Best Pawn Shops in San Diego, CA

Compare 15 pawn shops companies serving San Diego, California. Average rating: 4.7/5.

15 Companies 15 Rated Payday: Legal

California Lending Regulations

California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.

Usury cap: 10% for personal/consumer loans (Article XV, CA Constitution); payday loans capped at $15 per $100 Agency: California Attorney General Consumer Protection

Top-Rated Pawn Shops

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Car Capital Inc.

Car Pawn of California offers vehicle collateral loans on cars, trucks, motorcycles, boats, and jetskis across Southern California. Same-day funding with 35.9% APR and no prepayment penalties.

5.0/5
Contact BBB: NR

Best for: Vehicle owners with fair-to-good credit (690+) who need emergency cash and can secure it with collateral, Borrowers seeking larger loans ($2,600+) who want to avoid credit inquiries and traditional loan applications

D

DCL Jewelry & Loan

San Diego luxury pawn shop and collateral lender specializing in high-end jewelry, watches, designer handbags, and fine assets. Offers no-credit-check loans and buys/sells luxury items by private appointment.

5.0/5
Contact BBB: NR

Best for: Individuals with valuable jewelry, watches, or designer items who need immediate cash without credit checks, Sellers of luxury estate jewelry, diamonds, or high-end accessories seeking expert authentication and fair buyout

C

Cashco Pawn Shop San Diego (Gold & Diamond Buyers)

San Diego-based pawn shop offering collateral loans, gold/jewelry buying, and retail shopping. BBB A+ rated with 20+ years of operation and two locations.

4.9/5
Contact BBB: NR

Best for: Customers needing emergency cash secured by jewelry, electronics, or other valuables, Those seeking fair-market evaluation and quick liquidation of gold, diamonds, or collectibles

L

Leo Hamel Jewelry & Gold Buyers - Old Town

San Diego jewelry and precious metals buyer offering on-the-spot evaluations and immediate payment for gold, watches, diamonds, and collectibles with no appointment needed.

4.9/5
Contact BBB: NR

Best for: Individuals liquidating inherited jewelry, watches, or collectibles without sentimental attachment, People seeking immediate cash from luxury brand watches or designer jewelry they own outright

P

Pawn Plus

San Diego pawn shop offering collateral-based loans from $5–$50,000 on jewelry, electronics, handbags, and instruments with same-day funding and no credit check required.

4.9/5
Contact BBB: NR

Best for: Consumers with valuable items (jewelry, electronics, instruments) needing immediate cash without credit qualification, Individuals seeking short-term loans without credit impact or income verification requirements

S

San Diego Jewelry Buyers

San Diego Jewelry Buyers is a Southern California-based buyer of luxury goods including jewelry, diamonds, watches, and designer handbags, offering same-day cash or collateral loans.

4.9/5
Contact BBB: NR

Best for: Owners of luxury watches, diamonds, or designer items seeking quick liquidity without selling, Estate executors or heirs liquidating fine jewelry or high-value collections

All Pawn Shops in San Diego (15)

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Car Capital Inc.

Car Pawn of California offers vehicle collateral loans on cars, trucks, motorcycles, boats, and jetskis across Southern California. Same-day funding with 35.9% APR and no prepayment penalties.

5.0/5
Contact BBB: NR

Best for: Vehicle owners with fair-to-good credit (690+) who need emergency cash and can secure it with collateral, Borrowers seeking larger loans ($2,600+) who want to avoid credit inquiries and traditional loan applications

D

DCL Jewelry & Loan

San Diego luxury pawn shop and collateral lender specializing in high-end jewelry, watches, designer handbags, and fine assets. Offers no-credit-check loans and buys/sells luxury items by private appointment.

5.0/5
Contact BBB: NR

Best for: Individuals with valuable jewelry, watches, or designer items who need immediate cash without credit checks, Sellers of luxury estate jewelry, diamonds, or high-end accessories seeking expert authentication and fair buyout

C

Cashco Pawn Shop San Diego (Gold & Diamond Buyers)

San Diego-based pawn shop offering collateral loans, gold/jewelry buying, and retail shopping. BBB A+ rated with 20+ years of operation and two locations.

4.9/5
Contact BBB: NR

Best for: Customers needing emergency cash secured by jewelry, electronics, or other valuables, Those seeking fair-market evaluation and quick liquidation of gold, diamonds, or collectibles

L

Leo Hamel Jewelry & Gold Buyers - Old Town

San Diego jewelry and precious metals buyer offering on-the-spot evaluations and immediate payment for gold, watches, diamonds, and collectibles with no appointment needed.

