personal Loans

ClarityPay logo

ClarityPay

ClarityPay offers point-of-sale financing and pay-over-time plans for retail, medical, and travel purchases with listed terms and live customer support.

4.8/5

Google rating from 197 reviews

BBB: NR

Profile signals: Medical, dental, and elective health procedure patients seeking to spread costs across manageable payments, Retail and e-commerce shoppers wanting flexible payment options without upfront capital

Direct Legal Funding - Lawsuit Loans & Pre-Settlement Funding New York logo

Direct Legal Funding - Lawsuit Loans & Pre-Settlement Funding New York

Pre-settlement lawsuit funding company providing non-recourse cash advances to New York plaintiffs with pending personal injury cases, repaid only if the case has more supporting context or settles.

4.7/5

Google rating from 86 reviews

BBB: NR

Profile signals: Injured plaintiffs in active New York lawsuits facing urgent expense context while litigation is pending, Personal injury cases with strong liability and damages where settlement or judgment is reasonably probable

Listed Personal Loans Profiles in New York (8)

ClarityPay logo

ClarityPay

ClarityPay offers point-of-sale financing and pay-over-time plans for retail, medical, and travel purchases with listed terms and live customer support.

4.8/5

Google rating from 197 reviews

BBB: NR

Profile signals: Medical, dental, and elective health procedure patients seeking to spread costs across manageable payments, Retail and e-commerce shoppers wanting flexible payment options without upfront capital

Direct Legal Funding - Lawsuit Loans & Pre-Settlement Funding New York logo

Direct Legal Funding - Lawsuit Loans & Pre-Settlement Funding New York

Pre-settlement lawsuit funding company providing non-recourse cash advances to New York plaintiffs with pending personal injury cases, repaid only if the case has more supporting context or settles.

4.7/5

Google rating from 86 reviews

BBB: NR

Profile signals: Injured plaintiffs in active New York lawsuits facing urgent expense context while litigation is pending, Personal injury cases with strong liability and damages where settlement or judgment is reasonably probable

BHG Financial logo

BHG Financial

BHG Financial offers personal and business loans up to $250K with terms up to 10 years, positioning itself as a fast, streamlined lender for debt consolidation and major expenses.

BBB: NR

Profile signals: Professionals and business owners seeking $20K–$250K personal loans for debt consolidation or major expenses with flexible terms, Small business owners needing $25K–$500K in working capital, acquisition funding, or debt consolidation within 5–12 years

Metropolitan Bank and Trust Company logo

Metropolitan Bank and Trust Company

Metropolitan Bank and Trust offers international remittance services, wire transfers, letters of credit, and basic deposit products with a focus on overseas money transfer and trade financing.

BBB: NR

Profile signals: Filipino immigrants and diaspora sending money to family in the Philippines, International business owners and importers/exporters requiring trade finance services

The Bank of East Asia Ltd. logo

The Bank of East Asia Ltd.

The Bank of East Asia Ltd. is a Hong Kong-based FDIC-equivalent bank offering comprehensive personal, wealth management, business, and investment banking services across Asia and internationally.

BBB: NR

Profile signals: Hong Kong residents and expats seeking integrated banking, investment, and wealth management from a single institution, High-net-worth individuals and families requiring personalized wealth advisory and cross-border investment solutions across Asia

The Bank of East Asia Ltd. logo

The Bank of East Asia Ltd.

The Bank of East Asia Ltd. is a Hong Kong-based FDIC-equivalent bank offering personal banking, wealth management, corporate financing, and investment services across Asia.

BBB: NR

Profile signals: Hong Kong and Asia-based individuals seeking personal banking with cross-border capabilities, Affluent clients interested in comprehensive wealth management and private banking services

Tower Loan Securities logo

Tower Loan Securities

Tower Loan offers fixed-rate installment personal loans ranging from 12-36 months across 8 states with 240+ branch locations and online application.

BBB: NR

Profile signals: Borrowers with imperfect credit or no credit history who need $1,000-$15,000 for specific expenses, Consumers in Tower Loan's 8-state service area who prefer in-person relationship banking with online convenience

TriState Finance logo

TriState Finance

Tristate Financial Advisors is a wealth management and financial planning firm serving professionals across Philadelphia, Charlotte, Charleston, Nashville, and Washington DC with comprehensive retirement and investment strategies.

BBB: NR

Profile signals: Employed professionals with complex compensation packages including stock options and deferred benefits, Individuals planning for retirement and seeking comprehensive financial strategy guidance