Review 14 listed free help profiles associated with Houston, Texas. Average stored Google rating where available: 4.3/5.
Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.
Houston-based 501(c)(3) nonprofit providing free financial education, coaching, and matched savings programs to help lower-income families achieve homeownership and build long-term financial resilience.
Google rating from 8 reviews
Profile signals: Lower-income Houston-area working families serious about homeownership within 1-5 years, First-time homebuyers with subprime credit who need structured credit improvement and savings matching
Non-profit credit counseling agency in Houston offering free financial and homebuyer education classes, pre-purchase counseling, and financial coaching to low and moderate-income consumers.
Google rating from 3 reviews
Profile signals: Low and moderate-income Houston-area residents preparing to buy a home, Consumers needing homebuyer education certificate to satisfy lender or program requirements
Houston-based nonprofit providing free homebuyer education, counseling, and affordable housing development to help low-income families build wealth through homeownership.
Google rating from 86 reviews
Profile signals: First-time homebuyers in Houston seeking free education and counseling without product pressure, Low-to-moderate income families looking to build wealth through affordable homeownership
Harris County Housing & Community Development offers government-backed affordable housing, homeownership programs, and disaster recovery assistance for eligible residents.
Google rating from 55 reviews
Profile signals: Harris County residents rebuilding after disaster (particularly flood-prone areas), First-time homebuyers in low- to moderate-income households seeking down payment help
Houston-based 501(c)(3) nonprofit providing free financial education, coaching, and matched savings programs to help lower-income families achieve homeownership and build long-term financial resilience.
Google rating from 8 reviews
Profile signals: Lower-income Houston-area working families serious about homeownership within 1-5 years, First-time homebuyers with subprime credit who need structured credit improvement and savings matching
Non-profit credit counseling agency in Houston offering free financial and homebuyer education classes, pre-purchase counseling, and financial coaching to low and moderate-income consumers.
Google rating from 3 reviews
Profile signals: Low and moderate-income Houston-area residents preparing to buy a home, Consumers needing homebuyer education certificate to satisfy lender or program requirements
Houston-based nonprofit providing free homebuyer education, counseling, and affordable housing development to help low-income families build wealth through homeownership.
Google rating from 86 reviews
Profile signals: First-time homebuyers in Houston seeking free education and counseling without product pressure, Low-to-moderate income families looking to build wealth through affordable homeownership
Harris County Housing & Community Development offers government-backed affordable housing, homeownership programs, and disaster recovery assistance for eligible residents.
Google rating from 55 reviews
Profile signals: Harris County residents rebuilding after disaster (particularly flood-prone areas), First-time homebuyers in low- to moderate-income households seeking down payment help
Houston-based nonprofit providing free homebuyer education, counseling, and affordable housing development to help low-income families achieve homeownership.
Profile signals: First-time homebuyers in Houston seeking free financial and homeownership education, Low-to-moderate income families interested in affordable home purchase or rental in Houston neighborhoods
Houston-based nonprofit offering free financial education, homebuyer workshops, tax preparation, and benefits enrollment assistance to low-to-moderate income families across multiple languages.
Profile signals: First-time homebuyers in Houston with low-to-moderate income who speak Chinese, Vietnamese, or limited English, Immigrant and Asian American families seeking free tax preparation and public benefits enrollment assistance
City of Houston's government housing department offering free homebuyer education, rental assistance, home repair programs, and HUD-approved housing counseling for residents.
Profile signals: First-time homebuyers in Houston seeking free education and down payment/closing cost assistance, Low-to-moderate income homeowners needing home repairs or disaster recovery support
Non-profit credit counseling agency offering free financial and homebuyer education classes, one-on-one counseling, and reverse mortgage guidance to low and moderate-income Houston-area residents.
Profile signals: Houston-area low and moderate-income individuals seeking free homebuyer education to qualify for down payment assistance programs, Spanish-speaking consumers in Houston who need credit counseling and financial education in their primary language
Non-profit credit counseling and homebuyer education organization in Houston providing free financial counseling, classes, and reverse mortgage guidance to low and moderate-income consumers.
Profile signals: Houston-area residents preparing to purchase a home for the first time, Low to moderate-income consumers rebuilding credit and financial literacy
Houston-based nonprofit providing free homebuyer education, housing counseling, financial counseling, and community redevelopment services to Fifth Ward residents.
Profile signals: Houston Fifth Ward residents preparing to buy their first home, Homeowners facing foreclosure or mortgage default seeking preservation counseling
HUD-approved nonprofit housing counseling agency serving Houston since 1968, offering free financial counseling, mortgage delinquency resolution, and rental housing guidance to build financial stability.
Profile signals: Houston-area homeowners facing mortgage delinquency, default, or foreclosure risk, Renters seeking budgeting help, credit report guidance, and debt reduction strategies
HUD-approved non-profit housing counseling agency providing free financial coaching, mortgage delinquency resolution, and rental housing counseling to Houston-area residents since 1968.
Profile signals: Homeowners facing mortgage delinquency, default, or foreclosure who need HUD-approved counseling and alternatives, Renters seeking budget coaching, credit report review, and debt reduction guidance in Houston area
Operation HOPE is a national non-profit providing free financial coaching, credit counseling, and financial literacy programs to underserved communities nationwide.
Profile signals: Individuals and families seeking free, judgment-free financial coaching and budget guidance, Small business owners needing entrepreneurship education and financial management training
U.S. Small Business Administration Houston District Office provides free counseling, funding guidance, and business resources to entrepreneurs across 32 counties in southeastern Texas.
Profile signals: Early-stage entrepreneurs in southeastern Texas seeking free business guidance and SBA loan information, Small business owners qualifying for federal contracting opportunities who need certification support