Free Help Provider Profiles in Wilmington, DE

Review 5 listed free help profiles associated with Wilmington, Delaware.

5 Listed Profiles Payday: Legal

Delaware Lending Regulations

Delaware permits payday lending with minimal rate restrictions, as licensed lenders are exempt from usury caps. Consumers should exercise caution as APRs can be extremely high. Complaints can be filed with the Office of the State Bank Commissioner or the Attorney General's Consumer Protection Unit.

Usury cap: No usury cap for licensed lenders (5 Del. C. 2227); payday loans legal with no rate cap Agency: Delaware Attorney General Consumer Protection Unit

Listed Free Help Profiles in Wilmington (5)

Cccs of Delaware Valley, Dba Clarifi logo

Cccs of Delaware Valley, Dba Clarifi

Non-profit financial empowerment organization providing free credit counseling, housing assistance, and benefits access to low- and moderate-income residents across Greater Philadelphia.

BBB: NR

Profile signals: Low-to-moderate income households in Greater Philadelphia region seeking free financial counseling and debt guidance, Homeowners needing assistance with affordable home repairs and housing stability programs

Clarifi - Consumer Credit Counseling Service of Delaware Valley logo

Clarifi - Consumer Credit Counseling Service of Delaware Valley

Non-profit founded 50+ years ago serving Greater Philadelphia with free financial counseling, housing services, and direct assistance for low- and moderate-income residents of PA, NJ, and DE.

BBB: NR

Profile signals: Low- and moderate-income residents of the Greater Philadelphia region needing debt or budget counseling, Philadelphia-area homeowners facing foreclosure or needing affordable home repair financing

Housing Opportunities of Northern Delaware, Inc. logo

Housing Opportunities of Northern Delaware, Inc.

Housing Opportunities of Northern Delaware provides HUD-approved housing counseling, fair housing education, and financial literacy services to help Delaware residents access affordable housing and understand their rights.

BBB: NR

Profile signals: Delaware residents seeking fair housing education and understanding their housing rights, Homebuyers and aspiring homeowners needing counseling on mortgages and financial preparation

Neighborhood House, Incorporated logo

Neighborhood House, Incorporated

Faith-based nonprofit providing free housing counseling, early learning, youth programs, and emergency assistance to low-to-moderate income families across New Castle County, Delaware since 1927.

BBB: NR

Profile signals: Low-to-moderate income families in New Castle County seeking free housing counseling for first-time homebuying, Families with young children needing affordable early learning and afterschool programs

Ywca Delaware logo

Ywca Delaware

YWCA Delaware is a non-profit organization providing free financial counseling, housing assistance, domestic violence support, and career development to women, families, and at-risk individuals across Delaware.

BBB: NR

Profile signals: Delaware women and families facing housing instability or homelessness needing emergency shelter and transitional housing, Low-income individuals seeking free financial counseling for homeownership, foreclosure prevention, or money management