Debt Relief Provider Profiles in Plano, TX

Review 5 listed debt relief profiles associated with Plano, Texas. Average stored Google rating where available: 4.5/5.

5 Listed Profiles 2 Google-rated Payday: Legal

Texas Lending Regulations

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Usury cap: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses Agency: Texas Attorney General Consumer Protection Division

Provider Profiles for Debt Relief

Affordable Debt Consolidation - Plano Texas logo

Affordable Debt Consolidation - Plano Texas

Texas-based debt settlement firm specializing in high-income earners with $50K-$300K+ in unsecured debt, offering negotiated payoffs through FDIC-insured accounts.

5.0/5

Google rating from 1 review

BBB: NR

Profile signals: Higher-income Texas earners with $50K-$300K+ in unsecured credit card and personal loan debt, Individuals who have disposable income to fund monthly settlement accounts but are overwhelmed by multiple creditors

American Debt Relief logo

American Debt Relief

American Debt Relief is a Plano, TX debt settlement firm that negotiates with creditors to reduce unsecured balances, charging 22–25% of enrolled debt only after settlements are reached.

4.1/5

Google rating from 709 reviews

BBB: A+

Profile signals: Individuals with $7,500 or more in unsecured debt (credit cards, medical bills, personal loans) who are already struggling to make minimum payments, People who want to avoid bankruptcy but need more than a payment plan or debt consolidation loan

Listed Debt Relief Profiles in Plano (5)

Affordable Debt Consolidation - Plano Texas logo

Affordable Debt Consolidation - Plano Texas

Texas-based debt settlement firm specializing in high-income earners with $50K-$300K+ in unsecured debt, offering negotiated payoffs through FDIC-insured accounts.

5.0/5

Google rating from 1 review

BBB: NR

Profile signals: Higher-income Texas earners with $50K-$300K+ in unsecured credit card and personal loan debt, Individuals who have disposable income to fund monthly settlement accounts but are overwhelmed by multiple creditors

American Debt Relief logo

American Debt Relief

American Debt Relief is a Plano, TX debt settlement firm that negotiates with creditors to reduce unsecured balances, charging 22–25% of enrolled debt only after settlements are reached.

4.1/5

Google rating from 709 reviews

BBB: A+

Profile signals: Individuals with $7,500 or more in unsecured debt (credit cards, medical bills, personal loans) who are already struggling to make minimum payments, People who want to avoid bankruptcy but need more than a payment plan or debt consolidation loan

Bureau of Debt Settlement logo

Bureau of Debt Settlement

501(c)(3) nonprofit debt settlement company that negotiates lump-sum settlements with creditors, typically completing cases in 3-4 weeks rather than years.

BBB: NR

Profile signals: Consumers with substantial unsecured debt who can make a lump-sum payment to creditors, Individuals seeking debt relief from a nonprofit with listed, mission-driven operations rather than commercial firms

LoBue Law logo

LoBue Law

Plano, TX bankruptcy law firm handling Chapter 7, 13, and 11 cases plus debt settlement. Chapter 7 can start with $100 down; free initial consultation.

BBB: A+

Profile signals: Collin and Dallas county residents overwhelmed by credit card debt or medical bills considering Chapter 7 discharge, Homeowners behind on mortgage payments who want to use Chapter 13 to stop foreclosure and catch up

Net Debt, LLC logo

Net Debt, LLC

NetDebt is a debt settlement company that negotiates with creditors to reduce principal balances, charging fees only after reported settlement outcomes are reached and approved.

BBB: NR

Profile signals: Consumers with $5,000+ in unsecured debt seeking faster resolution than traditional debt management, People willing to accept credit score impact in exchange for principal reduction and faster payoff