4.9/5
Contact BBB: NR

Best for: Individuals liquidating inherited jewelry, watches, or collectibles without sentimental attachment, People seeking immediate cash from luxury brand watches or designer jewelry they own outright

P

Pawn Plus

San Diego pawn shop offering collateral-based loans from $5–$50,000 on jewelry, electronics, handbags, and instruments with same-day funding and no credit check required.

4.9/5
Contact BBB: NR

Best for: Consumers with valuable items (jewelry, electronics, instruments) needing immediate cash without credit qualification, Individuals seeking short-term loans without credit impact or income verification requirements

S

San Diego Jewelry Buyers

San Diego Jewelry Buyers is a Southern California-based buyer of luxury goods including jewelry, diamonds, watches, and designer handbags, offering same-day cash or collateral loans.

4.9/5
Contact BBB: NR

Best for: Owners of luxury watches, diamonds, or designer items seeking quick liquidity without selling, Estate executors or heirs liquidating fine jewelry or high-value collections

G

Gold Refinery of San Diego

Local San Diego gold and silver refinery buying precious metals directly from consumers since 2008. Offers on-site testing, competitive pricing up to 99% of market value, and same-day cash payments.

4.8/5
Contact BBB: NR

Best for: Individuals with significant gold or silver jewelry, coins, or bullion looking for fair market value, Estate executors or liquidators selling inherited precious metals in bulk

P

PB Pawn & Jewelry San Diego (Gold & Diamond Buyers)

Pacific Beach pawn shop buying and lending against gold, diamonds, jewelry, electronics, and musical instruments. Offers quick cash sales and collateral-based loans.

4.8/5
Contact BBB: NR

Best for: Individuals with jewelry, gold, or diamonds to sell seeking quick cash without retail sale hassle, People needing emergency short-term loans ($500-$5K range) who lack traditional credit access

P

Posh Pawn

Upscale pawn shop in San Diego specializing in jewelry, diamonds, designer handbags, and fine watches. Offers collateral-based loans and item purchases with no credit checks.

4.8/5
Contact BBB: NR

Best for: Individuals with high-end jewelry, watches, or designer items seeking short-term loans without credit impact, Collectors looking to sell or liquidate precious metals, diamonds, coins, or art for fair market value

E

Express Pawn Shop

Express Pawn operates 9 locations across San Diego offering collateral-based loans on jewelry, watches, electronics, tools, and luxury items with over 40 years of experience.

4.7/5
Contact BBB: NR

Best for: Individuals needing emergency cash without credit checks or bank approval, People with valuable jewelry, watches, or electronics willing to use them as collateral

M

Music Rental Co & Pawn

Music Rental Co & Pawn is a pawn shop located in San Diego offering collateral-based loans and likely musical instrument rentals and sales.

4.4/5
Contact BBB: NR

Best for: San Diego-area musicians needing quick cash against instruments, Local residents requiring same-day collateral-based loans for emergencies

S

San Diego Jewelry & Loan

Family-owned pawn shop in San Diego's Gaslamp Quarter specializing in fine jewelry, watches, and precious metals. Offers collateral loans and buys/sells estate pieces, diamonds, and luxury timepieces.

4.4/5
Contact BBB: NR

Best for: Sellers with high-end jewelry, estate pieces, or luxury watches seeking immediate cash and expert authentication, Customers needing short-term collateral loans on fine jewelry or watches willing to visit in person

P

Poway Jewelry & Loan

Poway Jewelry & Loan specializes in collateral-based loans and purchasing gold, jewelry, watches, tools, and electronics for cash.

4.3/5
Contact BBB: NR

Best for: Individuals with jewelry, watches, or fine items who need immediate cash and prefer collateral loans over sales, Musicians, contractors, or technicians who own valuable tools or instruments and need short-term emergency cash

R

Royal Loan

Family-owned San Diego pawnbroker since 1992 offering immediate cash for watches, jewelry, electronics, tools, and collectibles through pawn, buy, or sell transactions.

4.3/5
Contact BBB: NR

Best for: San Diego residents needing immediate small cash loans against personal possessions, Individuals selling used watches, jewelry, electronics, or collectibles for quick payment

H

Hillcrest Pawnbrokers

Hillcrest Pawnbrokers is a San Diego-based pawn shop buying, selling, and loaning against jewelry, firearms, collectibles, and luxury items since 2006.

4.0/5
Contact BBB: NR

Best for: Customers with valuable jewelry, watches, or collectibles needing immediate cash against collateral, Firearm owners or collectors seeking quick sales or short-term loans