Best Mortgages & Home Loans in Philadelphia, PA

Compare 12 mortgages & home loans companies serving Philadelphia, Pennsylvania. Average rating: 4.3/5.

12 Companies 12 Rated Payday: Banned

Pennsylvania Lending Regulations

Pennsylvania effectively bans payday lending through its strict usury laws. Licensed consumer discount companies can charge higher rates but remain well below payday loan levels. Consumers can file complaints with the Department of Banking and Securities or the Attorney General's Bureau of Consumer Protection.

Usury cap: 6% for non-licensed lenders (24% for licensed small loan companies); payday lending banned Agency: Pennsylvania Attorney General Bureau of Consumer Protection

Top-Rated Mortgages & Home Loans

Alpha Abstract Agency logo

Alpha Abstract Agency

Real estate closing and title services agency operating in PA, NJ, and FL, specializing in title insurance, settlements, and deed transfers with 20+ years experience.

4.4/5
Contact BBB: NR

Best for: Homebuyers and sellers in PA, NJ, or FL completing residential real estate transactions, Real estate agents seeking closing and title services for their clients in serviced states

Bluebird Lending logo

Bluebird Lending

Philadelphia-based real estate lender offering construction loans, bridge financing, DSCR rental property loans, and fix-and-flip mortgages with expedited approval processes.

4.4/5
Contact BBB: NR

Best for: Real estate investors with strong cash-flowing rental properties seeking DSCR loans to leverage asset-based qualification, Fix-and-flip developers on tight timelines needing rapid capital deployment for acquisition and construction costs

Direct Mortgage Loan Company logo

Direct Mortgage Loan Company

Private mortgage lender specializing in bridge financing, fix-and-flip loans, and commercial real estate funding for investors across Philadelphia, Southeastern PA, and New Jersey since 1956.

4.4/5
Contact BBB: NR

Best for: Real estate fix-and-flip investors needing rapid capital for time-sensitive deals, Commercial real estate developers requiring bridge financing during construction or acquisition phases

First American Title Agency Services logo

First American Title Agency Services

First American Title Agency Services provides title insurance, settlement, and underwriting services for residential and commercial real estate transactions across Pennsylvania.

4.4/5
Contact BBB: NR

Best for: Title agents and attorneys in Pennsylvania seeking underwriting support and settlement services, Real estate closing professionals looking for integrated technology and workflow management solutions

Go Magnum Loans logo

Go Magnum Loans

Philadelphia-based mortgage broker specializing in home purchase and refinance loans with a focus on transparency, technology, and personalized service for diverse borrower profiles.

4.4/5
Contact BBB: NR

Best for: First-time homebuyers seeking simplified mortgage processes with transparent costs, Self-employed professionals, gig-workers, and entrepreneurs with non-traditional income documentation

Mimi Goitom at CrossCountry Mortgage logo

Mimi Goitom at CrossCountry Mortgage

Mimi Goitom is a mortgage loan officer at CrossCountry Mortgage based in Philadelphia, PA, helping borrowers with home purchase and refinance options.

4.4/5
Contact BBB: NR

Best for: Tech-savvy borrowers comfortable with digital mortgage applications, Philadelphia-area homebuyers seeking a national lender with local support

All Mortgages & Home Loans in Philadelphia (12)

Alpha Abstract Agency logo

Alpha Abstract Agency

Real estate closing and title services agency operating in PA, NJ, and FL, specializing in title insurance, settlements, and deed transfers with 20+ years experience.

4.4/5
Contact BBB: NR

Best for: Homebuyers and sellers in PA, NJ, or FL completing residential real estate transactions, Real estate agents seeking closing and title services for their clients in serviced states

Bluebird Lending logo

Bluebird Lending

Philadelphia-based real estate lender offering construction loans, bridge financing, DSCR rental property loans, and fix-and-flip mortgages with expedited approval processes.

4.4/5
Contact BBB: NR

Best for: Real estate investors with strong cash-flowing rental properties seeking DSCR loans to leverage asset-based qualification, Fix-and-flip developers on tight timelines needing rapid capital deployment for acquisition and construction costs

Direct Mortgage Loan Company logo

Direct Mortgage Loan Company

Private mortgage lender specializing in bridge financing, fix-and-flip loans, and commercial real estate funding for investors across Philadelphia, Southeastern PA, and New Jersey since 1956.

