Review 5 listed debt relief profiles associated with Southfield, Michigan. Average stored Google rating where available: 4.8/5.
Michigan allows payday lending with a $600 cap, tiered fee structure, and a one-loan-at-a-time limit. Rollovers are prohibited. The Department of Insurance and Financial Services regulates consumer lenders, and complaints can be filed with DIFS or the Attorney General.
Second Start Financial offers debt settlement services that negotiate with creditors to reduce unsecured debt balances. They charge no fees until accounts are settled.
Google rating from 7 reviews
Profile signals: Consumers with $10,000+ in unsecured credit card or medical debt who can tolerate credit score impact, Those seeking to pay lump-sum settlements rather than consolidation or lengthy repayment plans
Five Lakes Law Group is a Michigan-based law firm specializing in debt settlement, founded in 2021. BBB A+ accredited since 2025. 4.8 Trustpilot, 6,000+ Google reviews. Fee rate reportedly 27% — higher than industry average.
Google rating from 6,002 reviews
Profile signals: Consumers with $10,000+ in unsecured debt who want legal representation backing their debt settlement negotiations, Those who prefer the additional consumer protection of working with a law firm rather than a non-attorney debt settlement company
GRT Financial (also Fresh Path Financial) is a Southfield, MI-based debt settlement company. BBB A+ accredited. 4.4 average from 4,200+ Trustpilot reviews. 3,900+ Google reviews. Fee-after-settlement model.
Google rating from 3,901 reviews
Profile signals: Consumers with $10,000+ in unsecured debt seeking debt settlement with a BBB A+-rated Michigan firm, Those who want a no-upfront-fee debt resolution program with fees charged only after successful negotiation
Second Start Financial offers debt settlement services that negotiate with creditors to reduce unsecured debt balances. They charge no fees until accounts are settled.
Google rating from 7 reviews
Profile signals: Consumers with $10,000+ in unsecured credit card or medical debt who can tolerate credit score impact, Those seeking to pay lump-sum settlements rather than consolidation or lengthy repayment plans
Five Lakes Law Group is a Michigan-based law firm specializing in debt settlement, founded in 2021. BBB A+ accredited since 2025. 4.8 Trustpilot, 6,000+ Google reviews. Fee rate reportedly 27% — higher than industry average.
Google rating from 6,002 reviews
Profile signals: Consumers with $10,000+ in unsecured debt who want legal representation backing their debt settlement negotiations, Those who prefer the additional consumer protection of working with a law firm rather than a non-attorney debt settlement company
GRT Financial (also Fresh Path Financial) is a Southfield, MI-based debt settlement company. BBB A+ accredited. 4.4 average from 4,200+ Trustpilot reviews. 3,900+ Google reviews. Fee-after-settlement model.
Google rating from 3,901 reviews
Profile signals: Consumers with $10,000+ in unsecured debt seeking debt settlement with a BBB A+-rated Michigan firm, Those who want a no-upfront-fee debt resolution program with fees charged only after successful negotiation
National debtor defense firm offering debt relief programs, settlement support, and FDCPA litigation services since 2010. Works with consumers to reduce debt obligations affordably.
Profile signals: Consumers experiencing active debt collector harassment who need FDCPA litigation, Clients already enrolled in debt settlement programs seeking legal support and guidance
MDR Financial is a debt relief consulting firm based in Southfield, Michigan, offering personalized debt management and relief programs to help consumers regain financial control.
Profile signals: Michigan residents seeking local debt relief consultation, Consumers wanting personalized debt management strategy development