Review 10 listed free help profiles associated with Baltimore, Maryland.
Maryland effectively bans payday lending through strict interest rate caps that make the business model impractical. The state has strong consumer protection laws including the Maryland Consumer Protection Act. Consumers can file complaints with the Commissioner of Financial Regulation or the Attorney General.
Community development nonprofit serving Baltimore's Belair-Edison neighborhood with housing guidance, business support, and neighborhood revitalization programs.
Profile signals: Prospective homebuyers interested in Baltimore's Belair-Edison neighborhood, Local small business owners seeking community support and improvement grants
CHAI is a non-profit housing assistance organization based in Baltimore offering homeownership support and community housing programs.
Profile signals: Baltimore-area residents seeking non-profit housing assistance, First-time homebuyers interested in free community-based guidance
Credit.Org is a HUD-approved nonprofit providing free credit counseling, debt relief, and housing guidance to consumers since 1974, with 5.2+ million counseling sessions completed.
Profile signals: Homebuyers seeking free pre-purchase education and mortgage counseling before buying, Homeowners facing foreclosure or reverse mortgage decisions requiring HUD-certified guidance
Non-profit community development corporation offering HUD-approved housing counseling, financial planning, and re-entry support services in Baltimore since 1974.
Profile signals: Baltimore-area residents seeking pre-purchase homebuying education and counseling, Homeowners at risk of foreclosure or default needing prevention counseling
HUD-approved nonprofit housing counselor in Baltimore offering free homebuyer education, foreclosure prevention, and personalized financial counseling for first-time buyers and homeowners.
Profile signals: First-time homebuyers in Baltimore City preparing to purchase their first home, Baltimore homeowners facing foreclosure or mortgage delinquency seeking prevention strategies
Non-profit homeownership counselor in Baltimore offering HUD-approved education, down payment assistance, and fair mortgage lending to help families build wealth through homeownership.
Profile signals: First-time homebuyers in Baltimore City seeking free education and personalized coaching, Baltimore residents needing down payment assistance to bridge affordability gaps
NACA is a nonprofit housing advocacy organization offering character-based mortgage lending and HUD-approved housing counseling to underserved communities without credit score consideration.
Profile signals: First-time homebuyers with low-to-moderate income and poor or nonexistent credit history, Communities of color and historically underserved populations seeking fair lending practices
Operation HOPE is a national non-profit offering free financial counseling, credit coaching, and financial literacy programs to underserved communities across multiple locations including Baltimore.
Profile signals: Individuals struggling with credit management and seeking free one-on-one financial coaching, Homeowners facing foreclosure or seeking guidance on homeownership pathways
HUD-approved housing counseling agency in Southeast Baltimore offering free mortgage assistance, homebuyer education, and neighborhood revitalization programs.
Profile signals: Southeast Baltimore homeowners behind on mortgage payments, property taxes, or water bills seeking free intervention, First-time homebuyers in Southeast Baltimore neighborhoods wanting HUD-approved education and lender referrals
Non-profit housing counselor and community development organization founded in 1968 to provide affordable housing solutions, financial coaching, and legal assistance throughout Baltimore.
Profile signals: Baltimore-area first-time homebuyers seeking affordable properties, down payment assistance, and homebuying education, Renters facing eviction or foreclosure who need legal representation and housing counseling