Mortgages & Home Loans Provider Profiles in Charlotte, NC

Review 17 listed mortgages & home loans profiles associated with Charlotte, North Carolina. Average stored Google rating where available: 4.9/5.

17 Listed Profiles 13 Google-rated Payday: Banned

North Carolina Lending Regulations

North Carolina banned payday lending in 2001, becoming one of the first states to do so. Consumer finance companies are regulated with rate caps. Consumers can file complaints with the Commissioner of Banks or the Attorney General's Consumer Protection Division.

Usury cap: 8% general; 30% for consumer finance loans under $10,000; payday lending banned since 2001 Agency: North Carolina Attorney General Consumer Protection Division

Provider Profiles for Mortgages & Home Loans

1st Advantage Mortgage logo

1st Advantage Mortgage

1st Advantage Mortgage is a North Carolina-based lender offering home purchase and refinance loans with personalized service and verified pre-approval options.

5.0/5

Google rating from 211 reviews

BBB: NR

Profile signals: North Carolina homebuyers seeking a streamlined refinance or purchase with personal guidance, First-time homebuyers wanting verified pre-approval to strengthen offers before contract

Leverage Lending Group logo

Leverage Lending Group

Charlotte-based mortgage broker offering home purchase and refinance loans with personalized service from owner Angelo Datseris and his team.

5.0/5

Google rating from 515 reviews

BBB: NR

Profile signals: First-time homebuyers in Charlotte seeking personalized guidance and patient support through a complex process, Homeowners refinancing in North Carolina who value local broker relationships over large bank impersonality

Peak Financial Group, Inc. logo

Peak Financial Group, Inc.

Peak Financial Group is a Charlotte-based wholesale mortgage broker licensed in NC and SC, offering residential and commercial loans with emphasis on personalized service and competitive pricing.

5.0/5

Google rating from 79 reviews

BBB: NR

Profile signals: NC and SC homebuyers seeking personalized service and shopping across multiple wholesale lenders, Real estate investors seeking Airbnb or short-term rental property financing with flexible underwriting

DHL Mortgage logo

DHL Mortgage

DHL Mortgage, powered by Premier Mortgage Resources LLC, is a Charlotte-based mortgage lender offering home purchase, refinance, and listed loan programs across five states.

4.9/5

Google rating from 194 reviews

BBB: NR

Profile signals: Self-employed borrowers and real estate investors using DSCR or bank statement loans, Medical professionals (doctors, nurses) seeking listed lending programs

Lennar Mortgage, LLC Charlotte logo

Lennar Mortgage, LLC Charlotte

Lennar Mortgage Charlotte finances new construction home purchases through the Lennar Family of Builders network, with a team of 12+ loan officers serving NC, SC, and GA.

4.9/5

Google rating from 443 reviews

BBB: NR

Profile signals: First-time homebuyers purchasing new Lennar-built homes in North Carolina, South Carolina, or Georgia, Repeat Lennar homebuyers familiar with the builder's quality and financing process

Loan Pronto, Inc. logo

Loan Pronto, Inc.

Loan Pronto offers digital mortgage services for home purchase, refinance, and HELOC products with instant rate quotes and dedicated loan officers.

4.9/5

Google rating from 2,756 reviews

BBB: NR

Profile signals: Homebuyers seeking pre-qualification without hard credit inquiries before beginning serious shopping, Existing homeowners exploring refinancing or HELOC options with desire for personalized loan officer guidance

Listed Mortgages & Home Loans Profiles in Charlotte (17)

1st Advantage Mortgage logo

1st Advantage Mortgage

1st Advantage Mortgage is a North Carolina-based lender offering home purchase and refinance loans with personalized service and verified pre-approval options.

5.0/5

Google rating from 211 reviews

BBB: NR

Profile signals: North Carolina homebuyers seeking a streamlined refinance or purchase with personal guidance, First-time homebuyers wanting verified pre-approval to strengthen offers before contract

Leverage Lending Group logo

Leverage Lending Group

Charlotte-based mortgage broker offering home purchase and refinance loans with personalized service from owner Angelo Datseris and his team.

5.0/5

Google rating from 515 reviews

BBB: NR

Profile signals: First-time homebuyers in Charlotte seeking personalized guidance and patient support through a complex process, Homeowners refinancing in North Carolina who value local broker relationships over large bank impersonality

Peak Financial Group, Inc. logo

Peak Financial Group, Inc.

Peak Financial Group is a Charlotte-based wholesale mortgage broker licensed in NC and SC, offering residential and commercial loans with emphasis on personalized service and competitive pricing.

5.0/5

Google rating from 79 reviews

BBB: NR

Profile signals: NC and SC homebuyers seeking personalized service and shopping across multiple wholesale lenders, Real estate investors seeking Airbnb or short-term rental property financing with flexible underwriting

DHL Mortgage logo

DHL Mortgage

DHL Mortgage, powered by Premier Mortgage Resources LLC, is a Charlotte-based mortgage lender offering home purchase, refinance, and listed loan programs across five states.

4.9/5

Google rating from 194 reviews

BBB: NR

Profile signals: Self-employed borrowers and real estate investors using DSCR or bank statement loans, Medical professionals (doctors, nurses) seeking listed lending programs

Lennar Mortgage, LLC Charlotte logo

Lennar Mortgage, LLC Charlotte

Lennar Mortgage Charlotte finances new construction home purchases through the Lennar Family of Builders network, with a team of 12+ loan officers serving NC, SC, and GA.

