Personal Loans Provider Profiles in Louisville, KY

Review 6 listed personal loans profiles associated with Louisville, Kentucky.

6 Listed Profiles Payday: Legal

Kentucky Lending Regulations

Kentucky allows payday lending with a $500 cap, $15 per $100 fee limit, and a statewide tracking database. Borrowers are limited to two loans at a time with a cooling-off period. Consumers can file complaints with the Department of Financial Institutions or the Attorney General.

Usury cap: 19% for consumer loans over $15,000; payday loans capped at $500 with $15 per $100 fee Agency: Kentucky Attorney General Consumer Protection Division

Listed Personal Loans Profiles in Louisville (6)

Heights Finance logo

Heights Finance

Heights Finance offers installment personal loans up to $10,000 at physical branch locations across 15 states, with listed funding timing and flexible underwriting beyond credit scores.

BBB: NR

Profile signals: Consumers in covered states with damaged credit seeking mid-sized loans ($3,000-$10,000), Borrowers needing listed funding timing who can visit a physical branch

Loan For Any Purpose logo

Loan For Any Purpose

Loan For Any Purpose Louisville, Kentucky — Loan For Any Purpose offers payday, title, cash advance, and personal loans from $250–$50,000 in Detroit, we...

BBB: NR

Profile signals: Detroit residents with bad or thin credit who are researching short-term cash access under $1,000, Vehicle owners seeking a title loan up to $50,000 without a credit score requirement

Mariner Finance logo

Mariner Finance

Mariner Finance Louisville, Kentucky — Mariner Finance is a nationwide personal loan lender with physical branch locations offering personal loans for c...

BBB: NR

Profile signals: Borrowers who prefer in-person relationships and personalized lending guidance from local professionals, Customers seeking debt consolidation with flexible terms negotiated directly with loan officers

My Financing USA logo

My Financing USA

My Financing USA specializes in RV and boat loans for all credit types, matching borrowers with nationwide lenders offering terms up to 20 years and rates from 5.99%-19.95%.

BBB: NR

Profile signals: Borrowers with credit scores below 620 seeking RV or boat financing who face rejection from traditional lenders, Full-time RV owners needing financing where the vehicle serves as primary residence

On Time Finance LLC logo

On Time Finance LLC

OnTime Finance LLC offers in-house auto financing through Greg Coats Cars & Trucks in Louisville, KY, specializing in bad credit car loans with flexible approval.

BBB: NR

Profile signals: Louisville-area consumers with bad or poor credit seeking used vehicle financing, Borrowers unable to qualify for traditional auto loans from banks or credit unions

OneMain Financial logo

OneMain Financial

OneMain Financial Louisville, Kentucky — OneMain Financial offers fixed-rate personal loans from $1,500–$30,000 with terms of 24–60 months at rates from...

BBB: NR

Profile signals: Borrowers with fair or poor credit seeking debt consolidation with predictable monthly payments, Consumers facing emergencies who need access to larger amounts ($1,500+) and can qualify at higher APRs