Mortgages & Home Loans Provider Profiles in San Jose, CA

Review 8 listed mortgages & home loans profiles associated with San Jose, California. Average stored Google rating where available: 5.0/5.

8 Listed Profiles 4 Google-rated Payday: Legal

California Lending Regulations

California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.

Usury cap: 10% for personal/consumer loans (Article XV, CA Constitution); payday loans capped at $15 per $100 Agency: California Attorney General Consumer Protection

Provider Profiles for Mortgages & Home Loans

Help U Lend logo

Help U Lend

National mortgage broker offering personalized home financing solutions across six states with emphasis on customer service and market experience context.

5.0/5

Google rating from 39 reviews

BBB: NR

Profile signals: Homebuyers in California, Oregon, Washington, Texas, Colorado, or Florida seeking personalized mortgage guidance, Borrowers with non-standard situations who benefit from broker access to multiple lenders

Loan Factory - We Dare You to Compare logo

Loan Factory - We Dare You to Compare

Loan Factory is a mortgage marketplace that searches rates across 226 lenders and 2,419 loan officers, offering a wide range of home loan products with a price-match listed refund term of $1,000 if they can't beat another offer.

5.0/5

Google rating from 4,596 reviews

BBB: NR

Profile signals: Borrowers seeking to compare multiple lender offers without contacting each lender individually, Self-employed individuals and real estate investors needing listed loan programs (Bank Statement, DSCR loans)

Private Lender Link, Inc. logo

Private Lender Link, Inc.

Private Lender Link is a marketplace platform connecting real estate investors and brokers with hard money lenders for investment property financing, including bridge loans, fix-and-flip loans, and construction financing.

5.0/5

Google rating from 9 reviews

BBB: NR

Profile signals: Real estate investors and property flippers seeking short-term bridge or fix-and-flip financing for investment properties ($50K+), Commercial real estate brokers connecting clients with institutional-grade private lending for multifamily or CRE transactions

The Mortgage Outlet logo

The Mortgage Outlet

Family-owned mortgage broker and lender offering home purchase, refinance, and home equity loans across most U.S. states with listed programs for tech workers, self-employed borrowers, and first-time homebuyers.

4.9/5

Google rating from 139 reviews

BBB: NR

Profile signals: Tech workers and startup employees with Restricted Stock Units seeking to qualify for mortgages, Self-employed borrowers, freelancers, and business owners who lack traditional tax return documentation

Listed Mortgages & Home Loans Profiles in San Jose (8)

Help U Lend logo

Help U Lend

National mortgage broker offering personalized home financing solutions across six states with emphasis on customer service and market experience context.

5.0/5

Google rating from 39 reviews

BBB: NR

Profile signals: Homebuyers in California, Oregon, Washington, Texas, Colorado, or Florida seeking personalized mortgage guidance, Borrowers with non-standard situations who benefit from broker access to multiple lenders

Loan Factory - We Dare You to Compare logo

Loan Factory - We Dare You to Compare

Loan Factory is a mortgage marketplace that searches rates across 226 lenders and 2,419 loan officers, offering a wide range of home loan products with a price-match listed refund term of $1,000 if they can't beat another offer.

5.0/5

Google rating from 4,596 reviews

BBB: NR

Profile signals: Borrowers seeking to compare multiple lender offers without contacting each lender individually, Self-employed individuals and real estate investors needing listed loan programs (Bank Statement, DSCR loans)

Private Lender Link, Inc. logo

Private Lender Link, Inc.

Private Lender Link is a marketplace platform connecting real estate investors and brokers with hard money lenders for investment property financing, including bridge loans, fix-and-flip loans, and construction financing.

5.0/5

Google rating from 9 reviews

BBB: NR

Profile signals: Real estate investors and property flippers seeking short-term bridge or fix-and-flip financing for investment properties ($50K+), Commercial real estate brokers connecting clients with institutional-grade private lending for multifamily or CRE transactions

The Mortgage Outlet logo

The Mortgage Outlet

Family-owned mortgage broker and lender offering home purchase, refinance, and home equity loans across most U.S. states with listed programs for tech workers, self-employed borrowers, and first-time homebuyers.

4.9/5

Google rating from 139 reviews

BBB: NR

Profile signals: Tech workers and startup employees with Restricted Stock Units seeking to qualify for mortgages, Self-employed borrowers, freelancers, and business owners who lack traditional tax return documentation

Bay Area Loan logo

Bay Area Loan

Bay Area Loan is a California-based mortgage broker offering home purchase, refinance, and home equity loans with personalized service and rate claims to verify.

BBB: NR

Profile signals: California homebuyers seeking personalized mortgage guidance beyond rate-shopping, Refinance borrowers looking to lower monthly payments with local consultation context

Castle Home Loans logo

Castle Home Loans

Castle Home Loans is a San Jose-based mortgage lender offering home purchase, refinance, and listed loan programs with free rate quotes and online application.

BBB: NR

Profile signals: California homebuyers seeking local mortgage lender support, Existing homeowners interested in refinancing to lower rates or access equity

Habitat for Humanity East Bay/Silicon Valley - Milpitas logo

Habitat for Humanity East Bay/Silicon Valley - Milpitas

Habitat for Humanity East Bay/Silicon Valley builds and finances affordable homes for low-income families across the Bay Area, offering homeownership to households earning up to 120% of area median income.

BBB: NR

Profile signals: First-time homebuyers earning under 120% of Area Median Income in Bay Area counties, Low-income families seeking affordable homeownership with counseling and community support

Housing Trust Silicon Valley logo

Housing Trust Silicon Valley

CDFI providing affordable housing financing and homeownership assistance across the greater Bay Area. Focuses on developer loans and community investment rather than consumer mortgages.

BBB: NR

Profile signals: Affordable housing developers seeking predevelopment and construction financing, Low-to-moderate income homebuyers (30-70% AMI) in Bay Area seeking affordable purchase assistance