Review 5 listed free help profiles associated with Sacramento, California.
California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.
Non-profit community agency providing free financial counseling, housing assistance, job training, and economic empowerment programs for historically marginalized communities in the Sacramento region.
Profile signals: Sacramento-area homeowners facing mortgage hardship or foreclosure risk seeking non-high-cost assistance, Low-income and historically marginalized residents seeking free financial counseling and economic empowerment programs
HUD-certified nonprofit offering free homeownership counseling, rental preparedness, and foreclosure mitigation services to Sacramento region residents.
Profile signals: First-time homebuyers in Sacramento region seeking unbiased guidance on affordability and readiness, Renters evaluating whether to pursue homeownership with personalized financial planning
NACA is a nonprofit housing advocacy organization providing HUD-approved housing counseling and character-based mortgage lending to underserved communities, having served 3 million people.
Profile signals: First-time homebuyers with poor or no credit history who can attend in-person events, Borrowers in underserved communities seeking below-market mortgage rates without down payment
Financial advisory firm offering debt management, budgeting, and emergency financial planning to help clients navigate debt and achieve financial stability.
Profile signals: Consumers managing multiple debts who need strategic prioritization and payment planning, Individuals seeking personalized budgeting guidance aligned with their specific financial situation
Non-profit community agency providing free financial counseling, housing assistance, workforce development, and educational programs to Sacramento residents since 1968.
Profile signals: Sacramento residents seeking free mortgage help or homeownership education, Adults and seniors looking for free computer skills and digital literacy training