Compare 12 i need a loan companies serving Houston, Texas. Average rating: 4.4/5.
Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.
Cash Store Houston, TX — Cash Store offers unsecured installment loans with same-day funding at physical locations. They serve customers with various cr...
Best for: Borrowers with bad credit or thin credit files who need quick personal loans, Houston-area residents seeking same-day funding for unexpected expenses or consolidation
Custom Loans offers personal installment loans in Houston with flexible approval that doesn't automatically disqualify applicants with bad credit.
Best for: Houston-area residents with bad or challenged credit seeking emergency or large-purchase financing, Borrowers who need flexible approval and prefer in-person service options
GBC Finance is a Houston-based direct lender offering personal installment loans up to $1,800 with terms up to 12 months, positioning itself as a lower-cost alternative to payday loans.
Best for: Borrowers with poor or limited credit history seeking to establish credit through reported loan payments, Texas residents needing quick access to $500-$1,800 in cash without collateral or extensive paperwork
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Best for: Consumers in Houston, Texas looking for personal lending services, People who prefer working with a local personal lending provider
Loan For Any Purpose Houston, TX — Multi-product lender offering personal loans up to $50K, title loans, installment loans, and payday advances with sam...
Best for: Borrowers with poor or bad credit seeking emergency cash ($250–$1,000) quickly, Vehicle owners needing larger amounts ($1,000–$50,000) willing to pledge title as collateral
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Best for: Consumers in Houston, Texas looking for personal lending services, People who prefer working with a local personal lending provider
Cash Store Houston, TX — Cash Store offers unsecured installment loans with same-day funding at physical locations. They serve customers with various cr...
Best for: Borrowers with bad credit or thin credit files who need quick personal loans, Houston-area residents seeking same-day funding for unexpected expenses or consolidation
Custom Loans offers personal installment loans in Houston with flexible approval that doesn't automatically disqualify applicants with bad credit.
Best for: Houston-area residents with bad or challenged credit seeking emergency or large-purchase financing, Borrowers who need flexible approval and prefer in-person service options
GBC Finance is a Houston-based direct lender offering personal installment loans up to $1,800 with terms up to 12 months, positioning itself as a lower-cost alternative to payday loans.
Best for: Borrowers with poor or limited credit history seeking to establish credit through reported loan payments, Texas residents needing quick access to $500-$1,800 in cash without collateral or extensive paperwork
Unable to verify. Website returns 403 Forbidden error, preventing access to company information, services, and operational details.
Best for: Consumers in Houston, Texas looking for personal lending services, People who prefer working with a local personal lending provider
Loan For Any Purpose Houston, TX — Multi-product lender offering personal loans up to $50K, title loans, installment loans, and payday advances with sam...
Best for: Borrowers with poor or bad credit seeking emergency cash ($250–$1,000) quickly, Vehicle owners needing larger amounts ($1,000–$50,000) willing to pledge title as collateral
Unable to verify. Website access denied; no factual data available for profile completion.
Best for: Consumers in Houston, Texas looking for personal lending services, People who prefer working with a local personal lending provider
Unable to verify. Website returns 403 Forbidden error, preventing access to company information, services, or operational details.
Best for: Consumers in Houston, Texas looking for personal lending services, People who prefer working with a local personal lending provider
Family-owned Texas lender offering installment loans up to $1,600 with 6-12 month terms and same-day funding. Licensed by the Texas Office of Consumer Credit Commissioner and reports to all three credit bureaus.
Best for: First-time borrowers with no or minimal credit history seeking to establish credit, Texas residents needing $300-$1,600 for short-term financial needs with affordable monthly payments
Houston-based installment lender offering unsecured personal loans up to $1,700 with 12-month repayment terms. Regulated by Consumer Credit Commission with rates significantly lower than payday lenders.
Best for: Borrowers in Houston, Texas seeking installment loans under $1,700 who want faster approval than traditional banks, Consumers with poor or limited credit seeking an alternative to payday lenders with lower rates and longer repayment terms
Texas-based installment loan lender offering loans up to $1,500 for personal expenses. Licensed and locally operated since 1993 with locations in Houston and Baytown.
Best for: Texas residents in Houston or Baytown needing small personal loans ($500-$1,500), Borrowers seeking local, face-to-face lending with a long-established company
Online loan marketplace connecting borrowers to lenders offering $1,000–$5,000 personal loans with fast processing and next-day funding potential.
Best for: Borrowers with urgent financial emergencies needing $1,000–$5,000 within 24–48 hours, Applicants with poor or limited credit history who may not qualify for traditional personal loans
AMG Finance operates Tiempo Loans branches in Houston offering personal installment loans, auto loans, and tax loans with fast approval (20 minutes) for borrowers including those with poor credit.
Best for: Consumers in Houston needing quick cash ($1K-$50K range) with poor or no credit history, Borrowers seeking tax anticipation loans who expect large refunds but need immediate funds