Free Help Provider Profiles in Saint Paul, MN

Review 7 listed free help profiles associated with Saint Paul, Minnesota.

7 Listed Profiles Payday: Legal

Minnesota Lending Regulations

Minnesota allows payday lending with a $350 cap, tiered fee structure, and a minimum 30-day term requirement. The Department of Commerce regulates all consumer lenders. Consumers benefit from the Minnesota Consumer Fraud Act and can file complaints with the Department of Commerce or Attorney General.

Usury cap: 8% default; payday loans capped at $350 with tiered fees Agency: Minnesota Attorney General Consumer Protection Division

Listed Free Help Profiles in Saint Paul (7)

Community Neighborhood Housing Services, Inc Dba Neighborworks Home Partners logo

Community Neighborhood Housing Services, Inc Dba Neighborworks Home Partners

NeighborWorks Home Partners provides non-profit housing counseling and financial education to help consumers build wealth and achieve homeownership through HUD-approved programs.

BBB: NR

Profile signals: First-time homebuyers seeking HUD-approved mortgage readiness counseling, Individuals with credit challenges wanting non-profit financial guidance without pressure

Comunidades Latinas Unidas En Servicio-Clues logo

Comunidades Latinas Unidas En Servicio-Clues

Minnesota's largest Latino-led nonprofit providing culturally relevant financial counseling, behavioral health, job training, and community support services across five locations.

BBB: NR

Profile signals: Latino families seeking culturally responsive financial guidance and economic stability support in Minnesota, Parents seeking early childhood services, children's tutoring, or parenting education from Spanish-speaking providers

Lutheran Social Service of Minnesota logo

Lutheran Social Service of Minnesota

NFCC-certified nonprofit financial counseling service offering free, confidential budget, debt management, and housing counseling for over 35 years.

BBB: NR

Profile signals: Minnesota residents with high-interest debt seeking free budget and debt management counseling, Homeowners facing foreclosure or interested in reverse mortgage options

Minnesota Homeownership Center logo

Minnesota Homeownership Center

Minnesota nonprofit providing free homebuyer education, foreclosure prevention counseling, and advisor network services to help residents achieve sustainable homeownership.

BBB: NR

Profile signals: First-time Minnesota homebuyers seeking education and guidance before purchasing, Minnesota homeowners facing foreclosure or mortgage hardship looking for prevention assistance

Model Cities of St Paul, Inc. logo

Model Cities of St Paul, Inc.

African American woman-led nonprofit in Saint Paul offering free financial education, housing assistance, and community development services since 1967.

BBB: NR

Profile signals: Individuals experiencing homelessness or housing instability in Saint Paul seeking emergency shelter and supportive services, First-time homebuyers and renters in the Saint Paul area needing free financial education and pre-purchase counseling

Neighborhood Development Alliance logo

Neighborhood Development Alliance

Non-profit homebuyer counselor offering HUD-approved financial coaching, homebuyer education, and foreclosure prevention to low-income Twin Cities families.

BBB: NR

Profile signals: First-time homebuyers in the Twin Cities with low-to-moderate income seeking free HUD-approved coaching, Latino families and first-generation homebuyers building credit and financial stability for home purchase

Southern Minnesota Regional Legal Services, Inc. logo

Southern Minnesota Regional Legal Services, Inc.

Non-profit legal aid organization providing free civil legal services to low-income residents of Southern Minnesota across family law, housing, immigration, and other matters.

BBB: NR

Profile signals: Low-income individuals facing eviction or housing disputes in Southern Minnesota, Parents involved in custody disputes or seeking protection orders