Review 6 listed free help profiles associated with Newark, New Jersey.
New Jersey bans payday lending and maintains a 30% criminal usury threshold. The Consumer Fraud Act provides broad protections against high-cost lending practices. Consumers can file complaints with the Division of Consumer Affairs or the Department of Banking and Insurance.
Catholic Charities of the Archdiocese of Newark provides non-profit social services and financial assistance to individuals and families in need across New Jersey.
Profile signals: Low-income individuals and families seeking non-profit financial counseling or emergency assistance in New Jersey, Catholics and non-Catholics alike seeking faith-based social services in the Newark archdiocese region
Newark-based nonprofit providing free community assistance including prenatal care, food support, housing programs, and workforce development to 50,000+ residents annually.
Profile signals: Low-income pregnant women and new mothers needing prenatal care, birth support, and postpartum resources, Unemployed single parents seeking food assistance, energy bill help, and workforce readiness training
New Jersey Citizen Action is a statewide nonprofit coalition offering free financial counseling, tax preparation, and homebuyer assistance to low- and moderate-income residents.
Profile signals: New Jersey residents seeking free tax preparation and ITIN assistance, First-time homebuyers and renters needing education and counseling
NACA is a national non-profit providing HUD-approved housing counseling and character-based mortgage lending to underserved communities, serving 3 million people with no-down-payment mortgages.
Profile signals: Low-to-moderate-income first-time homebuyers with damaged or no credit history, Communities of color experiencing racial wealth disparity gaps
Non-profit organization providing housing counseling, youth development, and community services across multiple Tri-City locations.
Profile signals: First-time homebuyers in the Tri-City region seeking pre-purchase counseling and mortgage readiness preparation, Community members seeking integrated social services including housing support alongside youth or transportation programs
Non-profit community development organization offering free financial counseling, housing assistance, employment services, and economic empowerment programs to Essex County residents since 1917.
Profile signals: Essex County residents seeking free housing counseling for first-time homebuying, Unemployed or underemployed adults needing job training and financial literacy education