Free Help Provider Profiles in Orlando, FL

Review 9 listed free help profiles associated with Orlando, Florida.

9 Listed Profiles Payday: Legal

Florida Lending Regulations

Florida allows payday lending with notable consumer-protection context including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.

Usury cap: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately Agency: Florida Attorney General Consumer Protection Division

Listed Free Help Profiles in Orlando (9)

Catholic Charities of Central Florida logo

Catholic Charities of Central Florida

Catholic Charities of Central Florida is a faith-based nonprofit providing free emergency financial assistance, housing support, medical/dental care, food distribution, and immigration legal services throughout the Diocese of Orlando.

BBB: NR

Profile signals: Central Florida residents facing homelessness or housing instability seeking emergency financial assistance and prevention services, Low-income families needing comprehensive support including food, healthcare, and mental health services simultaneously

Community Legal Services of Mid-Florida, Inc. logo

Community Legal Services of Mid-Florida, Inc.

Non-profit legal aid organization providing no-cost legal services and education to low-income residents across Central Florida, with 60 years of community service.

BBB: NR

Profile signals: Low-income families navigating divorce, custody, or family law matters, Individuals facing housing instability or fair housing discrimination

Debt.org logo

Debt.org

Debt.org is a non-profit debt help organization providing free educational content, financial calculators, and referrals to vetted debt relief providers across multiple debt categories.

BBB: NR

Profile signals: Consumers seeking free, general financial education before committing to paid debt services, Students researching student loan consolidation, forgiveness programs, and repayment strategies

Greenpath Financial Wellness logo

Greenpath Financial Wellness

Greenpath Financial Wellness Orlando, FL — GreenPath is a 60-year-old national nonprofit offering free NFCC and HUD-certified financial counseling, debt...

BBB: NR

Profile signals: Consumers with multiple credit card debts seeking structured repayment without bankruptcy, First-time counseling seekers who need judgment-free guidance on budgeting and debt strategy

Habitat for Humanity Greater Orlando and Osceola County Inc logo

Habitat for Humanity Greater Orlando and Osceola County Inc

Non-profit housing organization providing free financial counseling, homeownership education, and home preservation services to Greater Orlando and Osceola County residents.

BBB: NR

Profile signals: First-time homebuyers in Greater Orlando/Osceola County seeking free pre-purchase education and mortgage qualification guidance, Existing homeowners needing free financial counseling, home repairs, or preservation services

Incharge Debt Solutions logo

Incharge Debt Solutions

InCharge Debt Solutions is a 27-year-old Orlando-based 501(c)(3) nonprofit offering free credit counseling, debt management programs ($32-34/mo), and HUD-certified housing counseling. 3.2 million clients served, $3.4 billion in debt repaid.

BBB: A+

Profile signals: Consumers with $5,000+ in credit card debt who can afford monthly payments but need lower interest rates to make real progress, Individuals seeking free, certified nonprofit financial counseling before deciding on any debt strategy

InCharge Debt Solutions logo

InCharge Debt Solutions

Nonprofit credit counseling and debt management organization offering free financial assessments, certified counseling, and debt consolidation plans to help consumers reduce interest rates and become debt-free.

BBB: NR

Profile signals: Consumers with high-interest credit card debt seeking to reduce interest rates and consolidate multiple creditor payments, Individuals overwhelmed by debt who need professional guidance on whether to pursue debt management, consolidation, or bankruptcy

Nid-Hca Orlando logo

Nid-Hca Orlando

HUD-approved housing counseling network providing free homebuyer education, financial counseling, and housing solutions through certified counselors nationwide.

BBB: NR

Profile signals: First-time homebuyers seeking free education and certification for down payment assistance programs, Individuals working toward financial stability and long-term homeownership goals

Operation Hope - Orlando Branch logo

Operation Hope - Orlando Branch

Operation HOPE is America's first nonprofit social investment banking organization providing free financial coaching, credit counseling, and economic empowerment programs nationwide.

BBB: NR

Profile signals: Individuals struggling with credit repair who need guidance context with no listed cost, Homebuyers seeking HUD-approved counseling for first-time home purchase preparation