4.4/5
Contact BBB: NR

Best for: Real estate fix-and-flip investors needing rapid capital for time-sensitive deals, Commercial real estate developers requiring bridge financing during construction or acquisition phases

First American Title Agency Services logo

First American Title Agency Services

First American Title Agency Services provides title insurance, settlement, and underwriting services for residential and commercial real estate transactions across Pennsylvania.

4.4/5
Contact BBB: NR

Best for: Title agents and attorneys in Pennsylvania seeking underwriting support and settlement services, Real estate closing professionals looking for integrated technology and workflow management solutions

Go Magnum Loans logo

Go Magnum Loans

Philadelphia-based mortgage broker specializing in home purchase and refinance loans with a focus on transparency, technology, and personalized service for diverse borrower profiles.

4.4/5
Contact BBB: NR

Best for: First-time homebuyers seeking simplified mortgage processes with transparent costs, Self-employed professionals, gig-workers, and entrepreneurs with non-traditional income documentation

Mimi Goitom at CrossCountry Mortgage logo

Mimi Goitom at CrossCountry Mortgage

Mimi Goitom is a mortgage loan officer at CrossCountry Mortgage based in Philadelphia, PA, helping borrowers with home purchase and refinance options.

4.4/5
Contact BBB: NR

Best for: Tech-savvy borrowers comfortable with digital mortgage applications, Philadelphia-area homebuyers seeking a national lender with local support

NFM Lending - Philadelphia, PA - Branch 239 logo

NFM Lending - Philadelphia, PA - Branch 239

NFM Lending is a mortgage lender offering home purchase, refinance, and FHA loans with multiple servicing centers across the US.

4.4/5
Contact BBB: NR

Best for: Borrowers seeking FHA-insured mortgages with existing NFM Lending loans, Homebuyers and refinancers in states where NFM maintains active origination

Orca Home Loans logo

Orca Home Loans

Orca Home Loans is a mortgage lender offering home purchase loans, refinancing, home equity products, and cash-out options. They emphasize fast closing times and personalized service.

4.4/5
Contact BBB: NR

Best for: Home buyers seeking fast mortgage processing without lengthy delays, Homeowners with VA or military service seeking VA loan programs

Scion Lending logo

Scion Lending

Scion Lending is a Fannie Mae-approved mortgage lender operating in 40+ states, offering purchase loans, refinancing, and home equity products with competitive rates and 24-48 hour pre-qualification.

4.4/5
Contact BBB: NR

Best for: Homebuyers and refinancers seeking fast pre-qualification with minimal upfront documentation, First-time homebuyers in 40+ states looking for personalized guidance and flexible loan programs

Spring Garden Capital Group logo

Spring Garden Capital Group

Spring Garden Capital Group provides relationship-driven real estate financing and advisory services through lending, equity, and consulting divisions for real estate entrepreneurs.

4.4/5
Contact BBB: NR

Best for: Real estate developers and entrepreneurs seeking comprehensive capital and advisory relationships, Small to mid-sized real estate investment firms looking for non-bank financing partners

Nsc (Naca Counseling Subsidiary) - Philadelphia, PA logo

Nsc (Naca Counseling Subsidiary) - Philadelphia, PA

NACA is a non-profit housing counselor offering character-based mortgage lending with no down payment, no closing costs, and rates below market—serving over 500K homeowners.

4.0/5
Contact BBB: NR

Best for: First-time homebuyers with limited savings and poor or no credit history, Low-to-moderate income households seeking affordable homeownership with no down payment

Absolute Home Mortgage Corporation logo

Absolute Home Mortgage Corporation

Absolute Home Mortgage Corporation is an NMLS-licensed mortgage lender offering home purchase, refinance, and other mortgage products through branch locations including Philadelphia, PA.

3.8/5
Contact BBB: NR

Best for: Homebuyers and refinancers in Pennsylvania and states where AHMC is licensed, Spanish-speaking borrowers seeking bilingual mortgage support