4.9/5

Google rating from 443 reviews

BBB: NR

Profile signals: First-time homebuyers purchasing new Lennar-built homes in North Carolina, South Carolina, or Georgia, Repeat Lennar homebuyers familiar with the builder's quality and financing process

Loan Pronto, Inc. logo

Loan Pronto, Inc.

Loan Pronto offers digital mortgage services for home purchase, refinance, and HELOC products with instant rate quotes and dedicated loan officers.

4.9/5

Google rating from 2,756 reviews

BBB: NR

Profile signals: Homebuyers seeking pre-qualification without hard credit inquiries before beginning serious shopping, Existing homeowners exploring refinancing or HELOC options with desire for personalized loan officer guidance

Mecklenburg Mortgage logo

Mecklenburg Mortgage

Mecklenburg Mortgage is a mortgage lender offering home purchase, refinance, and related lending services. Website currently inaccessible for detailed service verification.

4.9/5

Google rating from 141 reviews

BBB: NR

Profile signals: Borrowers who can independently verify company credentials through NMLS and state licensing boards, Those willing to contact the company through alternative channels to establish legitimacy

On Point Home Loans, Inc. logo

On Point Home Loans, Inc.

Charlotte-based mortgage lender offering home purchase, refinance, and construction loans with online application and personalized loan advisor support.

4.9/5

Google rating from 119 reviews

BBB: NR

Profile signals: Charlotte-area homebuyers and homeowners seeking personalized mortgage advice with named loan officers, First-time home buyers wanting step-by-step guidance through the mortgage qualification and closing process

PrimeLending, a PlainsCapital Company - Charlotte logo

PrimeLending, a PlainsCapital Company - Charlotte

PrimeLending Charlotte is a mortgage lender offering home purchase, refinance, renovation, and VA loans through a team of registered loan originators.

4.9/5

Google rating from 378 reviews

BBB: NR

Profile signals: Military members and veterans seeking VA loans with no down payment requirements, Homebuyers seeking a streamlined digital mortgage application process

PrimeLine Capital logo

PrimeLine Capital

PrimeLine Capital is a mortgage brokerage offering access to wholesale rates from multiple lenders for home purchases, refinances, and cash-out loans across conventional, FHA, VA, and jumbo programs.

4.9/5

Google rating from 737 reviews

BBB: NR

Profile signals: Homebuyers seeking to compare multiple lenders without shopping individually with each, Borrowers refinancing existing mortgages, including cash-out refinances

Cardinal Financial Company, Limited Partnership logo

Cardinal Financial Company, Limited Partnership

Cardinal Financial is an online mortgage lender offering home purchase, refinance, and equity access solutions with conventional, VA, FHA, USDA, and jumbo loan options.

4.8/5

Google rating from 2,973 reviews

BBB: NR

Profile signals: Military members and veterans seeking VA loan options with listed resources, First-time homebuyers wanting comprehensive education and guidance

KD Financial Services, Inc. logo

KD Financial Services, Inc.

KD Financial Services is a Charlotte-based mortgage lender offering home purchase, refinance, FHA/VA loans, and listed programs through a network of 100+ investors.

4.8/5

Google rating from 45 reviews

BBB: NR

Profile signals: Non-conventional borrowers with limited documentation or non-owner-occupied investment properties, VA and active/retired military borrowers seeking listed loan programs

QC Lending, LLC logo

QC Lending, LLC

QC Lending is a multi-state mortgage lender specializing in VA loans and first-time homebuyers, operating with over 120 years of combined experience across 12 states.

4.7/5

Google rating from 114 reviews

BBB: NR

Profile signals: VA loan borrowers seeking listed experience context in government-backed mortgage programs, First-time homebuyers in Charlotte, NC or the 11 other states QC Lending serves

New American Funding - Alexander Mignone logo

New American Funding - Alexander Mignone

New American Funding Branch Manager Alexander Mignone offers mortgage origination services including home purchase loans, refinancing, and down payment assistance programs in the Charlotte, NC area.

BBB: NR

Profile signals: First-time homebuyers in Charlotte, NC area seeking down payment assistance and guidance through the homeownership process, Homeowners considering refinancing to reduce monthly payments or eliminate mortgage insurance

Nsc (Naca Counseling Subsidiary) - Charlotte, NC logo

Nsc (Naca Counseling Subsidiary) - Charlotte, NC

NACA offers character-based mortgages with no down payment, no closing costs, and no mortgage insurance, serving over 500K homeowners through a mission-driven nonprofit model.

BBB: NR

Profile signals: Low-to-moderate income individuals and families with limited savings for down payments, People of color and historically underserved communities seeking equitable lending

Nsc (Naca Counseling Subsidiary) - National Counseling Center logo

Nsc (Naca Counseling Subsidiary) - National Counseling Center

NACA is a HUD-approved housing counselor and non-profit that provides character-based mortgage lending and housing advocacy to underserved communities, with no down payments, closing costs, or credit score requirements.

BBB: NR

Profile signals: Low-to-moderate income borrowers and people of color historically underserved by traditional lenders, First-time homebuyers with limited savings and no down payment funds available

Start Up Business Loans Charlotte logo

Start Up Business Loans Charlotte

RNC Bridge is a Charlotte-area private hard money lender offering asset-based real estate investment loans from $100K–$10M at 7.99–12% interest.

BBB: NR

Profile signals: Real estate investors needing fast bridge financing for time-sensitive acquisitions, Fix-and-flip operators who don't qualify for conventional loans